artha - Smart Money Manager

5+
Downloads
Content rating
Everyone
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About this app

ARTHA - YOUR WEALTH, YOUR CONTROL
Privacy-First Personal Finance & Money Manager

Take control of your finances with Artha, the privacy-first personal finance app. Track expenses, manage budgets, achieve goals, and gain insights—all with bank-grade security and 100% local storage.

🔒 PRIVACY & SECURITY FIRST
• 100% offline - your data never leaves your device
• AES-256 bank-grade encryption
• Biometric authentication (fingerprint/face unlock)
• No cloud, no tracking, complete privacy
• Optional encrypted backups

💰 EXPENSE & INCOME TRACKING
• Quick expense entry with custom categories
• Multiple income sources tracking
• Receipt attachments
• Advanced filtering and search
• Smart tags for organization

📊 FINANCIAL ANALYTICS
• Visual charts and spending trends
• Category-wise breakdown
• Income vs. expense analysis
• Monthly, quarterly, yearly reports
• Export to PDF/CSV

🎯 GOAL MANAGEMENT
• Set and track financial goals
• Visual progress indicators
• Savings calculator
• Milestone notifications
• Target deadlines

💳 MULTI-ACCOUNT SUPPORT
• Manage multiple bank accounts, wallets, cash
• Real-time balance tracking
• Inter-account transfers
• Multi-currency support

📅 BILLS & SUBSCRIPTIONS
• Track recurring bills and subscriptions
• Smart payment reminders
• Annual cost analysis
• Never miss a payment

💸 EMI & DEBT TRACKING
• Manage all loans and EMIs
• Automatic payment calculations
• Payment schedules and reminders
• Prepayment tracking

📈 BUDGET PLANNING
• Create category-wise budgets
• Real-time spend tracking
• Overspend alerts
• Smart recommendations

🎨 BEAUTIFUL DESIGN
• Clean, minimal interface
• Dark mode support
• Smooth animations
• Material Design 3
• Customizable themes

📱 SMART FEATURES
• Quick add widgets
• Calendar view
• Financial insights
• Bulk operations
• Custom reports

WHY ARTHA?
✓ Privacy-Focused: Your data stays encrypted on your device
✓ No Ads: Clean, distraction-free experience
✓ Comprehensive: Expenses, income, goals, EMI, debts, budgets
✓ Offline-First: Works without internet
✓ User-Friendly: Intuitive for everyone
✓ Customizable: Adapt to your needs

PERFECT FOR:
• Students managing budgets
• Professionals tracking finances
• Freelancers with irregular income
• Families planning together
• Privacy-conscious individuals

TRACK EVERYTHING:
Daily expenses • Bills • Salary • Freelance income • Investments • Loans • EMIs • Subscriptions • Debts • Savings goals • Business expenses

SECURITY:
Military-grade encryption protects your financial data. Biometric authentication and local storage ensure complete privacy. We don't collect, store, or share your data.

INSIGHTS:
Understand spending habits, identify savings opportunities, and make informed financial decisions with powerful analytics.

GET STARTED:
No registration needed! Download and start tracking immediately.

Download Artha for complete financial control with uncompromising privacy!
Updated on
Jan 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

🎉 Welcome to Artha v1.0.0!

Your complete personal finance companion is here:

✓ Track expenses & income with categories
✓ Create & monitor monthly budgets
✓ Set savings goals with visual progress
✓ Manage recurring bills & EMIs
✓ Track debts with contacts
✓ Multiple account support
✓ Secure encrypted storage
✓ Beautiful dark mode

Start your financial journey today! 💰

App support

About the developer
Snehashis Mukherjee
tynybite@gmail.com
Matai Bhalkundi Murshidabad, West Bengal 742159 India

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