SUSTEN(サステン) 理想の投資を完全自動化

Susten Capital Management Inc.

About this app

With SUSTEN, you can manage your assets with just your smartphone. It's an automated asset management service (investment automation) that includes a NISA optimization function*, a feature not found in other asset management services.

You don't need to know much about investing or NISA. SUSTEN automatically builds a portfolio tailored to you.

[SUSTEN Features]
■ Fully automated management
A simple diagnosis determines a portfolio (asset allocation) that suits you.

No need to choose individual stocks; it allows for diversified investment worldwide, constantly incorporating ever-evolving investment theories.

Fees are among the lowest in the industry, at 0.11-0.54% per annum (including tax)*.

*Includes actual costs incurred from investment targets. The upper limit may change in the future depending on the addition of new types of investment trusts.

■ Fully compatible with the new NISA
With SUSTEN, whether you make monthly contributions or a lump-sum deposit, your deposited funds are automatically optimally allocated to the "accumulation investment limit" and the "growth investment limit"*. We'll maximize your use of the increasingly complex NISA tax-free allowance on your behalf.
*This refers to what we consider to be the optimal use of the system.

■Deposit and Withdraw Anytime, Automatic Investment
SUSTEN allows you to deposit money whenever you want and withdraw it anytime*. Using the automatic investment function makes it even more convenient, allowing you to steadily increase your funds.
*Withdrawals are transferred to your designated bank account within a minimum of 3 business days from application.

[Recommended for those who:]
・Are beginners in asset management but want to start something for future wealth building.
・Don't know what an ideal portfolio is or can't rebalance themselves.
・Want to create a portfolio that is resilient to economic downturns.
・Want to use SUSTEN only for the parts they can't do themselves, like an institutional investor.
・Are looking for an investment service that can be used in conjunction with iDeCo.
・Want to start investing with the new NISA, but don't know exactly how to do it.
・Want to make the most of the tax-free benefits.

[How to Start with SUSTEN]
It's easy to use, completed entirely on your smartphone. We'll propose the optimal investment plan for you based on a few questions.

1. Diagnosis and Portfolio Determination
2. Account Opening Procedures
3. Deposit and Automatic Investment Setup

Automatic investment begins in simple steps!

[Safe and Secure]
Assets held by customers at SUSTEN are held and managed separately from SUSTEN's assets by the investment trust trustee company, in accordance with the Financial Instruments and Exchange Act.

[Features Supporting Optimal Asset Management]
■ Automatic Tax-Exempt Investment Function (NISA Account Applicable)
NISA has an investment limit. If deposits exceed that limit, SUSTEN will initially invest the excess amount in a taxable account. Then, when the limit is restored or increased, it will be automatically moved to the tax-exempt account, preventing the loss of investment opportunities.

■ Limit Saving Function (NISA Account Applicable)
According to market trends, transactions that save the use of new NISA limits are automatically executed.

■ Two-Stage Automatic Rebalancing
The status of each customer's portfolio is checked daily. SUSTEN maintains the optimal balance of your portfolio through a two-stage rebalancing process: rebalancing between its three proprietary funds and rebalancing within each fund.

■Tax Efficiency Optimization
SUSTEN's specified account (with withholding tax) automatically calculates and pays taxes incurred from transactions on your behalf. Furthermore, to reduce your tax burden, it executes trades that realize unrealized gains and losses.
*Depending on market conditions, fund flows, and other factors, the above-mentioned investment strategy may not be possible.

■Currency Hedging
Currency hedging (reducing the risk of exchange rate fluctuations) is implemented according to the role of each fund.
Compared to general index investing or robo-advisors that do not consider exchange rate risk, SUSTEN tends to underperform during periods of yen depreciation, but it plays a role in protecting asset value during periods of yen appreciation.

■Tax-Exempt Transfer Transactions (NISA Account Eligible)
If you are investing in both a NISA account and a taxable account, SUSTEN compares the expected returns of securities held in both accounts and automatically performs transfer transactions to minimize future tax costs in the taxable account.

[Inquiries]
Inquiries are accepted via the SUSTEN website. Please feel free to contact us with any questions.

https://susten.jp/contact-us

[Risks and Fees]
Risks and Fees Related to Discretionary Investment Management Agreements
https://susten.jp/discretionary-policy

Risks and Fees Related to Included Funds (Investment Trusts)
https://susten.jp/risk-policy

[Operating Company]
susten Capital Management Co., Ltd.

Financial Instruments Business Operator, Kanto Local Finance Bureau (Financial Instruments) No. 3201
Member Association: Japan Asset Management Association

What’s new

軽微な修正をしました