KCM Mobile

KONGKEA CAPITAL MFI PLC.

About this app

KCM Mobile App – Manage Your Finances Anytime, Anywhere
The KCM Mobile App allows KCM Account Holders to take full control of their finances directly from their mobile devices. With an intuitive and secure interface, users can perform a wide range of transactions – from fund transfers and balance enquiries to loan account tracking – all with ease and convenience.

*Loan Features:
- Loan Amount: $500 – $150,000
- Loan Tenure: 181 days – 2,16 days
- Maximum Annual Percentage Rate (APR): 18% per year
- Maximum Monthly Interest Rate: 1.50% (18% ÷ 12 months)
- Maximum Daily Interest Rate: 0.05% (18% ÷ 365 days)
- Processing Fee: Calculated based on loan amount and tenure
- GST: 0.18% on processing fee, in compliance with Cambodian law

*An Example:
- Loan Amount: $10,000
- Tenure: 12 months
- Annual Interest Rate: 18%
- Total Interest Payable: $1,800 ($10,000 × 18% ÷ 12 × 12 months)
- Processing Fee (0.18%): $18 ($10,000 × 0.18%)
- GST on Processing Fee: $3.24 ($18 × 18%)
- Annual Percentage Rate (APR): 20.16%
- Total Amount Payable: $11,821.24 ($10,000 + $1,800 + $18 + $3.24)

With KCM Mobile App, managing your loans and financial transactions is seamless, transparent, and secure.