バンクイック・三菱UFJ銀行のカードローン

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Everyone
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About this app

It is also suitable for people who want to have some extra money in case of sudden expenses, or those who need a small supply or a large amount of funds.
This is the official app for Mitsubishi UFJ Bank's card loan ``Bank Quick,'' which responds to the needs of each individual.

▼Functions and features of this app
■New application for card loan
・Even if you do not have an account with Mitsubishi UFJ Bank, you can apply 24 hours a day whenever you need it.
・There is no need to visit our store from application to contract.
・After signing the contract, you can apply for payment (borrowing) even before receiving the card.

■Card loan usage status confirmation
・You can immediately check important information such as ``remaining balance,'' ``available amount,'' ``next repayment date,'' ``next repayment amount,'' and ``notifications from BankQuick,'' supporting planned usage.
・You can also check your usage details for the past three months.
・You can also check the total remaining debt by tapping the balance.

■Use (borrowing/cashing)
・You can apply for use (borrowing) by bank transfer 24 hours a day, 365 days a year. The borrowed money will be transferred to your savings account in your name on the same day or the next business day.
・You can search for ATMs where you can use cash advance.

■Repayment
・You can check the repayment account when making a transfer.
・You can search for available ATMs.

■Procedures
・You can apply for an increase in your credit limit.
・You can check the contract details and registration details.
-You can change registered information such as address and work information.

■Document submission
・You can submit identification documents (driver's license, etc.) and the latest proof of income.

■Repayment simulation
・You can perform two simulations: "Monthly repayment amount" and "Repayment period".

■Biometric authentication
- You can easily log in using fingerprint authentication.

▼Four reasons why we recommend Mitsubishi UFJ Bank card loan “Bank Quick”
[1] When using the Bank Quick Card, ATM usage fees and out-of-hours usage fees at Mitsubishi UFJ Bank ATMs and affiliated convenience store ATMs are all free!
You can easily borrow and repay at Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.

[2] Interest rate setting according to the usage limit
The interest rate for the card loan "Bank Quick" is 1.8% to 14.6% per year, and the loan limit is from 100,000 yen to a maximum of 5 million yen.
"Bankquick" can be used in all situations, from small purchases to large sums of funds.

[3] You can borrow (cash) without going to an ATM!
You can transfer the borrowed money to a savings account in your name. You can borrow by wire transfer as many times as you like within the usage limit.
Of course, there are no transfer fees!

[4] Notifications delivered via PUSH notifications!
If you set up PUSH notification distribution, you will receive notifications about various campaigns, payment dates, etc., so you will never miss out on valuable information. It also prevents you from accidentally forgetting your payment date!


▼Product overview of Mitsubishi UFJ Bank card loan “Banquick”
■Loaning interest rate (actual annual rate)
Interest rate: 1.8% to 14.6% per year
*The borrowing rate (interest rate) varies depending on the credit limit, etc.
*Interest rate is a variable rate. It changes from time to time depending on financial conditions, etc.

■Repayment period
From the final borrowing date, the earliest is the same day, and the maximum is 6 years and 6 months.
*Loan amount: 500,000 yen, effective annual rate: 14.6%
*This is not a financial product that requires full repayment within 60 days. (Based on the card loan “Bank Quick” loan regulations)​
https://www.bk.mufg.jp/regulation/banquic_loan.html

■Example of total card loan cost
Loan amount: 500,000 yen, effective annual rate: 14.6%
Number of repayments: 78 times, total repayment amount: 776,120 yen
 
■Usage (borrowing) limit
100,000 yen - up to 5 million yen
*The usage limit will be determined based on the screening results at the time of application. It is possible to increase the usage limit depending on the usage situation.
*If you wish to spend more than 500,000 yen, you will need to submit proof of income.
*You can borrow as many times as you like within the usage limit.

■Minimum repayment amount
From 1,000 yen each time
*The minimum repayment amount varies depending on the borrowing rate (interest rate) and loan balance.

■Guarantor
Not required (Please use the guarantee provided by the guarantee company (Acom Co., Ltd.))

■How to use (borrow)
≪Borrowing by transfer (in units of 10,000 yen)≫
By applying through this app, website, or over the phone, the borrowed money will be transferred to a savings account in your name under the name of Gohonnin. Transfer fees are free.

≪ATM borrowing/cashing (in units of 1,000 yen)≫
You can withdraw money from Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
All ATM usage fees and out-of-hours usage fees are free.

■Repayment method
≪Repayment by automatic payment (account debit)≫
Repayments can be made automatically from a Mitsubishi UFJ Bank savings account in your name.
There is no usage fee.

≪Repayment at ATM≫
Repayments can be made from Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
All ATM usage fees and out-of-hours usage fees are free.

≪Repayment by bank transfer≫
With this app or website, you can check the different repayment accounts for each customer and make repayments by wire transfer.
*With Mitsubishi UFJ Direct, you can transfer money for free.

■Product details/instructions
For product details and instructions for the card loan "Bank Quick," please check the Mitsubishi UFJ Bank website.
https://www.bk.mufg.jp/kariru/banquic/shosai/index.html

■Personal information protection policy
https://www.bk.mufg.jp/kojinjouhou/houshin.html

▼Notes
・Applications will be subject to the prescribed screening by Bank of Mitsubishi UFJ, Ltd. and the guarantee company (ACOM Co., Ltd.). Depending on the screening results, we may not be able to meet your request. Please note that we cannot answer any questions regarding the content of the review.
・Individual customers living in Japan who are between 20 years old and under 65 years old, who have a stable income and are guaranteed by a guarantee company (ACOM Co., Ltd.) can apply. Foreign customers are eligible if they have a permanent residence permit.
・ATMs with the "Lawson ATM mark" are eligible for Lawson Bank ATMs.
・When repaying by transfer from a source other than Mitsubishi UFJ Direct, a designated transfer fee may be charged depending on the institution and time of use.
・Mitsubishi UFJ Bank entrusts Acom Co., Ltd. with the operation and management of various procedure pages for the card loan "Bank Quick", and the domain name of the URL after the transition link may be loan-alliance.com. .
・When using this product, we recommend that you plan your borrowing with monthly repayments in mind.

▼Operation confirmed environment for this app
Android 8.0/9.0/10.0/11.0/12.0/13.0/14.0
*Operation has been confirmed on a typical smartphone that supports the target OS. Depending on the device you are using, there may be restrictions on some transactions or screen display.

*“BANQUIC” and “BANQUIC” are registered trademarks of Mitsubishi UFJ Bank, Ltd.

(As of December 18, 2023)
Updated on
May 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

What's new

軽微な修正を行いました。

今後も快適にご利用いただけるよう改善を進めてまいります。
引き続きバンクイックをよろしくお願いいたします。