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About this app
App Loans & Borrowing with Promise! [Promise Official App]
Installation is free, and both first-time applicants and existing customers can use the app.
Borrowing is possible 24 hours a day, 365 days a year.
■ No Card Needed! Cash Advance & Repayment with the App!
You can use the "Smartphone ATM" service at Seven Bank ATMs and Lawson Bank ATMs using the app, allowing deposits and withdrawals without a card.
■ Convenient Cash Advance with "App Loans"!
App Loans are a Promise service that allows you to complete everything from application and borrowing to post-contract transactions on your smartphone, even when you suddenly need money. You can apply, borrow, and repay without exchanging mail or using a card.
■ Recommended Features of the Promise App!
1: Earn V Points for your first contract, logging into the Promise app, and monthly repayments!
*Application via the app is required.
2: You can apply for an increase (credit limit change) from the app.
3: Cardless Borrowing! Withdrawals are possible from Seven Bank ATMs and Lawson Bank ATMs from the day of contract, without the need for a card. "Smartphone ATM" is also easy with the app!
◇For First-Time Applicants◇
For cash advances and card loans, leave it to the Promise app! Application, screening, and loan disbursement can be completed in as little as 3 minutes! From application to loan screening and contract, everything can be completed via the app or smartphone. After contracting, you can choose how to borrow money with Promise's cash advance and card loan.
Borrowing Method ①: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Borrowing Method ②: Promise can also transfer funds to your bank account.
Borrowing Method ③: Even with app/smartphone completion, a Promise card can be issued. With a Promise card, you can borrow from ATMs nationwide.
Borrowing Method ④: You can receive direct transfers to PayPay Money from the app.
◇For Existing Customers◇
Even if you're already using our card loan service, you can conveniently use the app! The Promise app incorporates the smartphone ATM transaction service of Seven Bank and Lawson Bank, allowing for cardless ATM transactions. Need money immediately but don't have your card handy, or if the bank transfer cash advance deadline has passed? Simply install the app, and you can borrow money on the same day!
■Features
【New Application Function】
・Application
・Submission of Identity Verification Documents and Income Verification Documents
【Borrowing Function】
・Smartphone ATM
Unlike traditional card loans, you can withdraw and deposit money cardlessly at Seven Bank ATMs and Lawson Bank ATMs.
・Internet Transfer
You can transfer money to your bank account via cash advance from the app.
・Charge to PayPay Money
You can transfer money directly to PayPay Money.
【Repayment Function】
・Internet Repayment
You can repay Promise from your bank account.
* Repayment with Points
You can use points to repay your loan by completing the procedure through the Promise app.
* Repayment with points can be done through "Internet Repayment" in the Promise app.
* Application Function for Increasing Your Loan Limit
You can apply for an increase in your loan limit (change of limit) through the Promise app.
* Submission Method for Income Verification Documents
* You can submit income information using your My Number Card.
* The My Number app is required.
* You can take a picture of your income verification documents and submit them.
* You can select and submit an image file of your income verification documents from your smartphone.
* LINE Chat Service
By linking your LINE account, you can inquire about "Usage Information" and "Contract Details" via the LINE chat service.
* Application Function for Promise Visa Card
In addition to borrowing from Promise, you can apply for a credit card with no annual fee that can be used for shopping.
■Other App Features
【Smooth Login】
You can save your login ID and card number in the app, eliminating the need to enter them each time you log in.
Furthermore, by using our biometric authentication service, you can log in using only your biometric information (fingerprint, face, voice).
【Inquiry of Usage Information】
You can check your outstanding loan balance, repayment due date, repayment amount, and available credit limit at a glance.
You can also inquire about interest and loan interest rates.
*******Terms of Use and Precautions*******
【Supported OS】
iOS 13 or later
Please note that some limitations may occur in operation depending on device-specific issues and environments. Operation is not guaranteed on tablet devices.
【Notes on Using the "Smartphone ATM" Service】
・Available after installing the official Promise app.
・Not available during Seven Bank ATM and Lawson Bank ATM downtime, and during our system maintenance hours. (Regular maintenance is performed every Monday from 0:00 to 7:00. Also, service will be suspended all day on New Year's Day.)
