CPay

Kevin Kareithi

About this app

CPay - Pay Bills in Kenya with Crypto

Convert your cryptocurrency to M-Pesa payments instantly. Pay any Paybill number, Till number, or send money to any phone all powered by your crypto wallet.

HOW IT WORKS
1. Deposit crypto (USDT, BTC, ETH, or SOL) to your personal wallet
2. Choose a payment — Paybill, Till, or phone number
3. Payment arrives via M-Pesa in under 30 seconds

SUPPORTED CRYPTOCURRENCIES
• USDT (Tron TRC-20, Ethereum ERC-20)
• Bitcoin (BTC)
• Ethereum (ETH)
• Solana (SOL)

KEY FEATURES
• Pay any M-Pesa Paybill — KPLC, DSTV, water, school fees, and more
• Send money to any M-Pesa phone number
• Real-time exchange rates with 30-second price lock
• Multi-chain support — choose the cheapest network
• Bank-grade security — 256-bit encryption, biometric auth, 2FA
• KYC compliant — tiered daily limits up to KES 1M

TRANSPARENT FEES
No hidden charges. The rate you see is the rate you get. Small conversion fee displayed before every transaction.

SECURITY
• 256-bit AES encryption
• Biometric authentication
• Two-factor authentication (TOTP)
• BIP-44 HD wallet architecture
• Progressive PIN lockout protection

Built for Kenyans who earn or hold crypto and need to pay bills, send money, or make purchases using M-Pesa.

CryptoPay Technologies • Nairobi, Kenya
[e-mail]
https://cpay.co.ke

What’s new

• Biometric sign-in and payments. Unlock Cpay and approve payments with your fingerprint or face. Your PIN stays available as a backup any time.
• Clearer payment receipts. The success screen now shows who you paid by name (the business or person), along with the M-Pesa confirmation code.
• A cleaner, redesigned app lock screen.
• Faster, steadier sign-in and smoother scrolling across your tabs.
• More of the app now available in Swahili.