Cargo Pay = Smartphone (mobile phone) Card payment machine Card reader What is the card terminal app?
Freight payment is made using the VAN system (safe, fast, and inexpensive - if you pay by card, only the legal minimum fee is deducted and the card company deposits the money into the registered business account 2 business days after the payment date).
1. Cargo pay does not require a separate card reader or card terminal (OK with just a mobile phone)
This is an innovative service that allows you to receive all transaction and sales payments by credit card immediately by installing the Cargo Pay app on your mobile phone (no need for a separate portable card reader or plug-in device) regardless of location and time (no subscription fee).
2. Freight pay is available for both face-to-face payment as well as non-face-to-face manual payment, manual payment by sending URL text to a remote location, and manual payment by entering card number.
It is possible to receive card payments not only face-to-face with customers, but also with distant customers through manual payment, payment by entering card number, or SMS text payment (customers who receive text messages can use the card company app installed on their cell phone without installing the app or provide card information Please enter directly to make payment - the customer's payment result will be automatically replied)
3. Cargo Pay allows camera payments by pointing the customer’s card at the mobile phone, payment by entering the card number, app card payment, Samsung Pay, and Apple Pay payment.
After launching the Cargo Pay app, touch (tag) Samsung Pay or Apple Pay to the bottom of the camera on the back of your phone, like when taking a bus, subway or taxi, and card payment will be made within 1 second. You can pay with a regular card by pointing it at your phone camera.
4. Cargo Pay accepts all payment methods.
Customers can pay by presenting any credit card, check card, Samsung Pay, Payco, app card, or QR code barcode.
5. Cargo Pay offers low card fees and quick deposits.
Since we use a direct transaction method with the card company, the legal minimum card fee of 0.25% for check cards and 0.5% for credit cards is deducted for all face-to-face payments, remote payments, and card number input payments. If you pay by card, the account registered with the card company within 2 business days. You can trust and feel safe because the deposit is made directly from the credit card company (however, some functions apply to the PG system).
6. Cargo Pay allows easy receipt processing
Payment receipts can be sent directly to customers from their mobile phones by sending an image photo or sending an email.
7. Payment history management, cash receipt, and electronic tax invoice issuance
You can also manage payment details (app and PC), cancel payments, issue cash receipts, and issue electronic tax invoices.
8. Employee registration possible
If you have multiple salespeople or sales staff, you can sign up for each mobile phone number and use it (payment is transferred to the business account when making payments to salespeople).
9. No registration fee (free), lowest card fee, no guarantee insurance payment.
Download and sign up for the Cargo Pay app for free without any registration fee.
10. Payment possible including Zero Pay, Naver Pay, Kakao Pay, etc.
If you register your Zero Pay affiliated store number, you can make Zero Pay payments with zero payment fees, and you can pay for mobile gift certificates such as local love gift certificates using the Cargo Pay app.
*** Special advantages of Cargo Pay card payment app
A service for sellers for small business owners and self-employed people
(1) Savings on device purchase fees, subscription fees, monthly management fees, and warranty fees
(2) Only legal card receipts (e.g., 0.5% for businesses under KRW 300 million per year) are deducted.
(3) Shorten the payment deposit cycle (within D+2 business days)
(4) All cards and payment methods issued domestically are accepted.
(5) Both face-to-face and remote payments can be made
1. Face-to-face payment (payment after meeting with the customer)
(1) Touch (Tag) payment: Samsung Pay and Apple Pay available
(2) Camera payment: Payment can be made by pointing the physical card at the mobile phone camera.
(3) Card number input (key-in) payment: Card payment possible by entering card number and expiration date
(4) QR code, barcode payment: When a customer presents a card (card company app card) with a QR or barcode, payment can be recognized by the camera.
2. Non-face-to-face remote payment (customers located far away)
- Send payment request text message to customer --> Customer who receives text inputs app card or card number to make payment
3. Cash receipt
- Issued by entering the customer's mobile phone number or business registration number --> Notification to the National Tax Service
4. Issuance of electronic tax invoice
- Issued with customer information input without certificate --> National Tax Service notification
*** Description of detailed functions of Cargo Pay card payment app
1. Touch (tag) payment
-Meet the customer and make payment
Phone2Phone payment (when the customer presents a mobile phone with a credit card saved on the mobile phone, such as Samsung Pay or Apple Pay): After running the cargo pay app, turn the customer's mobile phone upside down and touch it in the center of the back of the mobile phone, and tag it (bus, subway, taxi) Same as payment)
2. Camera (OCR) payment
(1) All domestically issued cards with a card number can be used for payment.
(2) After running the Cargo Pay app, point your credit or check card at the mobile phone camera to complete the credit card payment.
3. Payment by entering card number (key-in payment, manual payment)
Card payment possible by entering card number and expiration date
4. Remote (SMS URL) payment (manual payment)
Enter the payment information (amount, VAT, installment) and the other customer's mobile phone number on the Cargo Pay App screen to automatically generate a URL and send a text message --> The customer who received the text message (does not need to sign up for a separate app or Cargo Pay App) touches the text message When you do so, the card payment screen appears and the customer uses the card company app installed on his or her phone or enters information to process the payment --> When the customer pays, an indication that the customer has made the payment appears on the cargo pay app that sent the text message (once the payment is completed) Receipt appears in cargo pay app)
5. Issuance of cash receipt
If you sign up for the Cargo Pay App, you can issue a cash receipt, which is issued by entering the customer's mobile phone number or business registration number.
6. Cancellation of card payment cash receipt issuance
When you press the cancel payment button, a payment list will appear. Select the list you want to cancel from the list and cancel the card payment in the same way as a card payment.
7. Payment result management
You can make card payments or manage cancellation details with the Cargo Pay app.
8. Issuance of electronic tax invoice
You can easily issue an electronic tax invoice by simply entering the recipient information and payment information without a separate certificate, and the National Tax Service and customers are automatically notified when issued (edited issuance and history management are also possible)
9. Sub-account function
If you have multiple sales staff, each sales staff member can install the Cargo Pay card payment app on their mobile phone and sign up to collect payment (payment will be deposited into the business account).