Payd Money App

PaydHQ Inc

About this app

Payd Money makes it easy to pay and get paid globally. Whether you're receiving payments from anywhere in the world or sending money across Africa, Payd gives you the tools to move money seamlessly.

GET PAID GLOBALLY
• Create USD and EUR virtual bank accounts to receive ACH, Wire, SEPA and SWIFT payments from anywhere in the world
• Get stablecoin addresses to receive crypto payments across Ethereum, Polygon, Base and Celo
• Create payment links and invoices to collect payments from your clients and customers
• Share your Payd username to receive instant transfers from other Payd users

SPEND LOCALLY
• Withdraw to mobile money (M-Pesa) and bank accounts across Africa
• Pay bills and buy goods via Paybill and Till numbers
• Send money to other Payd users instantly using their username

MOVE MONEY ACROSS BORDERS
• Send money to mobile wallets and bank accounts in Kenya, Rwanda, Nigeria, South Africa, Ghana, Uganda and more
• Competitive exchange rates with real-time conversion
• Fast cross-border payouts powered by trusted payment rails

MANAGE YOUR MONEY
• Dual wallet system — hold balances in USD and your local currency
• Real-time transaction history with search and filters
• Exchange between currencies at live market rates
• Download and share transaction receipts

BUILT FOR SECURITY
• Biometric login (Face ID, Touch ID, Fingerprint)
• PIN-protected transactions
• Security questions for account recovery
• Session management with automatic timeout
• End-to-end encrypted storage

DESIGNED FOR YOU
• Clean, modern dark interface
• Fast and responsive native experience
• Works on Android and iOS
• Available across Africa and beyond

Payd Money — the borderless wallet for Africa and the world.

Learn more at https://payd.money

What’s new

Payd Money v1.27.3 (Build 55) - Release Notes

Fixed: Deposit/pay-in transactions no longer show as negative on the dashboard.

Fixed: KYC date-of-birth timezone handling fix

Fixed: Transaction type classification now handles all API types

Fixed: Unclassified transaction types show a neutral bidirectional arrow with no prefix

Changed: Dashboard and Activity screens now use identical transaction tile styling

Changed: Transaction icon backgrounds are now neutral (glass) for all states