Nowala brings your conversations, your market and your money together in one app.
Chat with your people
Message friends, family and customers one-to-one or in groups. Share photos, voice notes and updates, and keep up with the people who matter.
Rooms for your community
Create rooms for your neighbourhood, your trade, your church or your class. Run them for free, or charge a fee to join.
Buy and sell
Open your own shop in minutes, list what you sell, and take orders right inside the chat. Buyers can browse shops, order, and pay without leaving the conversation. Sellers can also run auctions.
Ajo and group contributions
Start a contribution circle, invite members, and let everyone see who has paid and whose turn it is to collect. No more chasing payments in group chats.
Send and receive money
Send money to anyone on Nowala in seconds, pay for orders, and receive payments for what you sell. Your account is opened in your own name when you verify your BVN and NIN.
Your account, your control
Every payment needs your PIN. You can see every transaction, and your limits grow as you verify more of your details.
Payments on Nowala are provided through a CBN-licensed partner institution, which we are not permitted to name publicly. Nowala Limited (RC 9839440) charges a small service fee on some payments; you see it before you confirm.
Nowala is available in Nigeria. You need a Nigerian phone number to sign up.
Chat, buy and sell, run ajo with your people, and send money, all in one app.