한국투자캐피탈

KOREA INVESTMENT CAPITAL

About this app

■ My Loans
- Loan management, repayment/cancellation, certificate issuance, personal information management
■ Customer Center
- FAQs, notices, terms and conditions, and forms

■ Consumer Protection
- Debt collection guidance, customer rights guidance

Some services may be restricted based on our internal standards.

[Product Information]
- Credit Loans: Office Worker Loan, Asset Plus Loan, Auto Plus Loan
- Housing Loans: Business Apartment Mortgage Loan

[Product Information]
※ Loan Interest Rate: 6.9% ~ 19.9% ​​per annum
* Varies depending on product and personal credit score
※ Default Interest Rate: Loan Interest Rate + Up to 3% per annum
※ Maximum Annual Interest Rate: Within 20% per annum of the maximum legal interest rate
- Early Repayment Fee: Up to 2%
- Stamp Duty: For loan amounts exceeding KRW 50 million, both the company and the customer are responsible for 50%
- Handling Fee: None
- Repayment Period: 12 ~ 120 months
- Interest Payment Cycle: Monthly

※ If you repay KRW 2 million on January 1st (first installment on February 1st) in equal installments of principal and interest over 12 months at an annual interest rate of 6.9%, the total payment amount is KRW 2,075,529
* Detailed standards may vary by product. Available

[Privacy Policy]
Go to: https://www.kicf.co.kr/hp/cc/fc/HPCCFC002M01

[User Guide]
- Supported OS versions: Android 8.0 or higher
- To maintain device security, we recommend updating to the latest version of your OS and antivirus software.
- This app cannot be used on devices with modified operating systems, such as those that have been rooted.

- Data charges may apply when using the service via 3G/LTE/5G networks.

[App Access Permissions]
The following access permissions are required for smooth use of our app.
- (Required) Mobile phone information
- (Required) List of installed apps: Korea Investment Capital collects and uses information about installed apps on smartphones to prevent electronic financial transaction incidents such as voice phishing and malicious apps. - (Optional) Camera (take and register photos for document submission)
- (Optional) Media (upload and register photos for document submission)
- (Optional) Phone (make calls for phone consultations)

If you do not agree to the access permissions, some functions may be restricted.
(You can reset your settings in the Settings > Privacy menu.)

■ Items for investigating credit-related disruptions (preventing voice phishing damage to customers using the "Korea Investment Capital" app by detecting malicious apps): Malicious app detection information, diagnostic information for detected malicious apps

[Customer Center]
- Phone: [phone]

- Compliance Review No. 2025-02-0018 (November 5, 2025 - November 4, 2026)

What’s new

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