Goin: Save. Shop. Get Rewards.

Prakma Innovation SL

Goin is the free app that helps you manage your money smartly through Artificial Intelligence (AI). No matter what you need (making it through the month, buying a bike, going on vacation, or investing idle money, etc.), Goin can hook you up. Don't believe me? Get the app, chat with our GAIA (our kickass AI), and put us to the test 🙃

About this app

Goin is the free app that helps you manage your money smartly through Artificial Intelligence (AI). No matter what you need (making it through the month, buying a bike, going on vacation, or investing idle money, etc.), Goin can hook you up. Don't believe me? Get the app, chat with our GAIA (our kickass AI), and put us to the test 🙃

Know GAIA yet? Our AI to make the most of your money

You securely hook up your bank/card, and we take care of the rest. We'll let you know if you're splurging too much on ""eating out"" or if there's a better internet plan for you. We'll even help you breeze through tax season. And guess what? You can shop anywhere and make money while you're at it (yeah, you heard me right, earn cash while shopping).

Buy smarter: buy and earn money (cashbacks, gift cards...)

Thanks to GAIA, our AI sidekick, you can squeeze more out of your shopping. Every purchase you make from Aliexpress, Ikea, HBO Max, Nike, Vans and 800+ other brands puts money in your pocket. Connect your bank account, shop at any brand we have, and we'll give you a cut of your purchase.
And as your trusty friend, we'll recommend brands based on your purchases. You don't have to know that there's a brand offering the same thing you're buying but cheaper. That's where we come in 🙃

Grow your money: get what you want without worrying about ""saving""

Whether it's buying a bike, paying for a master's degree, or jetting off to Cancun, Goin makes it a whole lot easier. You set the goal, and we'll help you save without the hassle. Automatic transfers to another account or dropping spare change into a piggy bank are nice, but then you have to retrieve that money, deposit it in the bank, hope it gets accepted... that's ancient history. Save effortlessly by rounding up your purchases (we'll stash away the ""change"" from each purchase so you can relax). Or you can even program a percentage to be saved in Goin each month and keep it safe from spending.
And whenever you reach your goal... BAM! We'll help you buy it directly. No more moving money around 200 times just to get what you've been saving for.

Smart investing: Guiding you based on your financial capacity and knowledge

If you want to ""move"" your money but don't know where to start, ask GAIA. We'll give you some options based on your financial capacity (income, expenses, etc.) and your risk appetite. We're not financial advisors, but as good friends, we'll recommend what we would do. Then it's up to you to choose what suits you best.

Bonus track: using Goin is smart. Using GoinPRO is REALLY smart

If you want to earn more cashback on every purchase, save in a more flexible and speedy way, or withdraw your money whenever and however you want... you can do that too. It's called Goin Pro, and here's the best part... it's only 1.33€/month.

Ratings and reviews

This app is an amazing way to save. It's easy to use and allows you to save in many ways. In the future I'd love to be able to create goals without having to directly set how much I want to save on them regularly but being able to move the money from the main wallet to the goal!

Very good and easy UI application to save money, the round up option should be little improve, overall work good but when I spend almost round figure still it's save 1 euro more out of noware😁 make me force to save money 😬

I dont know why the saving accelerator doesnt work anymore. It shows a 404 error🫤 Pd: i have the last update and ive tried "transfering between goals" and transfering the money from the bank. None of them work

What's new

In this latest version, we've started displaying the date of your next pending savings collection. We have also improved the preview of cryptocurrency transactions, giving you a clearer and more detailed view when buying or selling. Enter the app and check it all out! Keep enjoying the app and don't forget to leave your 5 stars here!