*Seven Bank ATMs and Lawson Bank ATMs have different operating hours depending on the store's business hours.
*Smartphone device authentication via SMS (Short Message Service) is required.
*To use the smartphone ATM, you will need to register your mobile phone number and complete phone authentication.
■'Promise' is recommended for people like this!
*Those interested in Promise's app loan among other loan apps
*Looking for a cash advance app that allows you to borrow money immediately
*Want to try the loan application process for Promise's app loan
*Want to use a card loan app with a loan application process that takes as little as 3 minutes
*Want a loan app that allows you to transfer money to your bank account without a card
*Want to have a loan app from a financial company in addition to a deferred payment app
*Want to borrow money from consumer finance companies in addition to bank loans
*Want a cash advance app with a cash advance function to prepare for unexpected expenses
*Want to use a loan app where you can complete the loan application process on your smartphone
*Card I want to use a revolving credit payment plan for my loan and create a loan repayment plan.
- I'm interested in loan apps from financial institutions and am considering app-based loans.
- I'm looking for a loan app that allows me to apply for a loan even at night.
- I want to use a consumer finance loan app that offers speedy application and loan disbursement.
- I want to use a deferred payment app for everyday use and a card loan app for large expenses.
- I want a card loan app that allows me to check interest on loan repayments.
- I'm looking for a loan app other than a bank card loan app.
- I want to use a loan app not only for borrowing but also for loan repayment.
- I want to use a cash advance app that allows me to apply for a loan anytime.
- - When borrowing money via drone, I want to use a consumer finance company from a major financial institution group.
- I'm interested in borrowing through the Promise app loan I heard about in a TV commercial.
- I want to use both a deferred payment app and a consumer finance cash advance app.
- I want a loan app that allows me to change my loan limit from my smartphone.
- I want to use a card loan app that allows me to borrow money via smartphone.
- I want to borrow money from a bank loan or a financial institution loan.
- I want to get a cash advance using an app loan that allows me to borrow money even in an emergency.
- I'm looking for a card loan app from a financial company that allows me to borrow money without going to an ATM.
- I'm interested in Promise's app loan and card loan.
- I want to borrow money for living expenses using an app-based loan, separate from my bank loan.
* I'm looking for a consumer finance card loan app that allows me to borrow money at convenience store ATMs.
* I want to repay my financial loans using my smartphone.
* I want to use a convenient lending app that allows both borrowing and repayment.
* I want to borrow money easily using a loan app.
* I want a lending app that allows me to borrow anytime.
* I'm looking for a loan app that allows me to borrow money immediately.
* I want to get a cash advance using a convenient app-based loan.
* I want to use a card loan app that allows me to handle everything from borrowing to repayment using my smartphone.
For cash advances, leave it to Promise, a consumer finance company!
■ About Usage
* Lending Interest Rate: 2.5% to 18.0% (Effective Annual Rate)
* Loan Amount: 1 yen to 8 million yen
* Repayment Method: Balance-based principal and interest fixed-amount repayment method
* Repayment Period and Number of Repayments:
The shortest period after the last borrowing is the same day, and the longest period is 6 years and 9 months (1 to 80 installments). Note that this is not a financial product that requires full repayment within 60 days.
* Late payment interest rate: 20.0% (effective annual rate)
* Collateral/Guarantor: Not required
* Representative example of total costs for a card loan: Loan amount: 500,000 yen, Effective annual rate: 18.0%, Number of repayments: 58, Total repayment amount: 751,057 yen
* Privacy Policy
https://cyber.promise.co.jp/APB01X/APB01X03
Company name: SMBC Consumer Finance Co., Ltd.
Phone: 03-6887-1515 (Representative)
Registration number: Kanto Local Finance Bureau Director (15) No. 00615
Japan Lending Industry Association Member No. 000001
Repayment simulation: https://cyber.promise.co.jp/BPB01X/BPB01X03
Installation is free, and both first-time applicants and existing customers can use the app.
Borrowing is possible 24 hours a day, 365 days a year.
■ No Card Needed! Cash Advance & Repayment with the App!
You can use the "Smartphone ATM" service at Seven Bank ATMs and Lawson Bank ATMs using the app, allowing deposits and withdrawals without a card.
