Pool プール:値動きのない投資を手元の資産で

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About this app

■ Lowering the hurdles to “shift from savings to investment”
・You can expect a return of 1% ~ (*) per year without price fluctuations.
・You can start investing from 1,000 yen.
・You can also invest 1% cash back for card payments.
・You can expect the effect of compound interest by continuously investing.

* Figures are before tax. It does not guarantee operational results.

■ Operation simulation
・ If you continuously invest 500,000 yen, you can expect a return of 15,214 yen (*) in 3 years.

* Profit before tax when dividends are also reinvested. It does not guarantee operational results.

■ How to get started
・ When you register customer information in the app, a credit card will be delivered to your home.
・Card payments and investments can be used with the amount deposited by bank transfer.
・Let's continue to manage assets by using investments and card payments.

■ Visa card that can be used all over the world
・You can shop at Visa merchants in more than 200 countries and regions around the world as well as Japan.
・You can pay quickly with Visa touch payment.
・In the unlikely event that you feel uneasy about your card being lost or stolen, you can immediately suspend your card using the app.

■ Plans to add convenient functions for payment at any time
・We are planning to add a function to set the upper limit of credit card usage.
・We are planning to add a function to notify the application of the usage amount immediately after card payment.
- A function to withdraw cash from ATMs will be added.

■ Reliable security system
・We have received PCI DSS compliance certification to protect customer information from various unauthorized accesses.
・In order to prevent unauthorized withdrawals, withdrawals to bank accounts with different names will not be made. In addition, identity verification is required to change the name.
・Two-step authentication in addition to phone number and password prevents unauthorized login by a third party.

■ Investees
・Currently, the fund that can be invested in is our bundle card business. For details, please see the official site (https://pool-card.jp/investment/).
・We plan to increase the number of investment destinations from time to time in future updates.

■ Precautions
[Rewards and Fees]
・The expected yield is the ratio of the distribution amount to the investment amount for this investment cycle minus 1.
・The distribution amount is the amount after deducting operator fees, settlement costs, and other expenses attributable to the invested business from the investment amount and fund income.
・The bank transfer fee to the wallet will be borne by the customer.
・There are no other fees to be borne by the customer.

[Return of investment/Profit distribution]
・In principle, the return of investment and the distribution of profits will be made after the end of the duration.

[Midterm cancellation]
・Midterm cancellation at the request of the customer is generally not possible.

・At the time of credit card payment, if the wallet balance is insufficient for the credit card payment amount to be paid to the Company, the amount equivalent to the shortage of the customer's silent partnership equity interest will be transferred to Kamm and the card payment amount will be is canceled out. For details such as how to calculate the transfer amount, please be sure to check the explanation of important matters and the silent partnership agreement.

[Fund-specific risks]
・Loss may occur depending on the total amount of investment and the business and property status of the deferred payment service provider.
・Loss may occur due to changes in the status of our business or assets.
・This fund does not guarantee the principal.
・Losses may occur as a direct result of changes in the business or property status of our company or others.
・Assumed returns are targets and assumptions at the present time, and do not guarantee future investment results.
・Invested funds will be managed in a silent partnership account to separate them from the Company's proprietary assets.
・The cooling-off system does not apply.

■ Frequently Asked Questions

■ Inquiries

Kamm Co., Ltd.
Prepaid Payment Instruments (Third Party Type) Issuer Kanto Local Finance Bureau No. 00690
Type II Financial Instruments Business Director of Kanto Local Finance Bureau (Kinsho) No. 3321
Member associations: Fintech Association of Japan, Type II Financial Instruments Firms Association
Updated on
May 10, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted