Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

This is an app from Toranoco, a unique asset formation service that allows you to naturally accumulate future preparations.
Invest steadily, whether it's by saving money, using change, points, or miles!
Just choose from three funds to fully diversify your investments in stocks and bonds around the world.
We support asset formation for the future with services that allow you to earn investment funds whether you walk, watch videos, or answer surveys, and with a unique fee structure that gives you more benefits the more you invest.

What is Toranoko?
■ A unique asset formation service that allows you to naturally accumulate future preparations. In addition to saving a fixed amount, you can invest using change, various points, and ANA miles.
■ If you set up an investment using change, every time you make a purchase using a credit card or electronic money, the change* will be displayed on the app and automatically invested with a single click.
*For example, if you make a purchase of 320 yen, your change will be 80 yen in 100 yen increments, 180 yen in 500 yen increments, and 680 yen in 1000 yen increments.
■ You can invest even from a small amount, and you can set a minimum and maximum investment amount each month, so you can rest assured.
■ You can also invest using points/miles earned through shopping, such as nanaco points and ANA miles.
■ With a monthly usage fee of 300 yen and an extremely low annual rate of 0.33% management fee, the more you invest, the more you save, and the optimal fee structure over the long term.
Monthly usage fee is free for the first 3 months after starting use.
■ You can accumulate "Toranoko Points" in various ways, such as by linking with the pedometer app "Money Step", answering surveys, and watching mini videos. The points you save can be invested directly.
■ Receive investment funds as a gift depending on the number of investments! Furthermore, you will always earn nanaco, ANA miles, and d points every month, regardless of the investment amount.
■ If you use the Toranoko Student Discount, student users can enjoy free monthly usage fees until their 23rd birthday.

Recommended for the following people
■ People who want to steadily build assets for the future
■ Beginners who are interested in investing but have difficulty getting started.
■ People who want to develop investment habits as part of their daily life rhythm
■ People who have already invested a large amount of money and want to manage their assets at a lower cost.
■ People who want to start investing with nanaco points, ANA miles, etc.
■ Students (monthly usage fee is free with “Toranoco Student Discount”)
■ People who want to become interested in world news and economics through investment

Main functions/features
■ In addition to setting up a fixed amount investment each month, you can also freely input the investment amount and invest it once a month.
■ By using the "Invest with change" function, you can collect change data every time you shop and use the change to invest.
■ The monthly investment amount is automatically transferred from your bank account to your investment account. You can easily continue without having to make any transfers.
■We have three investment funds available for you to choose from depending on your risk tolerance. By simply selecting one fund, you can make a widely diversified investment in assets around the world. For each fund, our financial engineering professionals, who have provided operating models to central banks and pension funds around the world, create the models, and based on these models, our experienced fund managers manage them with appropriate risk management. doing.
■ You can easily check your investment status on the app. It also shows increases and decreases by component asset in which it invests, such as U.S. stocks, Japanese bonds, and real estate in emerging countries. In the same way, we have also implemented a simulation function if you continue to invest steadily.
■ Every week, our investment experts explain market conditions. In light of world news, you can easily understand why U.S. stocks rose and why stocks in emerging countries fell.
■ Implemented "Invest with Points" where you can invest with points earned through shopping and ANA miles. This is a new form of investment starting from zero yen.
■ Withdrawals can be made at any time (a withdrawal fee of 300 yen will be charged for each withdrawal).

Hot topic in many media
Toranoco has been introduced as a completely new investment experience in many newspapers such as the Nihon Keizai Shimbun and the investment magazine Nikkei Veritas, and has been featured on many TV programs such as TV Asahi, TV Tokyo, and NHK. .

■ For inquiries to our company, please use this "Inquiry Form".

Toranoco Customer Desk
Mail: help@toranotecasset.com
■ For details on the risks and costs associated with trading financial products, etc., please check the website below.

Recommended environment
■ Android 6.0 or later
TORANOTEC Investment Trust Investment Advisors Co., Ltd. Financial Instruments Business Operator Kanto Local Finance Bureau (Kinsho) No. 384
Member associations/Investment Trusts Association, Japan, Japan Investment Advisers Association
Updated on
Jan 28, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

What's new




ご感想やご要望がございましたら、アプリ内メニューの「サポート > 問い合わせ」からご連絡を頂ければ幸いです。改善の参考にさせていただきます。


App support