ZZP Cockpit: Toeslagen & Btw

Limox AI

In-app purchases

About this app

Please note: ZZP Cockpit is an independent app and does not represent any government agency. The app is not affiliated with the Tax and Customs Administration, the Benefits Service, or any other government organization.

ZZP Cockpit shows you every month how much of your revenue is actually yours. You enter your revenue and expenses. Cockpit estimates what you need to set aside for income tax and the Health Insurance Act (Zvw), what VAT you owe, and whether you will have to repay healthcare allowance, housing allowance, child budget, or childcare allowance later. The result: a single amount that you can safely spend this month. For whom
- Self-employed professionals with a fluctuating income
- Flex workers and temporary agency workers
- Everyone who receives benefits and does not want any surprises at the end of the year

What you get
- Safe to spend: one clear amount per month
- Reservations for income tax, health insurance contributions, and VAT
- Per benefit: reported income, estimated income, and the difference
- Concrete steps: which income you can report yourself via Mijn toeslagen and what you set aside
- Range (low–high) for every estimate
- Monthly reminder

Privacy
All your data remains on your phone. No account, no server, no DigiD, no BSN. Sources
All amounts are indications based on the published rules of 2026. Always check final amounts with the official sources:

- Allowances (healthcare allowance, housing allowance, child budget, childcare allowance): https://www.belastingdienst.nl/wps/wcm/connect/nl/toeslagen/toeslagen
- Allowance threshold amounts and percentages 2026 (Allowance Card 2026): https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/themaoverstijgend/brochures_en_publicaties/toeslagenkaart-2026
- Changes to allowances 2026: https://www.belastingdienst.nl/wps/wcm/connect/nl/toeslagen-2026/topics/veranderingen-toeslagen-2026

- Income tax and Health Insurance Act contribution for entrepreneurs: https://ondernemersplein.overheid.nl/wetten-en-regels/inkomstenbelasting-ib-en-bijdrage-zorgverzekeringswet-zvw/
- Income-dependent Zvw contribution: https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/werk_en_inkomen/zorgverzekeringswet/bijdrage_zorgverzekeringswet/
- VAT (turnover tax): https://ondernemersplein.overheid.nl/wetten-en-regels/btw-omzetbelasting/

Disclaimer
ZZP Cockpit is an independent planning tool and not an official app of the Dutch government. The app does not offer government services and you cannot use it to file a tax return or make changes. No rights can be derived from the calculations. For official amounts, use Mijn toeslagen, the trial calculation from Dienst Toeslagen, and your tax return with the Tax and Customs Administration.

Free: track one allowance, monthly entry, and the safe-to-spend amount.

Premium: all allowances, allowance details, bandwidths, and export.

What’s new

Eerste versie van ZZP Cockpit. Voer maandelijks je omzet en kosten in en zie wat je veilig kunt besteden na reserveringen voor inkomstenbelasting, Zvw, btw en mogelijke terugbetaling van toeslagen. Al je gegevens blijven op je telefoon.