Redikhet financial planner

Martin Snijder

About this app

Ditch the overwhelming spreadsheets
Are you tired of managing your complex financial plans in spreadsheets that become unmanageable over time?
Redikhet – Dutch for "Will I manage?" – offers a streamlined alternative that makes financial forecasting simpler and more intuitive:

- Long-term Capital Forecasting: Easily input your current capital, income, and expenses to generate a comprehensive forecast for your financial development.
- Flexible Income & Expense Tracking: Define multiple income sources and expenses for future periods, including unique events like receiving a survival pension.
- Multi-Person Household Planning: Get detailed forecasts for individual household members and efficiently manage shared expenses with customizable cost-splitting schemes.
- Data-Driven Insights: Utilize external data or your own historical records to predict future asset growth and expenditure changes through indexation.
- Risk Management: Implement configurable lifecycle schemes to align risk levels with the age and needs of each individual in your plan.
- Localized Data Support: Leverage tailored historical and mortality data specific to each supported country for accuracy.
- Customizable Tax Calculations: Flexible capital gains tax computation to match your specific settings and requirements.
- Efficient Scenario Analysis: All Monte Carlo simulations are performed in the background to seamlessly calculate thousands of potential scenarios without affecting your user experience.
- Intuitive and Diverse Visualizations:
- Deviation Charts: Compare current outcomes with a previously set baseline.
- Pie Charts: Get a clear breakdown of costs.
- Bar Charts: Monitor your capital development over time.
- Stacked Area Charts: Track purchasing power over time.
- Fan Charts: View percentile ranges of potential capital developments.
- Distribution Diagrams: Identify the most likely end-value scenarios.
- Mobile Optimized: Experience a seamless mobile interface with built-in help text on each page to assist you every step of the way. All charts are designed to easily navigate and show more details at a touch.
- Effortless Updates: Once set up, maintain your forecast with minimal effort, ensuring you stay on track or know when adjustments are necessary.
- Maximum Security and Privacy: Your data is securely stored and encrypted on your device only for complete privacy.
- Forever Free: Access all these features at no cost.

What’s new

Per person lifecycles.
New Lifecycle panel in ScenarioLab.
New no-recovery risk chart alongside blended return.
Setting sample sizes of preview and refinement in scenario lab.
New optimizer option in Scenari lab.
Various UI optimizations and helptext updates.