My O! + Bank

Contains ads
112K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

Mobile banking, telecom, payments, and a marketplace in Kyrgyzstan – all in one app. Get a Visa card online, make fee-free transfers to Kazakhstan and Uzbekistan, pay for utilities and 2,500+ services, and earn cashback on purchases. This all works with any local SIM card.

O!Bank – mobile bank in your smartphone
Open cards, accounts, and deposits in minutes right in the app. Get online loans 24/7 with no bank office visits.

Fee-free transfers to Kazakhstan, Uzbekistan, and within Kyrgyzstan
Pay via Kaspi QR directly in the app. Send money to Kaspi.kz and to any bank card in Uzbekistan. Make domestic transfers by phone number, card number, or account number.

International transfers – instantly
Send money to Visa cards in 140+ countries. Receive transfers from Russia via Astrasend.

2,500+ payments with no queues
Pay anytime for utilities, internet, mobile services, OSAGO insurance, and 300+ government services: taxes, fines, civil registry, patents, MVD, Cadastre, and more.

Up to 20% cashback
Pay via QR, with your O!Bank card, or in the app – earn bonuses you can spend on purchases or partner services.

Mobile services and home internet
Manage your O! number and Saima account: check and top up your balance, change plans, activate services and subscriptions, and manage family numbers.

O!Market – 0% installment plans
Shop electronics, smartphones, home appliances, cosmetics, and 125,000+ products from trusted sellers. Enjoy special deals and 24/7 grocery delivery from Globus.

O!Travel – affordable flights
Book tickets for yourself and your loved ones easily and conveniently.

My O! – all your everyday life services in one superapp.

24/7 customer support: 9999 and +996700000999
Everything for life: bank, communication, payments, money transfers, marketplace
Updated on
Aug 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 2 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

111K reviews
Amal Pottanchali
March 13, 2022
As a foreign student i am well satisfied using this app. It was buggy before but after recent updates they have fixed all problems. Fast and simple user interface with option to use in english makes this app unique from other available apps. It helps me to pay all my bills including utility bills Internet bills with zero commission, my university fees too. All i need is just preloaded money in wallet. Most attractive is Linking my debit card with this app makes more easier to add money.
69 people found this review helpful
NUR TELEKOM, OSOO
March 14, 2022
Hi, Amal. We appreciate your feedback 🥰. Thank you for your choice!
Sapa Amanow
November 23, 2023
Speed of the internet and the "highest speed internet" not matching, subscription did for 1 month unlimited high speed internet (still using however did pay for all 4 weeks), but last 1 week maximum speed 33 KB/s, can not reach the operators, saying that "you can contact our operators in less than 1 minute" but 3 minutes can not contact and then call hanging up. Very big lie, wrong information, strictly not recommending.
17 people found this review helpful
Aitekan Yiman
July 22, 2022
Im always using this app, everything is okay, but after the last update, when you are scanning the QR code, its doesnt show the name and place what are you paying for, until you write the sum, and only after that name and place shows up, this is kinda annoying, as i cannot see it, can you please fix it and return it back where i could see the company name when scanning the QR code, that kinda a feedback for the last update otherwise is all amazing and good working, thanks.
6 people found this review helpful

What’s new

This update brings maximum convenience and stability. Tested and confirmed.
Content rating
Everyone
Learn more

App support

About the developer
NUR TELEKOM, OSOO
docs@nurtelecom.kg
170/2 (Bl ul. Abdrakhmanova Bishkek Kyrgyzstan
+996 705 700 700

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