■ Convenient Cash Advance with "App Loans"!
App Loans are a Promise service that allows you to complete everything from application and borrowing to post-contract transactions on your smartphone, even when you suddenly need money. You can apply, borrow, and repay without exchanging mail or using a card.
■ Recommended Features of the Promise App!
1: Earn V Points for your first contract, logging into the Promise app, and monthly repayments!
*Application via the app is required.
2: You can apply for an increase (credit limit change) from the app.
3: Cardless Borrowing! Withdrawals are possible from Seven Bank ATMs and Lawson Bank ATMs from the day of contract, without the need for a card. "Smartphone ATM" is also easy with the app!
◇For First-Time Applicants◇
For cash advances and card loans, leave it to the Promise app! Application, screening, and loan disbursement can be completed in as little as 3 minutes! From application to loan screening and contract, everything can be completed via the app or smartphone. After contracting, you can choose how to borrow money with Promise's cash advance and card loan.
Borrowing Method ①: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Borrowing Method ②: Promise can also transfer funds to your bank account.
Borrowing Method ③: Even with app/smartphone completion, a Promise card can be issued. With a Promise card, you can borrow from ATMs nationwide.
Borrowing Method ④: You can receive direct transfers to PayPay Money from the app.
◇For Existing Customers◇
Even if you're already using our card loan service, you can conveniently use the app! The Promise app incorporates the smartphone ATM transaction service of Seven Bank and Lawson Bank, allowing for cardless ATM transactions. Need money immediately but don't have your card handy, or if the bank transfer cash advance deadline has passed? Simply install the app, and you can borrow money on the same day!
■Features
【New Application Function】
・Application
・Submission of Identity Verification Documents and Income Verification Documents
【Borrowing Function】
・Smartphone ATM
Unlike traditional card loans, you can withdraw and deposit money cardlessly at Seven Bank ATMs and Lawson Bank ATMs.
・Internet Transfer
You can transfer money to your bank account via cash advance from the app.
・Charge to PayPay Money
You can transfer money directly to PayPay Money.
【Repayment Function】
・Internet Repayment
You can repay Promise from your bank account.
* Repayment with Points
You can use points to repay your loan by completing the procedure through the Promise app.
* Repayment with points can be done through "Internet Repayment" in the Promise app.
* Application Function for Increasing Your Loan Limit
You can apply for an increase in your loan limit (change of limit) through the Promise app.
* Submission Method for Income Verification Documents
* You can submit income information using your My Number Card.
* The My Number app is required.
* You can take a picture of your income verification documents and submit them.
* You can select and submit an image file of your income verification documents from your smartphone.
* LINE Chat Service
By linking your LINE account, you can inquire about "Usage Information" and "Contract Details" via the LINE chat service.
* Application Function for Promise Visa Card
In addition to borrowing from Promise, you can apply for a credit card with no annual fee that can be used for shopping.
■Other App Features
【Smooth Login】
You can save your login ID and card number in the app, eliminating the need to enter them each time you log in.
Furthermore, by using our biometric authentication service, you can log in using only your biometric information (fingerprint, face, voice).
【Inquiry of Usage Information】
You can check your outstanding loan balance, repayment due date, repayment amount, and available credit limit at a glance.
You can also inquire about interest and loan interest rates.
*******Terms of Use and Precautions*******
【Supported OS】
iOS 13 or later
Please note that some limitations may occur in operation depending on device-specific issues and environments. Operation is not guaranteed on tablet devices.
【Notes on Using the "Smartphone ATM" Service】
・Available after installing the official Promise app.
・Not available during Seven Bank ATM and Lawson Bank ATM downtime, and during our system maintenance hours. (Regular maintenance is performed every Monday from 0:00 to 7:00. Also, service will be suspended all day on New Year's Day.)
*Seven Bank ATMs and Lawson Bank ATMs have different operating hours depending on the store's business hours.
*Smartphone device authentication via SMS (Short Message Service) is required.
*To use the smartphone ATM, you will need to register your mobile phone number and complete phone authentication.
■'Promise' is recommended for people like this!
