웰컴디지털뱅크(웰컴저축은행)

웰컴 저축은행

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About this app

NO.1 digital banking savings bank!
No. 1 in cumulative app downloads in the savings bank category
No. 1 in accumulated app users in the savings bank sector
※ Based on App Annie (as of October 31, 2022)

[Welcome My Data Service]
Wellboard: Provides summary information on credit and debt management status by user
Credit Management: Providing credit score and credit-based information, credit improvement advice, and credit score raising function
Debt management: Debt diagnosis and analysis service based on loan status
Consumption/expenditure management: integrated inquiry service for credit/debit card, pay, account transfer expenditure details
Asset/investment management: Integrated inquiry service for asset information such as deposits, insurance, stocks, funds, and pensions
Safe transaction: A service that allows you to check the seller's transaction level and receive compensation of up to 300,000 won per case in case of fraud
Smart money collection: A service that collects the balance from the deposit and withdrawal account to the account with the highest interest
Consolidated Debt Balance Certificate: A service that allows users to issue debt balance certificates for loans held by users at once
Customized Loan: A service that allows you to inquire and apply for loan interest rates and loan limits that can be received with one inquiry from many financial institutions

[Well-Bang Working Installment Savings]
Subscription target: individual customers
Subscription amount: The same amount between 10,000 won and 200,000 won per month
Contract period: 12 months
Interest payment: Payment at maturity
Basic interest rate: 1.0% per year + maximum prime interest rate 9.0% per year
Preferential interest rate conditions:
1) Differential payment of preferential interest rate according to the number of annual steps (8.0%P)
* Preferential rate applied according to the number of steps: 1 million steps or more: 1.0%p per year / 2 million steps or more: 3.0%p / 3 million steps or more: 4.0%p / 4 million steps or more: 6.0%p / 5 million steps or more: 8.0%p per year
2)Payment by automatic transfer through the deposit and withdrawal account of the bank more than 6 times (1.0%P)

[Welcome employee love regular deposit]
Membership conditions: Individuals aged 19 years or older with real name
Interest payment method: Settlement on the business day immediately preceding the Saturday of the third week of each month (based on Saturdays), followed by payment on the following day
Basic interest rate: 1.7% per year + maximum interest rate of 1.5% per year for parking accounts
Conditions: 1. 0.5% per annum is added if there is a salary transfer record of KRW 1 million or more
2. Add 0.5% per annum if there is more than one automatic payment by CMS or Giro
3. 0.5% per annum is added when maintaining the consent to the collection and use of personal information and membership subscription use
If the deposit balance exceeds KRW 50 million, preferential interest rates for condition 1 and condition 2 are not applied to the amount exceeding KRW 50 million (only condition 3 applies)
The preferential interest rate is applied to the interest calculation period (from the 1st to the end of the month) of the month following the month in which the conditions are satisfied, and the same applies to new loans.

[Welcome first transaction preferential regular payment]
Subscription target: individual customers
Subscription amount: The same amount between 10,000 won and 200,000 won per month
Contract period: 12 months
Subscription condition: within 30 days from the date of deposit
Interest payment: Payment at maturity
Basic interest rate: 3.7% per year + maximum prime interest rate 3.3% per year
Preferential interest rate conditions: ① Applicable when payment is made by direct transfer through the deposit and withdrawal account of the bank more than 8 times.

[Wellbang Modepay account]
Membership conditions: Individuals aged 17 or older with real name
Interest payment method: Settlement on the business day immediately preceding the third week of each month (based on Saturdays) and paid on the following day
Interest rate information: 0.7% per annum + maximum preferential rate of 2.5% per annum
Preferential interest rate conditions: 1) 0.5%P per annum when the deposit balance exceeds KRW 500,000
2) 2.0%P per annum when the simple payment transaction performance using this deposit in the current month is over 100,000 won
Preferential interest rate applied only for deposit balances of KRW 1 million or less

※Common considerations: Welcome employee love regular deposit & Well-Bang reliable installment savings & Welcome first transaction preferential installment deposit & Well-Bang ModePay bankbook
This deposit is protected by the Korea Deposit Insurance Corporation in accordance with the Depositor Protection Act, but the limit of protection is “up to 50 million won” per person, including the principal and predetermined interest of all your financial products subject to deposit protection in this mutual savings bank, and 50 million won The remaining amount in excess is not protected.
Please check the product description and terms and conditions before signing the contract. You have the right to receive a sufficient prior explanation of the product, and please trade after understanding the explanation.
※ Interest rates are subject to change, so please refer to the website or app.

※Customer Center: Weekdays 9:00 - 18:00
loan 1661-0001
Business Loan 1661-9300
Electronic finance, deposit 1661-9400
My Data 1661-9500

[Guide to Permissions and Purposes of Wellbang App]
Required access rights
-Storage space: Stores joint certificates with file access rights and is used to check whether the OS has been tampered with to enhance security
-Phone: Used for making phone calls and setting PUSH settings with branch office phone calls and management rights
- App activity: Collect installed app information to prevent electronic financial transaction accidents
Optional access right
-Address Book: Necessary for purchasing coupons, transferring contacts, and selecting recipients when recommending friends
- Camera: Necessary for taking ID and submitting evidence

[Items for investigating credit disorder behavior]
Malicious app detection information, diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Kim Dae-woong
Business registration number: 120-87-93876

Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2023.03.30 ~ 2024.03.29)
Korea Federation of Savings Banks Deliberation 2023-00255 (2023.03.07~2024.03.06)

Ratings and reviews

Really comfortable app for me.

앱이 완전 버그 투성 이네요. 가입하려고 하면 로그인 무한 루프 버그로 가입도 못하게 만들어 놨네요. 패탄등록을 아무리 해도 사용자가 없다는 메세지만.... 앱 좀 제대로 만들어 주세요

"기기 등록 중 오류가 발생했습니다. 앱을 다시 실행해 주시기 바랍니다."라는 메세지가 자꾸 뜨는데요. 신규 휴대폰 추가로 설치하려는데 안됩니다

What's new

1. 스플래시 변경
2. 마이데이터 - 웰보드 자산만료/만료예정 영역 추가
3. 푸시 개선