24.7K reviews
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About this app

◆ The number of free transfers at ATMs and transfers to other banks increases according to your rank.
Earn points that can be received in cash by using salary receipts and savings products
If you have a driver's license and a smartphone, you can open an account on the same day at the earliest.
◆ Safe transactions with strong security

This is the official smartphone app provided by Sumishin SBI Net Bank.
Almost all transactions, such as account opening, transfer, balance inquiry, foreign currency deposit transaction and various loan applications, can be used with this single app.

Main function

◆ Account opening
・If you have a driver's license, you can open an account on the same day at the shortest by verifying your identity with a smartphone.
・ Initial settings can also be done from the app

◆ "ATM with App" that allows you to deposit and withdraw money without a cash card
・You can use this app to make deposits and withdrawals at Seven Bank ATMs and Lawson Bank ATMs nationwide (*excluding some).
・Even if you do not have a cash card, you can deposit and withdraw using this service.
* Smart authentication NEO registration is required to use the "ATM with App" service.

◆ Smartphone debit
・With "Smartphone Debit (Mastercard)", you can shop online with the debit card number issued by the app.
・In addition to checking your debit card number and usage details, you can also use the debit management function that allows you to set limits.
・When using a debit card, you will be notified by push notification.

◆Balance Inquiry/Deposit/Withdrawal Details
・Just by starting the app, you can check the balance (representative account - Yen normal) and the latest 10 deposit and withdrawal details at any time.
・ After logging in, you can check the deposit and withdrawal details for up to 7 years.

◆ Smart authentication NEO (new authentication service with biometric authentication)
・Registering Smart Authentication NEO eliminates the need for web transaction passwords and authentication numbers for each transaction.
- Integrate the transaction approval and login lock functions that were previously provided by a separate application into this application.
・It can also be used to approve transactions other than apps, such as PCs, to prevent unauthorized remittances.

◆ Real-time notification
- Real-time notification of transaction information such as deposits and transfer acceptance.
* Notifications may not be received depending on the radio wave, model, and other customer usage conditions.

◆ Transfer/Transfer
・No need for tokens, etc., you can easily transfer money with this app.
・Transfer fees to other financial institutions are free up to 20 times/month depending on the rank.
・It is also possible to transfer to “purpose-specific accounts” and “SBI hybrid deposits” linked to SBI SECURITIES.
・There is also a “fixed amount automatic transfer” function that allows you to automatically transfer money on a fixed day every month, and a “fixed amount automatic transfer” function that allows you to automatically withdraw from other banks and deposit it to our company.

◆ Suma Pro Points
・ You can check the balance of "Sumapro Points", which accumulate points according to transactions such as salary receipts, account transfers, foreign currency reserves, and the use of debit cards.
・Accumulated points can be exchanged for cash or JAL miles.

◆ Yen Deposits/Structured Deposits
・You can make deposits into yen time deposits, and apply for and deposit into structured deposits, which are popular for their favorable interest rates.

◆Foreign currency deposit
・You can open a foreign currency deposit account, trade foreign currency ordinary deposits that can be bought and sold in real time, and foreign currency time deposits with favorable interest rates.
・It is also possible to apply for foreign currency reserves from 500 yen and change the reserve settings.

◆ Application for various loan products
・ You can also apply for purpose loans (educational loans, car loans, etc.) and card loans from the app.

◆ List of campaigns and programs
・ You can also check the list of advantageous campaigns and programs in progress right from the app.



- What is displayed in the simple balance inquiry is not the total amount of deposits, but the balance of the representative account yen savings account. Time deposits, purpose-specific accounts, and SBI hybrid deposit balances are not reflected.・There may be some restrictions on the operation etc. depending on the terminal etc.

・If you use ¥ (yen mark) in passwords set on our website, some smartphones may not be able to handle ¥. In that case, enter \ (backslash) instead of \.



If you have any problems or requests about the app, please contact us from the inquiry below.

Updated on
Sep 16, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted
24.7K reviews
Aron Le
January 5, 2022
Easy to use. If it had an English language interface I would give 5 stars.
3 people found this review helpful
March 26, 2022
Given that the Great mobile banking app.,I love this. English Lang. interface seems highly expected.
3 people found this review helpful
Deniz Evrenci
January 27, 2022
Be ware of this company. They can block your account and make you send tons of documents with snail mail in 2022 to get it unblocked. Absolutely unacceptable.
4 people found this review helpful

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