*Those interested in Promise's app loan among other loan apps
*Looking for a cash advance app that allows you to borrow money immediately
*Want to try the loan application process for Promise's app loan
*Want to use a card loan app with a loan application process that takes as little as 3 minutes
*Want a loan app that allows you to transfer money to your bank account without a card
*Want to have a loan app from a financial company in addition to a deferred payment app
*Want to borrow money from consumer finance companies in addition to bank loans
*Want a cash advance app with a cash advance function to prepare for unexpected expenses
*Want to use a loan app where you can complete the loan application process on your smartphone
*Card I want to use a revolving credit payment plan for my loan and create a loan repayment plan.
- I'm interested in loan apps from financial institutions and am considering app-based loans.
- I'm looking for a loan app that allows me to apply for a loan even at night.
- I want to use a consumer finance loan app that offers speedy application and loan disbursement.
- I want to use a deferred payment app for everyday use and a card loan app for large expenses.
- I want a card loan app that allows me to check interest on loan repayments.
- I'm looking for a loan app other than a bank card loan app.
- I want to use a loan app not only for borrowing but also for loan repayment.
- I want to use a cash advance app that allows me to apply for a loan anytime.
- - When borrowing money via drone, I want to use a consumer finance company from a major financial institution group.
- I'm interested in borrowing through the Promise app loan I heard about in a TV commercial.
- I want to use both a deferred payment app and a consumer finance cash advance app.
- I want a loan app that allows me to change my loan limit from my smartphone.
- I want to use a card loan app that allows me to borrow money via smartphone.
- I want to borrow money from a bank loan or a financial institution loan.
- I want to get a cash advance using an app loan that allows me to borrow money even in an emergency.
- I'm looking for a card loan app from a financial company that allows me to borrow money without going to an ATM.
- I'm interested in Promise's app loan and card loan.
- I want to borrow money for living expenses using an app-based loan, separate from my bank loan.
* I'm looking for a consumer finance card loan app that allows me to borrow money at convenience store ATMs.
* I want to repay my financial loans using my smartphone.
* I want to use a convenient lending app that allows both borrowing and repayment.
* I want to borrow money easily using a loan app.
* I want a lending app that allows me to borrow anytime.
* I'm looking for a loan app that allows me to borrow money immediately.
* I want to get a cash advance using a convenient app-based loan.
* I want to use a card loan app that allows me to handle everything from borrowing to repayment using my smartphone.
For cash advances, leave it to Promise, a consumer finance company!
■ About Usage
* Lending Interest Rate: 2.5% to 18.0% (Effective Annual Rate)
* Loan Amount: 1 yen to 8 million yen
* Repayment Method: Balance-based principal and interest fixed-amount repayment method
* Repayment Period and Number of Repayments:
The shortest period after the last borrowing is the same day, and the longest period is 6 years and 9 months (1 to 80 installments). Note that this is not a financial product that requires full repayment within 60 days.
* Late payment interest rate: 20.0% (effective annual rate)
* Collateral/Guarantor: Not required
* Representative example of total costs for a card loan: Loan amount: 500,000 yen, Effective annual rate: 18.0%, Number of repayments: 58, Total repayment amount: 751,057 yen
* Privacy Policy
https://cyber.promise.co.jp/APB01X/APB01X03
Company name: SMBC Consumer Finance Co., Ltd.
Phone: 03-6887-1515 (Representative)
Registration number: Kanto Local Finance Bureau Director (15) No. 00615
Japan Lending Industry Association Member No. 000001
Repayment simulation: https://cyber.promise.co.jp/BPB01X/BPB01X03
Promise's official app [No card required! Cash advances via the app] Borrowing is available 24 hours a day, 365 days a year. You can also borrow at your local convenience store.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- This app may share these data types with third partiesApp activity, App info and performance, and Device or other IDs
- No data collectedLearn more about how developers declare collection
- Data is encrypted in transit
- You can request that data be deleted
What’s new
・軽微な修正対応
Everyone
Learn moreApp support
phone
Phone number
+81368871515
About the developer
SMBC CONSUMER FINANCE CO., LTD.
p-app@promise.co.jp
2-2-31, TOYOSU
SMBC TOYOSU BLDG.
KOTO-KU, 東京都 135-0061
Japan
+81 3-6887-1515