핀다 - 누적 금융사 최다 88개! 1분 대출비교

핀다(finda)

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About this app

🥇 Compare over 400 products from a total of 88 affiliated financial institutions, including 12 top-tier financial institutions (*based on financial institutions with a history of loan recruitment agreements through October 2025)
💵 One-click comparison of credit loans, mortgage loans, auto loans, business loans, emergency loans, government-backed loans (Haetsal Loan, Saehui Hope Loan, Saitdol 2), and small loans.
🏆 Finda, Korea's first loan comparison platform, surpasses KRW 12 trillion in cumulative brokered loans! (*Based on Finda service launch date: July 2019 - October 2025)
📑 Receive useful financial information with Finda Post
🔍 Pre-plan your loan plan with the DSR calculator and home loan limit calculator. Check your DSR, DTI, and maximum loan amount in the app.

👌 Loan Comparison
· From credit loans to emergency loans and mortgage loans, all without affecting your credit score! Find the loan that's best for you
· Compare products from 12 major banks, including Woori Bank and Kookmin Bank, all at once.
· Search for everything from quick-deposit emergency loans to government-backed loans like the Sunshine Loan and Saehui Hope Loan.
· One-stop in-app contract service available for immediate loan application through the Finda app.
· Jeonbuk Bank mortgage loans are only available on Finda.

🔄 Loan Refinancing (Loan Refinancing)
· Loan refinancing (loan refinancing) is available for all credit loans, mortgage loans, and monthly rent loans.
· Finda loan refinancing (loan refinancing) lowers interest rates by an average of 4.23%p, with a maximum reduction of 14.13%p.
· Finda loan refinancing (loan refinancing) increases your limit by an average of 14.07 million won.
※ Data collection period and target: January 1, 2025 ~ June 30, 2025, Users Who Used Loan Switching on Finda

🙌 Loan Approval Reviews
· Customers rejected by other financial institutions were approved for the best loan terms on Finda.
· Approval rates are approximately five times higher with Finda compared to individual financial institutions (64.5% approval rate for comparative loans on Finda, 12.3% for individual financial institutions).
※ Data collection period: Based on Finda's internal data as of December 31, 2023 (Finda Post: "It Works Here? Why Use Finda for Loan Inquiries").
· Average interest rate provided upon approval decreased from 13.5% to 8.8%.
※ Data collection period: November 24-May 25, Analysis target: Customers who left reviews stating they were "approved only on Finda."
※ Check out vivid loan success stories on the Finda app: "See All" in the bottom right corner of the app > News > Loan Reviews

🎯 Smart, personalized loan management
· Loan management without worrying about delinquency with repayment due reminders
· Regardless of whether it's a credit loan, mortgage loan, or government-backed loan! Connecting to MyData allows you to manage all your loans in one place.
· See at a glance which loans need to be repaid first when you have extra money.

💡 Financial information tailored to you
· From complex financial information to investment tips, FindaPost delivers the essentials in an easy-to-understand manner.
· Provides a summary of news and trends related to financial life and loan policies.
· Real-time notifications deliver the latest financial news.

🔒 Protecting your personal information
· Operates a 100% security system to prevent financial fraud.
· Provides a secure number to avoid spam calls.
· Requests only the minimum information necessary to process a loan.

[Loan Product Information]

Loan limit: KRW 1 million ~ KRW 250 million

Loan term: Minimum 12 months, maximum 120 months

Integrated interest rate range: Minimum 2.56% ~ Maximum 2.56% per annum 20%, up to 1%p preferential interest rate available.

Example of loan repayment: For a 1,000,000 won loan with an annual interest rate of 6.5% and equal principal and interest payments over 12 months, the total loan cost would be 1,035,557 won (monthly payment of 86,296 won).

This may vary depending on the individual loan product and repayment method.

Finda's exclusive preferential interest rate applies only to products from some affiliated financial institutions and is only applicable to those who apply for a loan through Finda's "Comparison Loan Service."

[Required Permissions]

Phone: Required for identity and device authentication.

Installed Apps: Used to detect potentially threatening applications installed on your smartphone to prevent electronic financial transaction incidents (malicious app detection information and diagnostic information on detected malicious apps).

[Optional Permissions]
Storage: Access required for logging in using a joint certificate.
Camera: Required for taking photos when signing loan agreements with certain financial institutions and contacting customer service.
Photo: Required for attaching photos when contacting customer service.

*You can still use the service without granting optional permissions, but some features may be restricted.

*If your Android OS version is lower than 6.0, all required permissions may be applied without optional access permissions. You can reset access permissions by upgrading your smartphone's OS to Android 6.0 or higher and reinstalling the Finda app.

Please review the financial product description and terms and conditions before entering into a contract. Customers have the right to receive an explanation pursuant to Article 19, Paragraph 1 (Duty of Explanation) of the Financial Consumer Protection Act.

Finda is an online loan brokerage firm that acts as an agent and broker for the sale of financial products by entering into consignment agreements with various affiliated financial institutions for loan and credit card member recruitment (see Finda's affiliated financial institutions: https://finda.co.kr/ifs-notice).

Finda is a registered loan brokerage firm (Loan Broker No. 2021-007) under the Financial Services Act. Verification of identity is possible through the Financial Supervisory Service portal site (https://www.fss.or.kr), the Loan Brokerage Search (www.loanconsultant.or.kr), and the Loan Product Sales Agency and Brokerage Business Registration Certificate and Consignment Certificate available on the Finda website.

Finda does not have the authority to directly conclude loan agreements. Each financial institution affiliated with Finda conducts a loan screening process and concludes loan agreements with customers. Excessive loan and credit card usage compared to your repayment capacity may result in a decline in your personal credit score, which may result in disadvantages related to financial transactions. If you default on your principal and interest payments, you may be required to repay all principal and interest before the contract expiration date. The limit and interest rate may vary depending on the information you entered during your loan inquiry.

Finda Customer Center [1533-6786 (Information Only)]: Finda App > More > 1:1 Chat Inquiry or [e-mail]

Finda Review and Approval - 202510-01-79 (Valid until October 26, 2026)