三井住友銀行アプリ

3.0
50.7K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

This is the official app provided by Sumitomo Mitsui Banking Corporation.

With the Sumitomo Mitsui Banking Corporation app, you can also open an account (apply for an Olive Account) without visiting a branch or using a personal seal.
Simply provide identification and apply for an account.

You can easily and securely check your balance and transaction details, make transfers, and use SMBC Direct (Internet banking) services.
You can log in smoothly using SMBC Safety Pass (fingerprint or facial recognition, etc.). It's available 24 hours a day.

■What is an Olive Account?
This package service offers various benefits in addition to special account benefits to customers who sign up for all five of the following services.

●Balance-Based Interest-Based Savings Deposit or Savings Deposit
●SMBC Direct
●Web Passbook (No Passbook Issued)
●SMBC ID
●Olive Flexible Pay
*If you sign up for an Olive Account, you will be issued a "Multi-Numberless Card (Olive Flexible Pay)" that combines cash card functionality with debit, credit, and point payment capabilities.

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[Major Features of the Sumitomo Mitsui Banking Corporation App]
■ Account Opening
■ Balance and Deposit/Withdrawal Details
■ Transfers and Bank Transfers
■ Kotora Remittances
■ Tax and Fee Payments
■ SMBC Safety Pass (Biometric Login)
■ One-Time Password
■ Olive Flexible Pay
■ Debit and Credit Card Statements
■ Usage Notifications and Restrictions for Various Cards (Flexible Pay, Debit Card, Credit Card)
■ SMBC Nikko Securities Account Balance and Details
■ SMBC Trust Bank Account Balance and Details
■ SBI Securities Account Balance and Details
■ Money Forward ME Integration Service
■ Telephone Investment Consultations (Restrictions Apply)
■ V Point Balance Check and Inquiry
■ Google Play integration, etc.
■ Notifications
■ My Passbook, Calendar, etc.
For more detailed app features, please click here.
https://www.smbc.co.jp/kojin/spaplli/directapp/

[Note]
■ Supported Devices
Docomo, au, and SoftBank Mobile devices running Android OS 8.0 or later.
* If your device has been rooted even once, this app may not launch or function properly.
* If your device's USB debugging is enabled, the app will not launch. Please turn off USB debugging before using this app.
* This service may not function properly when using a tablet device.
* Supported operating systems will be expanded in the future.
■ When Changing Devices
To transfer data stored in the app, you must first back up your data to an SD card.
■ Security
To ensure safer internet banking, you must register for SMBC Safety Pass or enter a one-time password before making important transactions such as transfers.
https://www.smbc.co.jp/kojin/direct/securi/safetypass/
Also, if you use the My Passbook feature, your deposit and withdrawal details will be saved in the app.

Please be careful not to lose your smartphone, and if you do, please suspend your SMBC Direct and registered services.

■ (Reference) The SMBC app is recommended for the following people!

- I want a banking app that lets me check my bank account balance without going to the bank.
- I want to manage my expenses based on my credit and debit card transaction history.
- I want to manage my deposits and withdrawals without logging my passbook.
- I want to use the SMBC app, which also has SMBC Direct features.
- I'm interested in money transfers because they can be sent to email addresses and mobile phone numbers.
- I'm looking for a banking app that's secure and convenient with biometric authentication.
- I'm looking for a banking app that lets me use internet banking with peace of mind using a one-time password.
- I want to manage my bank accounts in one app.
- I want to view my credit and debit card statements all in one place. I want a balance inquiry app that lets me view not only my bank balance but also transaction details, allowing me to manage my income and expenses.

I want to regularly check my V Point balance and plan my V Point use.

I want a bank app that lets me manage my spending based on my credit card statement.

I want to check my bank account balance on my smartphone.

I want to open fixed-term deposit and investment trust accounts using the app.

I want to link my credit cards and debit cards in addition to my Sumitomo Mitsui Banking Corporation account and manage my deposits and withdrawals.

I want a bank app that also lets me manage payments, such as transfers and withdrawals.

I want to register my online banking transfer details. I want to use a balance checking app that allows me to check my account balance as well as manage my income and expenses.

I want to use biometric authentication to prevent unauthorized logins.

I want a banking app that allows me to issue one-time passwords for internet banking within a single app.

I want to use the Kotora remittance service, which allows me to transfer money without a bank account number.

Rather than a simple bankbook app, I want a bankbook app with more features than just checking my bank balance.

In addition to my main account with Sumitomo Mitsui Banking Corporation, I also have multiple online bank accounts, so I want to manage my deposits and withdrawals in a single app.

