SUSTEN(サステン) 理想の投資を完全自動化

Susten Capital Management Inc.

About this app

With SUSTEN, you can manage your assets with just a smartphone. This is an asset management automation service (investment automation) that also has NISA usage optimization* functions that other asset management services do not have.
You don't need to know much about investments or NISA. SUSTEN automatically builds a portfolio that suits you.

[Features of SUSTEN]
■Operation completely left to you
Determine the portfolio (asset allocation) that suits you from a simple diagnosis.
You can diversify your investments around the world without the hassle of selecting stocks, while always incorporating investment theories that are constantly evolving.
Fees are among the lowest in the industry, 0.08~0.3% per annum (tax included)*.
*Includes actual costs incurred from the investment target. The upper limit may change in the future depending on the addition of investment trust types.

■Completely compatible with the new NISA
With SUSTEN, whether you make monthly savings or deposit in a lump sum, the deposited funds will be automatically and optimally allocated to the "accumulated investment limit" and the "growth investment limit"*. On your behalf, we will make the most of the NISA tax exemption allowance, which has become more complex.
*Refers to the optimal system usage that our company considers.

■ Deposits and withdrawals anytime, automatic investment
With SUSTEN, you can deposit money whenever you want and withdraw money anytime*. If you use the automatic savings function, you can steadily increase your funds even more conveniently.
*Withdrawal will be transferred to the customer's designated financial institution account within 3 business days after application.

[I recommend this hotel]
・I am a beginner in asset management, but I would like to start something to build future assets.
・I don't know the ideal portfolio or can't rebalance it myself
・I want to create a portfolio that is resistant to recessions.
・I want to use SUSTEN only for the parts that I cannot do myself, like an institutional investor.
・Looking for an operation service that can be used in conjunction with iDeCo
・I want to start using the new NISA, but I don't know exactly what to do.
・I want to use tax exemption benefits as wisely as possible

[How to start SUSTEN]
Easy to operate and can be completed using a smartphone. We will suggest the most suitable operation plan for you by asking a few questions.

1.Determine portfolio from diagnosis
2. Procedures for opening an account
3. Deposit and reserve settings

Automatic investment starts in easy steps!

[Safe and secure]
Customer assets entrusted to SUSTEN are stored and managed by the investment trust trustee company separately from SUSTEN assets based on the Financial Instruments and Exchange Act.

[Functions that support optimal asset management]
■Automatic tax exemption creation function (for NISA accounts)
NISA has a limit on the amount that can be invested, but if you deposit more than that limit, SUSTEN will invest the excess amount in a taxable account. After that, when your limit is restored or increased, it will be automatically transferred to a tax-free account to prevent loss of investment opportunities.

■Sectional frame function (for NISA accounts)
Depending on market trends, we automatically execute trades that can save you the use of new NISA quotas.

■Two-step automatic rebalancing
Check the status of each client's portfolio every day. At SUSTEN, we maintain our customers' portfolios optimally through two-step rebalancing: rebalancing between the three in-house funds and rebalancing within each fund.

■Tax effect optimization
SUSTEN's specified account (withholding tax) automatically calculates and pays taxes generated from transactions on your behalf. Furthermore, we execute trades that realize unrealized gains and losses in order to reduce the customer's tax burden.
*Depending on market trends, capital trends, and other factors, the above operations may not be possible.

■Currency hedging
Currency hedging (reducing the risk of currency fluctuations) is introduced depending on the role of each fund.
Compared to general index investments and robo-advisors that do not take into account currency risk, SUSTEN's performance tends to be inferior when the yen weakens, but when the yen strengthens, it plays a role in protecting asset values.

■Tax-free replacement transactions (for NISA accounts)
When investing in both a NISA account and a taxable account, the expected returns of securities held in both accounts are compared and replacement transactions are automatically performed to minimize future tax costs in the taxable account. Masu.

[inquiry]
We accept applications from the SUSTEN website. Please feel free to contact us if you have any questions.
https://susten.jp/contact-us

[About risks and costs]
Risks and costs related to discretionary investment contracts
https://susten.jp/discretionary-policy

Risks and costs related to the included funds (investment trusts)
https://susten.jp/risk-policy

[Operating company]
Susten Capital Management Co., Ltd.

Financial Instruments Business Operator Kanto Local Finance Bureau (Kinsho) No. 3201
Member associations: Investment Trusts Association, Japan; Japan Investment Advisers Association

What's new

軽微な修正をしました