What do you want to do today?
Sparkle is a digital bank that gives you the freedom to do what you want to do, when you want to do it. Download Sparkle now and join over 120,000 sparkling users across Nigeria.
Why you should use Sparkle?
~Open an account in minutes
Get started with a personal or business account in 3 minutes with zero documentation. That’s right, 3 minutes or even less! Set your timer and see for yourself.
~Make faster money transfers
Send and receive money from other Sparklers and from over 70 Nigerian banks at lightning speed and lower fees.
~Earn redeemable points when you pay bills
DSTV, Cable TV, Internet subscription, airtime, EKEDC and more. Sparkle makes it easy to pay and schedule recurring payments, so you’re never cut off.
Enjoy a life full of discounts. Get 5 -15% off your bills at your favorite places and on your favorite things when you pay with your Sparkle card.
~Send money privately
With our SparklePay Private feature, you can keep your identity hidden when you transfer money or donate to a cause.
~Smash your financial goals with Sparkle Stash
Sparkle helps you save money for your personal and business goals with 3 different savings options; Save as you like, Save by a percentage and Save with interest.
~Be in control of your Card
Get a colourful virtual/physical debit card for cash withdrawals, online payments, and discounts at our partner locations. You are in full control of your Sparkle card; request a card from the comfort of your home, easily block your card if stolen or lost, set transaction limit to control your spending.
~Get a quick Loan
Get a personal loan in your account in minutes, no guarantor or collateral needed! Apply straight from the Sparkle app in just a few clicks.
~Send money without an account number
Don’t have their account number? No worries! Use Sparkle’s payment link to send money to just about anyone via chat or DM.
~Request money without the awkward conversation
No need to have long conversations when you need money or want someone to pay you back. Use Sparkle’s Request Money feature to ask for money in a fun and simple way.
~Split Bills Easily
After a fun night with your buddies, use Sparkle Split Bill feature to split the bill so everyone can easily pay you.
~See a breakdown of your finances
Easily keep track of what you spend, how you spend and when. You also get to know which habit you feed the most and so much more.
~No hidden charges or unnecessary bank fees
Get clear transaction notifications and no unexplained deductions from your account.
~Stay updated all the time
We keep you up to date on everything happening with Sparkle; upgrades, scheduled maintenance and sparkling new features.
~24/7 Customer Service Support
Need support? You can count on Indy, our intelligent and friendly chat bot to help resolve any complaints you may have. She's all yours!
- Sparkle is licensed by the CBN
- Your money is insured by the NDIC
- We're partnered with global brands like PWC and Visa
SPARKLE BUSINESS - your business and banking, all in one app
- Open a bank account in your business name in minutes with zero documentation
- Register your business from the comfort of your mobile device
- Seamlessly manage your daily business admin with in-built Inventory, Payroll, Invoicing, and Customer Management tools.
- No more problems with paying your taxes. Sparkle Business tax feature automatically does your tax calculations, deductions and payments for you.
- Easily switch between your personal and business account in one click
Join over 120,000 Sparklers and enjoy great rewards for spending and saving.
Move to Sparkle in 3 Easy Steps
1. Download the app and open an account
2. Fund your account
3. Start transacting and earning rewards
Download Sparkle Now!