A convenient bank account that allows me to manage both my credit and debit cards. I'm looking for a banking app.
- I want a banking app that makes online banking easier.
- I want an account balance inquiry app that makes it easy to manage my savings.
- I don't have time to record my bankbook entries, so I want a bankbook app that can manage both deposits and withdrawals.
- I'm looking for a free banking app that allows for remittances.
- I'm looking for a banking app that can connect to my online bank account and is convenient for managing my income and expenses.
- I want an app that allows me to smoothly perform online banking operations such as balance inquiries and transfers.
- I want to be able to apply for debit and credit cards using the banking app.
- I want a banking app that allows me to easily pay for credit cards. I want to be able to check my bank balance on the go on payday.

I'd like to try Kotora Transfer, which allows me to send money with a thank-you message.

I'd like to use a bank management app that not only manages deposits and withdrawals, but also allows me to transfer funds and check my bank balance.

I'm looking for a city bank app that can also link to my online bank account.

I'm currently using SMBC Direct online, so I'd like to switch to the Sumitomo Mitsui Banking Corporation app.

I'd like to be able to check not only my bank balance but also my monthly income and expenses at the same time.

I'd like to use a bank app that allows me to check my credit card transaction history and balance in my online passbook.

I'd like to use internet banking (SMBC Direct) features in the app.
- I want a banking app that makes opening a bank account easy.
- I want to know about Sumitomo Mitsui Banking Corporation's services that allow me to check my debit and credit card statements.
- I want to make secure and hassle-free transfers.
- I want to use a one-time password that I can use immediately.
- I want a bank balance check app that allows me to view deposit and withdrawal details, such as direct debits.
- I make bank transfers frequently, so I want to register my transfer destinations in the banking app.
- I want to check my balance, but I don't have time to go to the bank.
- I want a banking app that also lets me view account information for other financial institutions at a glance.
- I want a bankbook app that supports web passbooks so I can check my balance at any time.
- I want to be able to use a bank or A-bank account at any time. I want to be able to transfer money without going to the bank.
- I want to use an app that lets me check deposit and withdrawal details and pay bills at any time.
- I'm looking for an online banking service that lets me easily open a bank account.
- I want to use a money transfer app to reduce fees.
- I want a convenient app that lets me open an account with simple procedures.
- I want to check my account balance and my savings.
- I want to manage my bank account with an app that can also be linked to online banking.
- I want to use the Kotora money transfer service and send a message to the recipient.
- I want to apply for a bank account opening using an app without spending time.
- I need a debit card right away, so I want to process the process using an app.
- There's no bank nearby. I want to use online banking because I don't have time to go to the bank.
・I want to earn more V Points with my Olive account.
・I want to check my account balance quickly on payday.
・I want a banking app that lets me open an account and apply for a credit card without going to the bank.
・I want to be able to check my bank balance even when I don't have my cash card with me.
・I want to use an app that lets me log in using biometric authentication.
・I want an internet banking app that issues one-time passwords.
・I don't have time to go to the bank to open an account, so I want to use an app.
・I want to open a bank account using the internet banking app.
Updated on
Apr 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 2 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

3.0
49.7K reviews
cr n
March 13, 2026
When using SMBC safety pass, Chrome browser calls this app and after successful passkey auth, found the browser restarts with the session expired. This happens a lot after using a phone for a while and there is no other way to allocate free ram but restart the phone. This app uses a lot of ram just for launch and authentication. Horrible memory requirement by design.
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Prashant Sharma
December 21, 2025
No English support. Despite being an app for a major national bank, it has zero English translation support. Everything is in Japanese, with little to no English translation within the app anywhere. Making it extremely hard to use for non Japanese users. A digital app should offer simple in-app translation.
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Hui Ling C
December 25, 2025
Seriously, since the start, it does not load a page to proceed for biometric set up and since a week back, it just keeps saying that it cannot connect as the environment is not stable and must go through webpage.
1 person found this review helpful
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What’s new

一部機能の改善と不具合を修正しました。
三井住友銀行アプリは定期的にアプリの改善やレベルアップを実施しております。
快適にご利用いただくため最新の状態へアップデートをお願いします。
Content rating
Everyone
Learn more

App support

About the developer
SUMITOMO MITSUI BANKING CORPORATION
SMBC_app@dn.smbc.co.jp
1-1-2, MARUNOUCHI MITSUISUMITOMO GINKO HONTEN BLDG. CHIYODA-KU, 東京都 100-0005 Japan
+81 3-5539-2745