Dossym

"Микрофинансовая организация "ФинТехЛаб"

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About this app

Dossym is an innovative business financing solution available entirely online.

Information about the services provided:

Who can receive funding:
• Legal entities
• Individual entrepreneurs
• Self-employed

Types of microloans:

1️⃣ No deposit
• Amount: up to 5 million KZT
• Duration: from 3 to 12 months

2️⃣ Secured by car
• Amount: up to 73 million KZT
• Duration: from 6 to 60 months

3️⃣ Secured by real estate
• Amount: up to 73 million KZT
• Duration: from 6 to 120 months

Key Features:

✅ Completely remote process: from submitting an application to receiving funds.
✅ Financing for entrepreneurial purposes only:
• Replenishment of working capital.
• Business development and production expansion.
• Purchase of equipment and other tasks.

Information about the services provided:
• Annual interest rate: from 36%.
• Maximum annual effective interest rate (EAIR): no more than 46%.
• No penalties for early or partial repayment.
• No hidden fees.

An example of calculating the total cost of microloans:

📌 Loan amount: 500,000 KZT
📌 Duration: 6 months
📌 Annual interest rate: 36%
📌 GESV: 43.6%

With the annuity method:
• Monthly payment: 92,298.74 KZT
• Total amount to be returned: 553,793 KZT

With a differentiated method:
• First payment: 98,333.32 KZT
• Total amount to be returned: 552,500 KZT

Dossym is a convenient tool for developing your business.

License for microfinance activities of the ARRFR RK No. 02.21.0095.M dated November 09, 2021.

What’s new

Что нового

• Если залог уже задействован в другой заявке, приложение сразу сообщит об этом и предложит выбрать другой.

• Лимиты суммы частичного досрочного погашения теперь приходят из системы.

• В списке документов однотипные договоры нумеруются — их проще различать, когда залогов несколько.