SPINTENT: 자동 가계부·지출 관리
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About this app
SPINTENT is a household ledger that means "writing with intent." It automatically records expenses by reading card and bank notifications, and helps you identify areas to cut back on by displaying fixed costs and spending at a glance. All records remain exclusively on your phone, without any accounts or servers.
■ For Those Who
- Want to keep a household ledger but find it bothersome to write things down manually every time
- Want to manage monthly fixed expenses (rent, phone bills, subscriptions, insurance) in one place
- Want to manage expenses without having your financial records sent to a server
■ What It Does
- Automatic Card Notification Recording: Reads card approvals/cancellations and bank deposit/withdrawal notifications and records them as transactions. Unread notifications are organized all at once in the "Messages to Check" section.
- Fixed Cost Management: Register fixed expenses such as rent, phone bills, and subscriptions along with their categories, payment methods, and payment dates. View how much is spent on each day using a calendar and a bar graph by date. You can also register fixed income such as your salary.
- Spending Limit: Set a monthly spending limit to immediately display the remaining amount and percentage on the home screen. It notifies you of your spending in green, yellow, or red.
- Consumption Analysis Statistics: Daily spending is represented by a stack of category-colored bars, category-specific donuts, comparison to the previous month, 6-month monthly trends, and fixed cost breakdown.
- Savings & Investment: Register your current savings and investments, and link your transfer history to view how much you have accumulated that month. You can transfer the remaining amount from the previous month to your savings.
- Card, Bank, & Pay management; installment balances; overseas payment exchange rate estimation; direct category editing.
- Encrypted backup & restore (password); app lock (fingerprint/screen lock).
■ Notification Access Permission Guide
"Notification Access" permission is required to record card and bank notifications as transactions. You must allow this on the guidance screen upon first launch, and you can turn it off at any time in your device settings. Read notifications are stored only on the device and are not transmitted externally. SMS reading permission is not used. You can still enter data manually even if you do not allow notification access.
■ Privacy
- No sign-up, login, or server. No ads.
- No internet permissions: The app does not send or receive data over the network (offline use).
- Backups are saved in a location chosen by the user (e.g., Google Drive folder) and encrypted with a password.
■ Optional Feature: Onthink
If you install Onthink, a separate paid app from the same developer, the AI on your phone assists with merchant category recommendations, filtering out ads and notifications, providing end-of-month summaries, and suggesting spending limits for the next month. This processing also takes place exclusively on the phone, and SPINTENT functions as usual even without Onthink.
■ Note
- SPINTENT is not an app that creates your budget for you; rather, it is a tool that helps you reduce fixed expenses, identify waste, and redirect the difference to savings or investments.
- Notification text varies by bank and card company, so you may not be able to read some. Please manually register unread notifications or mark them as "Messages to check."
- Android 8.0 or higher, portrait mode.
Inquiries: contact@travelline.co.kr
Privacy Policy: https://www.travelline.co.kr/privacy/spintent
■ For Those Who
- Want to keep a household ledger but find it bothersome to write things down manually every time
- Want to manage monthly fixed expenses (rent, phone bills, subscriptions, insurance) in one place
- Want to manage expenses without having your financial records sent to a server
■ What It Does
- Automatic Card Notification Recording: Reads card approvals/cancellations and bank deposit/withdrawal notifications and records them as transactions. Unread notifications are organized all at once in the "Messages to Check" section.
- Fixed Cost Management: Register fixed expenses such as rent, phone bills, and subscriptions along with their categories, payment methods, and payment dates. View how much is spent on each day using a calendar and a bar graph by date. You can also register fixed income such as your salary.
- Spending Limit: Set a monthly spending limit to immediately display the remaining amount and percentage on the home screen. It notifies you of your spending in green, yellow, or red.
- Consumption Analysis Statistics: Daily spending is represented by a stack of category-colored bars, category-specific donuts, comparison to the previous month, 6-month monthly trends, and fixed cost breakdown.
- Savings & Investment: Register your current savings and investments, and link your transfer history to view how much you have accumulated that month. You can transfer the remaining amount from the previous month to your savings.
- Card, Bank, & Pay management; installment balances; overseas payment exchange rate estimation; direct category editing.
- Encrypted backup & restore (password); app lock (fingerprint/screen lock).
■ Notification Access Permission Guide
"Notification Access" permission is required to record card and bank notifications as transactions. You must allow this on the guidance screen upon first launch, and you can turn it off at any time in your device settings. Read notifications are stored only on the device and are not transmitted externally. SMS reading permission is not used. You can still enter data manually even if you do not allow notification access.
■ Privacy
- No sign-up, login, or server. No ads.
- No internet permissions: The app does not send or receive data over the network (offline use).
- Backups are saved in a location chosen by the user (e.g., Google Drive folder) and encrypted with a password.
■ Optional Feature: Onthink
If you install Onthink, a separate paid app from the same developer, the AI on your phone assists with merchant category recommendations, filtering out ads and notifications, providing end-of-month summaries, and suggesting spending limits for the next month. This processing also takes place exclusively on the phone, and SPINTENT functions as usual even without Onthink.
■ Note
- SPINTENT is not an app that creates your budget for you; rather, it is a tool that helps you reduce fixed expenses, identify waste, and redirect the difference to savings or investments.
- Notification text varies by bank and card company, so you may not be able to read some. Please manually register unread notifications or mark them as "Messages to check."
- Android 8.0 or higher, portrait mode.
Inquiries: contact@travelline.co.kr
Privacy Policy: https://www.travelline.co.kr/privacy/spintent
A household ledger that automatically records expenses via card and bank notifications. From fixed costs and consumption analysis to savings, all within your phone.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
첫 출시. 카드·은행 알림 자동 기록, 고정비 달력, 지출 제한 금액, 통계, 저축·투자, 암호화 백업.
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About the developer
윤테크
contact@travelline.co.kr
대한민국 서울특별시 도봉구
도봉구 시루봉로19길 17, 2층(방학동)
01314
+82 10-6332-9476
