wiLLBe: save smart

Liechtensteinische Landesbank AG

About this app

wiLLBe combines safe savings at attractive interest rates and sustainable investment from day one. Secure the best development opportunities for the world of tomorrow and maintain an overview of returns and the sustainable impact of your investments and donations. Download the wiLLBe app to benefit from the following features:

wiLLBe instant access savings account:

• Safe savings at attractive interest rates
• In the world’s strongest currencies: USD, EUR and CHF
• Free of charge, access every day

wiLLBe asset management:

• Attractive annual fee of 0.49%
• 160 years of banking experience at Liechtensteinische Landesbank
• Investments in line with the UN’s Sustainable Development Goals
• Simple, effective donations

What wiLLBe is all about – and why you will love this app:

SAVE: as much as you want from the very first cent/centime

Start your safe saving regime step by step with the instant access savings account – at attractive interest rates. Your money grows from day one and you can access it every day – at no cost to you. And you’ll be benefiting from the experience of one of the safest banks in the world.

INVEST: sustainably and profitably

Want to invest in a company that’s fighting Alzheimer’s? Or in the development of renewable energies? And do it without neglecting performance? wiLLBe’s goal is to offer investment and donation ideas that have the biggest impact, without sacrificing your returns. You will also find plenty to learn here, such as our seven impact topics based on the 17 UN Sustainable Development Goals: education and equal opportunities, environmental protection and biodiversity, clean water, clean energy, sustainable use of resources, sustainable living and working, and healthcare and medicine. No matter how much experience you have with investing, wiLLBe can help you make a difference – supported by the award-winning expertise of LLB’s asset management and its 160 years of banking experience. And you can start from just EUR/CHF 200.

FEES: fair for you, low for us

wiLLBe is simple, no-frills investing. That goes for fees, as well. That’s why the instant access savings account is free for you. wiLLBe applies an annual fee to your assets under management, plus external costs indicated on the website. Our fee is 0.49%, regardless of the volume of your assets. For example, if we manage assets of CHF 2,000, you pay CHF 9.80 a year in fees. This covers the development of your investment strategy and your personal investment proposal. External third-party costs, such as taxes on products that fit your investment strategy, are beyond our control. We regularly bill you for these costs without a mark-up and check that we are offering you the most favourable fees possible. We believe in transparency, and that applies to fees, as well. So we have created a competitor comparison for you (https://www.willbe-invest.ch/en/willbe/pricing/pricing).

DONATE: nothing but joy

Want to see how many trees you’ve planted or how many school lessons you’ve donated? wiLLBe gives you an overview of what you have achieved. At wiLLBe, we want to achieve a tangible impact both for you and the non-profit organisation. You can say goodbye to all the admin and focus on the joy of helping others. And at wiLLBe, you don’t have to forego profits just because you donate to an NPO. You only donate a fixed part of the performance of your wiLLBe portfolio. Thanks to a donation certificate, you can even reduce your tax bill if you wish.

SECURE VALUES, UNDERPINNED BY TRADITION

wiLLBe was created by Liechtensteinische Landesbank (LLB), based in Vaduz, Liechtenstein. LLB is one of the world’s safest, best capitalised full-service banks. With an Aa2 deposit rating from Moody’s, it is in the premier league of banks in Liechtenstein and Switzerland. With a history stretching back 160 years, LLB is Liechtenstein’s oldest bank.

Ratings and reviews

I got a recommendation for willbe, but saw that there were some negative reviews. Nevertheless I tried to open an account. However, I must have misstyped the password and could not login. So the registration process didn't work and I was stuck because my email/phone was already used. So I contacted customer support. They replied quick and gave me a one time link to reset my account. I did that and I'm very happy with the experience so far.

Very easy and straight forward account creation. The service team are helpful and respond quick. Could not have imagined it any better. Thank you

Very good app with attactive interest rates. Extremely quick and seamless onboarding