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About this app

Start investing and lending for a better future,
Join People Fund, No. 1 on2up

■ Profitability and stability at the same time, investing in People Fund
- You can invest in collateral such as personal credit, apartments in Seoul, credit card sales, and luxury bags, and enjoy up to 19.9% ​​annual interest (the highest interest rate based on People Fund home mortgage loan products).

■ Generous mid-interest loans, People Fund loans
- Even if you have an existing loan, you can receive an additional limit of up to KRW 1.5 billion through mobile throughout the entire process (maximum limit for People Fund home mortgage loan, may vary depending on individual loan conditions)

■ AI loan comparison to find the right loan in just 1 minute
- You can reduce loan repayments by 2.71 million won by comparing loans across the country in just 1 minute (Average interest savings for People Fund Loan refinance customers within AI loan comparison (May 2016 - January 2022), average loan period 45 months, based on equal repayment of principal and interest)

■ I am receiving only the necessary permissions.
[Optional access rights]
-Camera: Access to the photo taking function, used when verifying ID and submitting documents.
- Notification: Push notification
-Storage space: Temporary storage and deletion of ID photos
※ You can use the service even if you do not agree to allow optional access rights, but there may be restrictions on the use of some necessary functions.

■ Do you have any difficulties using the service? Please contact customer service
- Phone: 1600-9615 (Weekdays 9:00 to 18:00)
- Email: ask@peoplefund.co.kr
- KakaoTalk: @PeopleFund

[Credit loan information within AI loan comparison service]
Loan limit: minimum 500,000 won ~ maximum 200 million won,
Loan period: shortest 12 months ~ maximum 120 months,
Integrated interest rate range: Minimum 3.13% per year ~ Maximum 19.99% per year (Preferential interest rate: Up to 1% applicable to some products only)
Example of loan repayment: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 5%, total loan cost: 1,027,230 won (monthly payment: 85,607 won)

- The AI ​​loan comparison service is a service that allows financial consumers to simultaneously view loan products from affiliated financial institutions, including People Fund, and compare and select fairly under a set algorithm.
- PF Technologies Co., Ltd. has affiliated financial institutions (DGB Daegu Bank, BNK Savings Bank, Jeonbuk Bank, Dongwon Jeil Savings Bank, BNK Capital, JB Woori Capital, Inseong Savings Bank, Korea Investment Savings Bank, Korea Savings Bank, Kiwoom Yes) We have signed a loan collection consignment agreement with Savings Bank, OSB Savings Bank, Shinhan Card, Yegaram Savings Bank, SBI Savings Bank, and JT Chinae Savings Bank.
- PF Technologies Co., Ltd. does not have the authority to enter into a loan contract with an affiliated financial institution on behalf of financial consumers, and the right to enter into a loan contract for an affiliated financial product belongs to the affiliated financial institution that is the direct seller of the relevant financial product.
- PF Technologies Co., Ltd. does not receive any financial compensation from financial consumers in relation to loan contracts and loan execution between affiliated financial institutions and financial consumers through this service, and provides loan interest and principal repayment on behalf of affiliated financial institutions. I don't receive it.
- If the financial products of PFC Technologies Co., Ltd. are recommended for comparison, PFC Technologies Co., Ltd., as a direct seller of financial products, enters into a loan contract with the financial consumer, executes the loan, and repays the principal and interest according to the contract details. You will receive it.
- Personal information and credit information entered by consumers to use this service are held and managed by financial institutions that are direct sellers of financial products.
- When using a loan product, your personal credit score may drop, and you may be disadvantaged if your personal credit score falls.
- If you are unable to repay the principal and interest at the designated time, you may be obligated to repay the entire remaining principal and interest before maturity, and you may be subject to disadvantages such as registration as a subject to credit information management.
- Financial consumers have the right to receive explanations about financial products, and please check the financial product description and terms and conditions before concluding a contract.
- In relation to the use of this service, financial consumers may claim damages from affiliated financial institutions, which are direct sellers of financial products, and PF Technologies Co., Ltd., which is a financial product sales agent, pursuant to Articles 44 and 45 of the Financial Consumer Protection Act. there is.
- Complaints related to the company's business activities can be submitted to the main email (ask@peoplefund.co.kr) or customer service center (1600-9615), and the company has an obligation to respond sincerely and take necessary actions. If you wish to mediate a dispute, you may apply for mediation to the Financial Supervisory Service.
- This page complies with procedures in accordance with relevant laws and internal control standards.

Compliance officer review completed No. 6674 ( months)
Updated on
May 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted