Save toward what matters — one jar at a time.
Chipmunk is a savings goal jar tracker for envelope budgeting without bank connections, subscriptions, or accounts. Create labelled jars for every goal — vacation, emergency fund, new laptop — and update them when you actually save or spend.
Money stays in your bank. Chipmunk tracks your mental allocations honestly and privately.
★ WHY PEOPLE CHOOSE CHIPMUNK
✓ No signup — start in seconds
✓ No bank linking — your accounts stay untouched
✓ Works offline — save anywhere, anytime
✓ Private by default — data stays on your device
✓ Any currency — pick from the full ISO 4217 list
✓ Manual tracking — you control every entry
★ ENVELOPE BUDGETING MADE SIMPLE
Chipmunk works like digital labelled jars or sinking funds. Add money when you save, spend when you use it, and move between jars as plans change. Set optional goal amounts and watch progress grow.
★ PERFECT FOR
• Envelope budgeting & cash stuffing
• Sinking funds and wishlist savings
• Goal-based saving without complex finance apps
• Privacy-focused users who want an offline money jar app
★ FREE & PRO
Free tier: Up to 3 active jars.
Pro unlock (one-time purchase): Unlimited jars, JSON backup & restore. No subscription — pay once, keep forever.
★ YOUR DATA STAYS YOURS
Export JSON backups anytime. Restore on a new phone without an account. Reset all data in one tap.
Simple. Private. Offline. Jar by jar.
Download Chipmunk and start filling your first savings goal jar today.
Private savings jar app. Track goals offline, no signup, and no bank linking.