■ What is a cloud bank?
Loan-type crowdfunding is the most popular! * 1
It is a service that allows you to choose the one you like from various funds and participate in asset management with loans provided by professionals.
All funds are managed with loans that take conservation into consideration, so you don't have to constantly check market price movements to buy or sell, and even if you don't have any special knowledge, you can experience "the assets will increase by leaving them alone". You can enjoy it.
■ Characteristics of cloud bank
・ Account opening fee, investment fee, account maintenance fee, withdrawal fee in Japanese yen are all free
・ Investment is possible from 10,000 yen
・ Monthly distribution
・ Since there is no price movement like stocks, there is no need to worry about fluctuations.
・ 100% loan principal recovery rate * 2
・ Actual average rate of return 5.80% * 3
■ Main functions of the app
・ Browsing my page
・ Investment application
・ Withdrawal application
・ Currency exchange application
・ Push notification
・ Viewing past notifications
■ Recommended for people like this
This asset management service is recommended for those who are "difficult to manage assets" or "busy and unable to spend time".
Select a fund on the site and decide the investment amount.
All you have to do is wait and the distribution based on the "planned interest" will be paid every month, and the investment funds will be returned when the investment period ends. ※Four
Since there is no daily price movement or management effort, you can start asset management at your own pace without breaking your normal lifestyle.
■ Crowdfunding handled by securities companies
Crowdfunding is a crowdfunding service offered by a securities company (type 1 financial instruments business operator). As a securities company, we operate services while ensuring the compliance system required by the Financial Instruments and Exchange Act and clearing high financial standards such as the capital adequacy ratio.
* 1 Internet survey for the fiscal year ending May 2022, survey by Japan Marketing Research Organization
* 2 As of May 31, 2022
* 3 Actual value of the fund before tax, which was completed in the one year until the end of March 2022. The average pre-tax yield of funds that have been closed for the three years until the end of March 2022 is 6.58%. It does not guarantee future operational results.
* 4 Yields and principal are not guaranteed.
[Advertisement items such as fees and risks]
There are no fees for opening and maintaining an account and concluding a cloud bank silent partnership contract.
The operator's remuneration borne by the customer is paid up to an amount equivalent to 2.0% (annual rate) of the target loan balance for each investment potion. As for the expenses paid in connection with the operation of this silent partnership property, the total amount including the amount, maximum amount, calculation method and operator's compensation cannot be specifically stated because it varies depending on the situation at that time. ..
The equity interest is not guaranteed in principal, and there is a possibility that a loss may occur due to a decline in the value of the equity interest due to changes in the financial condition, foreign exchange, interest rates, etc. of the obligor of the subject loan. there is.
Crowd Securities Japan, Inc.
Crowd Securities Japan, Inc.
Customer contact point: 0800-814-7476 / Representative number: 03-6447-0011
Type 1 and Type 2 Financial Instruments Business Operators: Kanto Finance Bureau Director (Kinsho) No. 115 / Joined the Japan Securities Dealers Association