2.8
6.45K reviews
500K+
Downloads
Content rating
Everyone
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About this app

genie: Your All-in-One Financial App
Take control of your finances with Genie, the convenient and secure mobile app from Dialog Axiata PLC the leading Telco in Sri Lanka with a 70% market share in the Colombo stock exchange, licensed and regulated by the Telecommunications Regulation Commission of Sri Lanka (www.trc.gov.lk). Savings, Fixed deposits, Payments & Lending products on the Genie App are provided by Dialog Finance PLC a subsidiary of Dialog Axiata PLC. Dialog Finance PLC is a public quoted entity, which is a financial institution licensed (https://bit.ly/DF-CBSL-License) and regulated by the Central Bank of Sri Lanka (www.CBSL.gov.lk) under act No. 42 of 2011. And Dialog Finance PLC carries the Fitch rate AA(LKA).

Manage your money on the go:
• Make secure contactless payments: Scan & Pay at any LANKAQR-enabled merchant using your linked bank accounts or eZ Cash wallet.
• Open a digital savings account: Start saving for your goals with our easy-to-open and manage digital savings account.
• Get a Mastercard you control: Freeze your card, set spending limits, and manage your account directly within the app.
• Invest for your future: Create goal-based savings accounts and fixed deposits, invest in stocks or mutual funds, and manage your portfolio conveniently.
• Pay bills easily: Pay over 90+ billers quickly and securely in one go.
• Manage your eZ Cash wallet: Send and receive money, top up your wallet, and access various mobile money transactions.
• Common to all loan products facilitate on genie:
Term of the Loan: From 90 days (3 months) to 5 years
Annual Percentage Rate (APR) / Interest Rate: Quick Loan/Lesi Pay: from a Minimum 25% p.a to a Maximum of 49% p.a (based on Sri Lanka’s market rate, cost of deposits, customer’s risk profile, collateral & term of product). Loan against Fixed deposits: Fixed Deposit Rate + 2.5% p.a
Processing Fee: One-off fee ranges from 0.5% to 5% based on the loan type.
Sample Calculation: All loans are calculated using the standard Equal Monthly Installment calculation method.
Loan Amount - LKR 50,000
Loan Tenor - 180 days
Loan interest rate - 25% p.a
Monthly Installment payment - LKR 8,951.41
Total cost of the loan is LKR 56,208.00 made of LKR 50,000 (Principal) + LKR 3,708.46 (Total interest payment) + LKR 2,500 (Processing Fee at 5%)

Security and Trust:
• Advanced Encryption: Provides cutting-edge encryption protocols to safeguard sensitive data, ensuring all personal information and financial transactions are securely protected from unauthorized access.
• Biometric Authentication: Enjoy added convenience and security with biometric authentication options such as fingerprint and facial recognition, providing seamless yet highly secure access to your Genie account.
• Two-Factor Authentication: Enhance account security with our robust two-factor authentication system, bolstering user identity verification with an additional layer of protection.
• Fraud Prevention: Our platform utilizes advanced fraud detection algorithms and real-time monitoring to proactively safeguard user accounts and transactions against potentially fraudulent activities.
• Ongoing Security Audits: The app conducts regular security audits and assessments to identify and address any vulnerabilities, maintaining the highest standards of data security and privacy.
• Compliance Standards: We adhere strictly to industry regulations such as MBSS, PCI DSS, and local law under the Personal Data Protection Act, No. 9 of 2022, reflecting our commitment to ensuring the utmost protection of data and privacy.
• Dedicated Support: Our customer support team is available round-the-clock to address any security-related inquiries or concerns, providing prompt assistance and ensuring a seamless user experience.
Disclaimer:
• Loan products on Genie are subject to eligibility criteria and terms and conditions.

Download Genie today and experience the power of financial management at your fingertips!
Updated on
Jul 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.9
6.37K reviews
Chamudit Jayanatha
July 17, 2024
Update!. Still the best online banking apps available in Sri Lanka for me 🥸 .but;;! Started to see some extra fees for things here and there🤔 but for now it's a lot but I do hope they keep it at a low amount🙏🏻. Please fix your notifications for promotion wheres the user isn't even eligible to use them🙄. I've been a long term user of this account for almost 2 years now ,and I was still unable be on the eligible list, kinda heartbreaking tbh. I hope I'll get those future at some point 😕
5 people found this review helpful
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Dialog Axiata.
July 17, 2024
Hi Chamudit, Thanks for your valuable feedback and your valuable suggestion will be shared to the relevant team for their attention.
Kasun Sirimanna
July 5, 2024
It's very stressful and very uncomfortable when you force the update when opening the app. When we open the app to do a payment and then there is a update forcing us to do the update so we can't do the payment then an there. Specially QR payments on the express way. I suggest to add a "skip" option so we can do the update later.
1 person found this review helpful
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Chandupa Herath
May 27, 2024
Nice App considering the other alternative solutions. But it's not with its faults. You'd find an occasional UI bug or two here and there which doesn't affect UX overall. Props to the developer. I would love to see a dark mode version or material you version of this app in the future.
3 people found this review helpful
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Dialog Axiata.
May 27, 2024
Hi Chandupa, We appreciate your feedback and rating. Looking forward to provide you with our best services at all times.

What's new

We have made some performance improvements and bug fixes.