Bread Savings

Bread Financial Holdings, Inc.

About this app

If you’ve opened a high-yield savings account or CD with the Bread Savings online bank, this app is for you. Start saving more towards your best life, even when you’re on the go.

Ready to download the app? Please sign in with your online banking username and password.

Want more information? Here’s everything you can do with this Bread Savings app:

• Access your savings or CD accounts quickly and securely. Touch ID and PIN authentication allow sign-in using your fingerprint or personal passcode.

• Monitor your activity. View your account balances and transactions, all in one place.

• Make deposits with mobile check capture. Use your phone’s camera to snap a picture of your check – easy as can be!

• Transfer funds effortlessly. Generate one-time or repeating automatic transfers to other linked bank accounts.

• Have it your way. Customize your interface and add your own tags, images and notes to create a personalized banking experience.

• Get your questions answered. Speak with Bread Savings Customer Care at the touch of a button.

Hey, if you’ve got a Bread Financial branded credit card and you’re looking to make payments to your account, we’re sorry, this app isn’t for you. Instead, Bread Financial credit card customers can go to Account Center for everything related to your account

Ratings and reviews

I continue to use Bread Financial's high yield savings account because of its good APY rate. The only issue I have had is I changed my email address and updated it online. This apparently caused my account to go into a restricted state. I rarely log into my account so had no notification of this until weeks later when I happened to log in to check the interest rate. I think I should have received a text message or a phone call when this was done. Otherwise I have no complaints.

So far does everything I want it to. Only four stars though as it's very difficult to get back into initially adding a transfer account (or at least it was when I installed it) . You have to enter the account information, then verify a couple of deposits... But the deposits are not instant, so you have to exit the app and come back later, and I couldn't find any sort of 'pick up where you left off' option. However once that was done, scheduling transfers is easy and the balance is easy to find.

I am fully aware that Comenity carries the credit cards for many department stores and other kinds of stores. It would be extremely helpful if you could create a portal with Comenity that you could access then add the accounts you have with the other stores in order to make it more efficient to use their cards and make payments on the cards. The development of the app is lacking a lot in this area and for the amount of money the credit card companies make, they need to step up their game.

What’s new

Version 3.34.0 • Bug fixes and performance improvements