りゅうぎんアプリ

50K+
Downloads
Content rating
Everyone
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About this app

Without having to go to a bank teller or ATM, you can easily and conveniently use the app to check your balance, check your deposit and withdrawal details, make transfers, transfer funds, enter into fixed-term deposit and card loan transactions, pay taxes and utility bills, and open and trade investment trust (NISA) accounts.
The Ryugin App will continue to add new features and improve in the future!
Stay tuned for further evolution!!

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● Main Features
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・Check various balances
・Deposit and withdrawal details (up to 10 years' worth) *1
・Transfers (free of charge for transactions under ¥30,000 between Ryugin accounts) *2
・Transfers between regular and savings accounts *3
・Deposit and cancellation of fixed-term deposits (excluding Tsumitate, Employee Savings, and Certificate-Form Fixed-Term Deposits) *4
・Card loan borrowing/repayment
・Pay taxes, utility bills, etc. by scanning QR codes or barcodes
・Open, purchase, and cancel mutual fund and NISA accounts, and check investment profits/losses and trading history
・Log in using biometric authentication (fingerprint or face recognition) *5
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● Eligible Users
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・Individual customers who have a cash card and are registered with Ryugin ID.
*If you do not have a cash card, you will need to apply for one at a counter.
・If you have not yet registered with Ryugin ID, you can register through the app. Please have your cash card ready.
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●Accounts Available
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[Accounts and Products Where Balances Can Be Checked]
Regular Deposits, Term Deposits, Savings Deposits, Installment Fixed Deposits, Foreign Currency Deposits, Investment Trusts, Various Loans
[Accounts Where Deposit and Withdrawal Details Can Be Checked (Up to 10 Years' Worth)] *1
Regular Deposits, Savings Deposits, Card Loans
[Accounts Where Transfers Can Be Made]
Regular Deposits, Savings Deposits
(Transfers between the same type of deposits are also possible.)
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●Service Hours
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In principle, available 24 hours a day, 365 days a year.
(However, transfers to other banks are available from 7:00 AM to 11:00 PM on weekdays and 8:00 AM to 9:00 PM on weekends and holidays.)
*1 You can view statements from 70 days prior to the date of your Ryugin ID user registration.
*2 The transfer limit can be increased up to 1 million yen. Even without increasing the limit, you can make one large transfer per day (up to 3 million yen).
*3 There is a daily limit for each transaction.
[Daily Transaction Limits]
- Transfer: 1 million yen
- Term deposit/cancellation: 10 million yen each (less than 10 million yen per transaction)
*4 You must have a passbook-style fixed deposit. Cancellation is only possible with a general account. (Opening a passbook-style fixed deposit through the app is not currently supported.)
*5 Fingerprint and facial recognition registered on your smartphone is used.

Search for "Ryugin App" for more information!
Updated on
Jan 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

App support

About the developer
BANK OF THE RYUKYUS, LIMITED
adp_app@ryugin.co.jp
2-1, HIGASHIMACHI NAHA PORT BLDG. NAHA, 沖縄県 900-0034 Japan
+81 98-860-3752