■What is Crowdbank?
The most popular loan-based crowdfunding! *1
This service allows you to choose your favorite fund from a variety of funds and participate in professional asset management through loans.
All funds are managed through loans that take into consideration conservation, so you don't need to constantly check market price movements and buy and sell, and even if you don't have any special knowledge, you can enjoy the experience of "leaving it to grow your assets."
■Features of Crowdbank
・Account opening fee, investment fee, account maintenance fee, and withdrawal fee in Japanese yen are all free
・Investment possible from 10,000 yen
・Monthly distribution
・No need to worry about fluctuations because there are no price fluctuations like stocks
・Actual average yield 6.01% *2
■Main functions of the app
・View my page
・Investment application
・Withdrawal application
・Push notification
・View past notifications
■Recommended for
This is an asset management service recommended for those who think that "asset management seems difficult" or "I'm too busy to spend time on it."
Choose a fund on the site and decide the investment amount.
All you have to do is wait, and dividends based on the "scheduled interest" will be paid every month, and your investment funds will be returned at the end of the investment period. *3
Since there is no need to worry about daily price fluctuations or management, you can start managing your assets at your own pace without disrupting your normal lifestyle.
■Crowdfunding handled by securities companies
Crowd Bank is a crowdfunding service that is handled by securities companies (Type 1 Financial Instruments Business Operators). As a securities company, we operate the service while ensuring compliance with the Financial Instruments and Exchange Act and clearing high financial standards such as the capital adequacy ratio.
*1 Internet survey for the May 2022 period, conducted by Japan Marketing Research Corporation
*2 Pre-tax actual value of funds that were closed in the one year period up to the end of March 2025. The average pre-tax actual yield of funds that were closed in the three years up to the end of March 2025 is 5.89%. In addition, it does not guarantee future investment results, and does not include funds currently in operation or funds with delayed redemptions.
*3 Some funds are not monthly distribution type, and the yield and principal are not guaranteed.
[Advertisement information on fees, risks, etc.]
There are no fees for opening and maintaining an account or entering into a Crowdbank anonymous partnership agreement.
The operator's fee to be borne by the customer is paid up to an amount equivalent to 2.0% (annual rate) of the target receivable balance for each investment portion. The expenses paid in connection with the management of this anonymous partnership property vary depending on the situation at the time, so the amount, upper limit, calculation method, and total amount including the operator's fee cannot be specified specifically.
The investment interest is not guaranteed in terms of principal, and losses may occur due to a decline in the value of the investment interest due to the financial condition of the debtor of the target receivable, fluctuations in exchange rates and interest rates, etc.
Crowd Securities Japan, Inc.
Customer inquiries: 0800-814-7476/Main number: 03-6447-0011
Type 1 and Type 2 Financial Instruments Business Operator: Kanto Regional Financial Bureau (Financial Instruments Business) No. 115 / Member of the Japan Securities Dealers Association