Sparkle - a Lifestyle Bank

3.36K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Sparkle V2 is Here:
Smarter, Faster, Better!
We’ve reimagined YOUR Sparkle experience from the ground up!
Enjoy a cleaner, and more intuitive interface designed to make everything easier to find, faster to use, and more accessible so you can focus on what matters.

Personal & Business Loans
Access funds when you need them most. Whether it’s for personal needs or to grow your business, loans on Sparkle are now faster, simpler, and within reach.
Month in View
See your entire financial life at a glance. Track income, expenses, and trends across the month so you always know where you stand.

Your favourites are still here, but more accessible to you:
Sparkle Pay
Send money with a link and view your payment link logs.
Split Payment
Share bills easily with friends. No awkward follow-ups!
Request Money
Ask and receive payments in seconds!
Bulk Payment
Send multiple payments at once!
Sparkle Pay Private
Send money anonymously to anyone!
Bank with clarity: send in "sparkling" ways, pay, earn, and track every move.
Updated on
Aug 11, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.34K reviews
Jojo Lucky Ijeokwukwe
August 26, 2026
You guys are so terrible, to be honest. I know the review doesn't matter to you guys, but here's all I need.... I have sent an email for my account to be updated for KYC so I can take my money out and close your app for good. Kindly respond to my email and open my account for me to get what is left jn my wallet. My advice to everyone is that please don't download this app for your own sanity, or you will be frustrated.
Did you find this helpful?
Sparkle Nigeria
August 28, 2026
Hi Jojo, Your account had gone dormant, and reactivation typically takes up to 48 hours after documents have been submitted for compliance review. We can confirm that your account has now been reactivated. Kindly check your email for the guide on how to revalidate, as it has already been shared with you. Keep Sparkling!
Victor Oluwasade
July 22, 2026
I think this is the most useless banking app. For more than 3 days I have been trying to open an account with the app but I keep getting stuck with the selfie. I keep getting an error message saying user not enrolled. I have sent countless mails to support and I have deleted and reinstalled the app many times but it still persist.I have sent screenshot of all the errors I get to support but nothing seems to work. Is this how the Bank will handle my funds. I am pleased to say the app is useless
1 person found this review helpful
Did you find this helpful?
Sparkle Nigeria
July 23, 2026
Hi Victor, we looked into our records to locate your previous emails but were unable to find any under your name. When getting stuck at the selfie verification stage, this can sometimes happen if you're not in a well-lit environment. Kindly send us an email at support@sparkle.ng so we can look into this.
Fummy timmy
August 26, 2026
I send money to my sparkle account and the transaction was successful and I try to login to my account the next day I can see my money on my wallet again. Now my money has been refund but I can't transfer from my account they said my account has been freeze
Did you find this helpful?
Sparkle Nigeria
April 11, 2023
Hi Sparkler, we can handle this for you ASAP. Please send us an email at support@sparkle.ng so that we can reach out to you. Keep Sparkling!

What’s new

Sparkle V2 is here - smarter, clearer, better.

Enjoy a cleaner, more intuitive experience built on a more reliable and scalable architecture for better speed, stability, and performance.

New in this release: Personal & Business Loans, and Month in View to track income, expenses, and trends at a glance. Your favourites are now easier to access: Sparkle Pay, Split Payment, Request Money, Bulk Payment, and Sparkle Pay Private. Update now for a faster Sparkle.
Content rating
Everyone
Learn more

App support

Phone number
+2348096303784
About the developer
SPARKLE MICROFINANCE BANK LIMITED
support@sparkle.ng
Oba Elegushi Road (Formerly Known As Club Road Ikoyi Osun Nigeria
+234 706 902 5705

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