핀다 - 1분만에 70개 금융사 대출 비교!

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1M+
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Content rating
Everyone
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About this app

🥇 Compare over 300 products from the largest 70 financial companies in Korea in 1 minute!
🧧 Find lower interest rates and higher limits by simultaneously comparing the largest number of financial companies in Korea, including many first-tier financial institutions!
🏠 Transfers of government-supported credit loans, mortgage loans, and monthly rent loans are all possible with Finda.



🔄 It also blooms when changing credit loans, mortgage loans, and rent deposits!

· Government-supported loan transfers are also easily available at Finda.

· Jeonbuk Bank’s mortgage loan products can only be viewed on Finda.

· You can also compare products from commercial banks such as Woori Bank at once.

· You can compare loans based on the criteria you choose, such as interest rate, limit, and repayment schedule.

· Even after you receive a loan, we will manage the loan with you until the end through an interest calculator and repayment date notification.



📝 Finda's refinance loan in numbers

· For those who changed their loan at Finda, the interest rate was lowered by an average of 3.95%p.

· For those who changed their loans from Finda, the limit was increased by an average of 11.7 million won.

· There are also customers who lowered their loan interest rates by as much as 15.34% points.

· There is a customer who raised the loan limit by a whopping 351.33 million won.

*Counting period: 2023.01.01-2023.12.31



💵 Convenient and fast loan terms comparison

· You can compare and apply for multiple loans, from credit loans to apartment mortgage loans, without affecting your credit score.

· If you need money urgently, we will find you a loan that can be deposited quickly.

· You can find the optimal conditions by using various loan calculator functions such as loan interest calculator, year-end settlement calculator, loan transfer calculator, rent calculator, deposit calculator, and savings calculator.



👨‍🎓 Smart, personalized loan management without worrying about late payments

· If you connect My Data, Finda conveniently manages your loans.

· Don’t worry about being late because you forgot to pay. Finda will let you know in advance when and how much you have to repay.

· If you have extra money, you can easily figure out which loan it is best to repay first.



👮‍♂️ Keeping your precious personal information safe

· Stop worrying about spam calls! You can block calls asking for a loan at once.

· When comparing loans, change your phone number to a ‘safe number’ and forward it to the financial company.

· Finda requests only the necessary permissions to manage loans.



👨‍🏫 The actual loan amount of the loan approved user is 99.9% consistent with the desired amount

· Analysis of loan approved user patterns

· Enter that you wish to receive an average loan amount of 26.31 million won and actually issue an average loan amount of 26.3 million won

· Average annual income 45.68 million won, average 3 loans, average credit score 709 points

· ‘Thin filers’, including office workers, freelancers, and housewives, account for 12.8% of loans

· Select the most advantageous terms among approved products (average interest rate for approved products 14.5% → average interest rate for implemented products 11.6%)

· Users who have experienced loan rejection elsewhere can sign up for a loan product with the best terms at Finda

*Data analysis period: 23.01~23.08.11, analysis target: 406 people who left a review saying ‘loan was approved only at Finda’

*You can check vivid loan success reviews left by Finda customers on the Finda app. (‘View All’ at the bottom right of the app > News > Loan Reviews) Financial Services Commission lifts limit on credit loans ‘within annual income’! If you meet the Debt Service Ratio (DSR) standards, you can get a credit loan worth 2 to 3 times your annual salary.


[Required permissions]

Phone: Required for identity verification and device verification

Installed apps: Used to detect items that may pose a threat among applications installed on a smartphone to prevent electronic financial transaction accidents (malicious app detection information and diagnostic information on detected malicious apps)

[Loan product information]

Loan limit: 1 million won ~ up to 250 million won

Loan term: Minimum 12 months, maximum 120 months

Integrated interest rate range: minimum of 2.56% per year to maximum of 20%, preferential interest rate of up to 1%p can be applied

Example of loan repayment: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 won (monthly payment of 86,296 won).

It may vary depending on the personal loan product and repayment method.

