Loans are provided by Finda with 69 financial companies, the largest number in the country! Compare and select from over 200 loan products, including first-tier financial institutions. When you want to switch to a loan with a lower interest rate, Finda Refinance Loan!
● Difficult refinance loans are now easier with Finda!
Loan transfer (refinancing loan platform) supported by the government is also easily available at Finda.
You can compare loans based on the criteria you choose, such as interest rate, limit, and repayment schedule.
You can add only the products you want to your shopping cart and compare them in more detail.
Through Finda’s unique data analysis, we also recommend Finda Pick products that best suit your situation.
Even after you receive a loan, we will manage your loan with you until the end through an interest calculator and repayment date notification.
● Two out of three Finda customers successfully reduced their loan interest rates
Two out of three Finda customers successfully transferred their loans. (Approximately 70% based on users who used it for refinance loan purposes)
Those who changed their loans at Finda lowered their interest rates by an average of 4.61% points.
Those who changed their loans from Finda had their limit increased by an average of 9.52 million won.
Finda customers saved an average of 520,000 won in annual loan interest.
An average of 420,000 users are checking their limits on Finda every month.
(Counting period: 2022.01.01-2023.03.06)
● Convenient and fast comparison of loan conditions
You can compare and apply for various loans, from credit loans to apartment mortgage loans, without affecting your credit score.
If you need money urgently, we will find you a loan that can be deposited quickly.
You can find the optimal conditions by using various loan calculator functions such as loan interest calculator, year-end settlement calculator, loan transfer calculator, rent calculator, deposit calculator, and savings calculator.
● Smart, personalized loan management without worrying about late payments
If you connect My Data, Finda conveniently manages your loans.
Don't worry about being late because you forgot to pay. Finda will let you know in advance when and how much you have to repay.
If you have extra money, you can easily figure out which loan it is best to repay first.
● Precious personal information kept safe
Stop worrying about spam calls! You can block calls asking for a loan at once.
When comparing loans, we change the phone number to a ‘safe number’ and forward it to the financial company.
Finda requests only the necessary permissions to manage the loan.
● The actual loan amount of the loan approved user matches the desired amount by 99.9%
Data analysis period: 23.01~23.08.11
Analysis target: 406 people who left a review saying ‘the loan was approved only on Finda’
[Required permissions]
Phone: Required for identity verification and device verification
Installed apps: Used to detect items that may pose a threat among applications installed on a smartphone to prevent electronic financial transaction accidents (malicious app detection information and diagnostic information on detected malicious apps)
[Selective permissions]-Storage space: Access required when logging in using a joint certificate-Camera: Required when signing a loan agreement with a specific financial company*You can use the service even if you do not allow optional permissions, but there may be restrictions on the use of some functions.*Android operating system If the version is lower than 6.0, all optional access permissions can be applied as mandatory optional permissions. You can reset your access permissions by upgrading your smartphone's operating system to Android 6.0 or higher and reinstalling the Finda app.
● Finda Customer Center: care@finda.co.kr
[Loan product information] - Loan limit: KRW 1 million ~ maximum KRW 250 million - Loan period: minimum 12 months, maximum 120 months - Integrated interest rate range: minimum 2.56% per year - maximum 20%, preferential interest rate up to 5% applicable - Loan repayment amount Example: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 won (monthly payment of 86,296 won). - May vary depending on personal loan product and repayment method. - Finda-only preferential interest rate is limited to the products of some affiliated financial companies, and only applies to those who have taken out a loan through Finda's 'Comparison Loan Service'.
Please check the financial product description and terms and conditions before entering into a contract.
Financial consumers have the right to receive explanations about financial products or services.
Finda Co., Ltd. is a financial product sales agent and broker (online loan solicitation corporation) that has entered into a loan solicitation consignment contract with a financial company in accordance with financial-related laws (Registration No. 2021-007).
Finda Co., Ltd. represents or brokers many financial companies.
Finda Co., Ltd. is a financial product sales agent/broker who has not been granted the right to conclude financial product contracts by a financial company and cannot directly conclude financial product contracts.
Finda affiliated financial institutions: BNK Gyeongnam Bank, Busan Bank, Daegu Bank, Gwangju Bank, Woori Bank, Jeonbuk Bank, SC First Bank, Hana Bank, Toss Bank, SBI Savings Bank, Daol Savings Bank, JT Savings Bank, NH Savings Bank, Kiwoom Savings Bank, Daeshin Savings Bank, Welcome Savings Bank, Kiwoom Yes Savings Bank, Pepper Savings Bank, Moa Savings Bank, OSB Savings Bank, HB Savings Bank, Shinhan Savings Bank, Dongwon Jeil Savings Bank, Accuon Savings Bank, KB Savings Bank , IBK Savings Bank, Smart Savings Bank, DB Savings Bank, BNK Savings Bank, Sangsangin Savings Bank, Yegaram Savings Bank, OK Savings Bank, JT Chinae Savings Bank, Korea Investment Savings Bank, Korea Savings Bank, Woori Financial Savings Bank, Hana Savings Bank, Jinju Savings Bank, Seram Savings Bank, Inseong Savings Bank, Sangsang Plus Savings Bank, Cider Bank, Hanwha Life Insurance, Kyobo Life Insurance, Korea Capital, Hana Capital, JB Woori Capital, Lotte Capital, OK Capital, KB Capital, DGB Capital , Woori Financial Capital, BNK Capital, NH Nonghyup Capital, Hyundai Capital, Welcome Capital, Lotte Card, Woori Card, BC Card, KB Kookmin Card, Shinhan Card, Hyundai Card, Reddit, People Fund, Honest Fund, 8%, Daily Funding , Hanwha Savings Bank
If principal and interest are delinquent for a certain period of time, an obligation to repay all principal and interest may arise.
If your loan amount is excessive compared to your ability to repay, your personal credit score may fall, and if your personal credit score falls, you may face disadvantages related to financial transactions.
Finda Review Completed 20231108-1 (Validity Period: 2024.11.07)