지니뱅크 (진주저축은행)

진주저축은행

About this app

■ Enjoy your finances with Genie!
· Genie Bank, a mobile banking service created by Jinju Savings Bank!

■ Genie Bank Services
· Non-face-to-face Account Opening Service: Open an account for free deposits and withdrawals through face-to-face identity verification.
· Convenient Transfer Service: Easy and secure remittances, including transfers, scheduled transfers, and delayed transfers.
· Integrated Loan Limit Inquiry: Information on available loan products and interest rates with a single mobile phone verification.

■ Main screen design renewal, UI/UX improvements, and enhanced user convenience.
· MY Banking, interest rate calculator, and integrated loan limit inquiry are easily provided with a trendy and youthful design.
· Enhanced user convenience with access to my savings and loan accounts, quick product applications, and more from the main page.

■ Quick Sign-up and Log-in
· Anyone with a mobile phone registered in their name can apply for a loan or open an account with just a few clicks.
· Easy sign-up and log-in with pattern or biometric authentication.

[Introduction to Savings/Time Deposits]
■ Non-face-to-face Account Opening: Open a deposit/withdrawal account without visiting a branch.

■ Account Inquiry: Check your account anytime, anywhere with simple authentication.

■ Transfers
· Instant Transfers: Send money to friends and acquaintances immediately with simple authentication. Transfer Available

· Delayed Transfer: Delayed transfer feature to keep your assets safe

· KakaoTalk Transfer: Instantly transfer to friends and acquaintances via KakaoTalk

■ Savings/Time Deposit Products

· Savings Account: A flexible deposit with free deposits and withdrawals

· Parking Account: A parking account that offers a fixed interest rate even if you open it for just one day

· Term Deposit: A time deposit that converts spare funds into a lump sum

· Time Savings Account: A time deposit that creates a lump sum from seed money

[Loan Introduction]
■ Credit Loan: A credit loan product that allows you to apply and remit money online in one place

■ Guaranteed Loan (Haetsal Loan, Saitdol): Government-guaranteed loan products that provide mid-interest rates

■ Deposit/Time Deposit Collateralized Loan: A product that provides financing using our bank's savings and time deposits as collateral

[Genie Bank Customer Center]

· Jinju Savings Bank Main Phone: [phone]

· Haetsal Loan/Credit Loan Inquiries: 051-711-7775

Korea Federation of Savings Banks Digital Banking Customer Center: 1544-3637
· Financial Fraud Report: 02-3979-600
· Open 24 hours a day, 365 days a year

■ Reviewed Number
· Jinju Savings Bank Compliance Officer Reviewed No. 52-10 (January 28, 2022)

[Customer Data (Sensitive Information) Collection]
- Collects user app installation information to investigate credit-related violations (prevent voice phishing damage to Genie Bank (Jinju Savings Bank app) users by detecting malicious apps). This information is used to detect malicious apps and provide diagnostic information on detected malicious apps.