Finda’s preferential interest rates are limited to products from some affiliated financial companies and only apply to those who have taken out a loan through Finda’s ‘Comparison Loan Service’.

[Selection Permissions]

Storage space: Access required when logging in using a joint certificate

Camera: Required to take pictures when signing a loan agreement with a specific financial company or inquiring about customer service

Microphone: Required to attach a video when inquiring about customer service

Photo: Required to attach a photo when contacting customer service
*You can use the service even if you do not grant optional permissions, but there may be restrictions on the use of some functions.

*If the Android operating system version is lower than 6.0, all optional access rights can be applied as mandatory permissions. You can reset your access permissions by upgrading your smartphone's operating system to Android 6.0 or higher and reinstalling the Finda app.

Please check the financial product description and terms and conditions before entering into a contract.

If you are advised to enter into a contract with Finda or request an explanation, you have the right to receive an explanation regarding the financial product or service pursuant to Article 19, Paragraph 1 (Duty of Explanation) of the Financial Consumer Protection Act.
Finda has several affiliated financial companies (K Bank, Woori Bank, BNK Gyeongnam Bank, Busan Bank, Daegu Bank, Gwangju Bank, Jeonbuk Bank, SC First Bank, Hana Bank, SBI Savings Bank, Daol Savings Bank, JT Savings Bank, NH Savings). Banks, Kiwoom Savings Bank, Daishin Savings Bank, Welcome Savings Bank, Kiwoom Yes Savings Bank, Pepper Savings Bank, Moa Savings Bank, OSB Savings Bank, HB Savings Bank, Shinhan Savings Bank, Dongwon Jeil Savings Bank, Accuon Savings Bank, KB Savings Bank, IBK Savings Bank, Smart Savings Bank, DB Savings Bank, BNK Savings Bank, Sangsangin Savings Bank, Yegaram Savings Bank, OK Savings Bank, JT Chinae Savings Bank, Korea Investment Savings Bank, Korea Savings Bank, Woori Financial Savings Bank , Hana Savings Bank, Jinju Savings Bank, Seram Savings Bank, Inseong Savings Bank, Cider Bank, Sangsangin Plus Savings Bank, Hanwha Life Insurance, Kyobo Life Insurance, Korea Capital, Hana Capital, JB Woori Capital, Lotte Capital, OK Capital, KB Capital, DGB Capital, Woori Financial Capital, BNK Capital, NH Nonghyup Capital, Hyundai Capital, Lotte Card, Woori Card, BC Card, KB Kookmin Card, Shinhan Card, Hyundai Card, Lendit, People Fund, Honest Fund, 8%, Daily Funding) It is an online loan solicitation company that acts as an agent and broker in financial product sales by signing a loan solicitation consignment contract with .

Finda is a loan solicitation corporation (loan originator number 2021-007) registered in accordance with financial-related laws, and is available on the Financial Supervisory Service portal site (http://www.fss.or.kr), loan solicitation corporation inquiry (www. You can verify your identity with the loan consultant.or.kr) and Finda website’s financial product sales agent/brokerage registration certificate.

Finda does not have the authority to directly enter into a loan contract, and each financial company affiliated with Finda enters into a loan contract with the customer after reviewing the loan. If principal and interest are delinquent for a certain period of time, you may be obligated to repay all principal and interest before the contract expiration date. If your loan or credit card usage is excessive compared to your ability to repay, your personal credit score may fall, and if your personal credit score falls, you may face disadvantages related to financial transactions.

Finda Customer Center [1533-6786 (information-only number)]: Finda App > More > 1:1 chat inquiry or care@finda.co.kr

Finda Review Completed-20240229-1 (Validity Period: Until 2025.02.28)
Updated on
Jun 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

What's new

- 신용대출, 주택담보대출, 전월세보증금도 모두 핀다에서 갈아타세요! 정부가 추진하는 대출 갈아타기 서비스도, 나의 금리를 낮춰줄 70개 금융사 1분 비교도 핀다만 있으면 모두 가능해요.