■Features of CloudBank
・No account opening fees, investment fees, account maintenance fees, or withdrawal fees in Japanese yen.
・Investment possible from 10,000 yen.
・Monthly distributions.
・No price fluctuations like stocks, so no need to worry about fluctuations.
・Average historical return of 6.35% *1
■Main functions of the app
・View My Page
・Investment application
・Withdrawal application
・Push notifications
・View past notifications
■Recommended for people like this: This asset management service is recommended for those who think "asset management seems difficult" or "I'm too busy to dedicate time to it."
Choose a fund and decide on your investment amount on the website.
Then, just wait, and distributions based on the "expected interest" will be paid monthly, and your investment funds will be returned when the investment period ends. *2
Since there are no daily price fluctuations or management hassles, you can start asset management at your own pace without disrupting your daily lifestyle.
■Crowdfunding handled by a securities company CloudBank is a crowdfunding service offered and handled by a securities company (Type 1 Financial Instruments Business Operator). As a securities company, we operate our services while ensuring compliance with the Financial Instruments and Exchange Act and meeting high financial standards such as capital adequacy ratios.
*1 Pre-tax fund performance figures for funds that completed operations during the one-year period ending March 31, 2026. The average pre-tax return for funds that completed operations during the three-year period ending March 31, 2026, was 6.04%. This does not guarantee future investment results and does not include funds currently under management or funds with delayed redemption.
*2 Some funds are not monthly distribution types, and returns and principal are not guaranteed.
[Advertisement Disclosures Regarding Fees and Risks]
There are no fees for opening or maintaining an account, or for concluding a CloudBank anonymous partnership agreement.
The operator's fee borne by the customer is paid up to an amount equivalent to 2.0% (annual rate) of the outstanding balance of target bonds for each investment portion. Because expenses related to the management of this anonymous partnership property vary depending on the circumstances at the time, it is not possible to specifically state the amount, upper limit, calculation method, and total amount with the operator's fee.
This investment is not guaranteed principal, and losses may occur due to a decline in the value of this investment caused by factors such as the financial condition of the debtor of the underlying debt, exchange rates, and interest rate fluctuations.
Crowd Securities Japan, Inc.
Customer Inquiry Line: 0800-814-7476 / Main Number: 03-6447-0011
Type 1 & Type 2 Financial Instruments Business Operator: Kanto Local Finance Bureau (Financial Instruments) No. 115 / Member of Japan Securities Dealers Association
It is a service that allows you to select what you like from various funds and participate in asset management with a professional loan