ClearSpend: AI Budget & Money

OmarMahmoud

Contains adsIn-app purchases

About this app

ClearSpend is your modern, privacy-first personal finance and AI budgeting companion. Designed from the ground up to give you complete financial clarity without ever asking for your bank credentials or scraping sensitive accounts.

Take control of your money with intuitive tracking, intelligent AI features, and total data ownership.

WHY CLEARSPEND?

1. ZERO BANK LOGIN & LOCAL-FIRST PRIVACY
Keep your financial life private. ClearSpend never requests bank logins, online banking passwords, or credential scraping. Your personal ledger is stored locally on your device, with optional biometric security (Face ID / Fingerprint).

2. SMART AI CAPTURE (VOICE & RECEIPT OCR)
- Voice Expense Logging: Simply say "Lunch at cafe 14 dollars" and ClearSpend drafts the entry instantly.
- Intelligent Receipt Scanner: Snap a receipt or invoice; advanced vision AI extracts the merchant, total, date, and category automatically.
- Share Sheet Intake: Share text, receipts, PDFs, or screenshots directly into ClearSpend from any app.

3. REVIEW INBOX SAFETY BUFFER
Messy captures never corrupt your ledger. Every voice entry, receipt scan, or shared bill enters the Review Inbox first—giving you full control to verify, edit, or approve before saving.

4. SAFE-TO-SPEND COMMAND CENTER
Instantly know how much you can comfortably spend today and this month. Dynamic budget pacing adjusts in real time as transactions occur, keeping you ahead of your savings targets.

5. CLIO — YOUR AI FINANCIAL COMPANION
Need guidance? Chat with Clio to analyze your monthly spending trends, optimize categories, uncover hidden subscriptions, and create tailored financial roadmaps.

6. BILL SPLITTING & GROUP ROOMS
Split dinner bills, rent, or travel expenses effortlessly. Create shared rooms, let friends join via QR code, and calculate exact shares without awkward math.

7. INTERACTIVE VISUAL ANALYTICS
Understand your cash flow with elegant category donuts, monthly income vs. expense bars, and daily trend heatmaps.

8. MULTI-CURRENCY & OFFLINE READY
Full offline capability ensures you can record expenses anywhere in the world, across 20 languages and international currencies.

Privacy Policy: https://omarmali.net/clear-spend/privacy/
Terms of Use: https://omarmali.net/clear-spend/terms/
Support: https://omarmali.net/clear-spend/support/

What’s new

Welcome to ClearSpend 3.0! Major transformation featuring bank-login-free budgeting, AI voice capture, smart receipt OCR scanner, Review Inbox safety buffer, Clio AI financial companion, and QR bill splitting.