Prestá Ya - Préstamos Rápidos

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About this app

🧠 **Prestá Ya** has developed this product using artificial intelligence and Big Data technology to meet financing needs in Argentina. We offer unsecured loans with a simplified process.

🌟 **Our Advantages:**

🔍 **No Credit History Required:** We don't perform credit checks.

🛡️ **100% Transparent Process:** You have complete control over your flexible loan.

📋 **Product Details:**

* **Loan Amount:** 30,000 to 500,000 ARS.

* **Term:** Flexible, from 91 to 182 days (including renewals).

* **Interest Rate:** Maximum Annual Percentage Rate (APR) of 18% (daily rate of 0.048%).

🤝 **We collaborate with various financial institutions:**
**Prestá Ya** is not a direct lender; we collaborate with multiple financial institutions. We use algorithms to recommend the best option based on your profile. All information comes from our authorized partners.


📊 **Example Simulation:**

For a loan of **ARS 100,000** for a term of **120 days** (4 months):
* **Daily Interest:** ARS 100,000 * 0.048% = ARS 48
* **Monthly Interest:** ARS 48 * 30 = ARS 1,440
* **Total Interest:** ARS 1,440 * 4 = ARS 5,760
* **Monthly Payment:** (ARS 100,000 / 4) + 1,440 = ARS 26,440
* **Total Payment:** ARS 105,760

*This calculation is for reference only. The final interest rate may vary depending on your credit evaluation.*

📌 **Application Requirements:**
1. Be an Argentine citizen and over 18 years of age.

2. Have a stable monthly income.

3. Submit a valid ID and bank account information (CBU/CVU).

🚀 **How ​​to apply?**
* Complete the online evaluation form and submit your information.

* Depending on your profile, you will immediately receive the approved loan amount.

📞 **Contact us:**
📩 **[e-mail]**
⏰ Monday to Saturday, 9:00 AM to 5:00 PM
Location: Papa Francisco Neighborhood B1869, Buenos Aires, Argentina

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