Opay MN

Ochir Undraa OMZ NBFI

About this app

Example description of loan products:
1. Electronic credit card loan:
 Maximum loan amount: 5,000,000.00 ₮
 Loan period: 24 months
 Interest: 3.0% per month
Example 1.
In case the customer borrows a loan of 5,000,000.00₮ on 20.05.2024 with a term of 24 months and a monthly interest rate of 3.0%
Payment amount: 2024.06.01 On the 1st of each month, the minimum payment amount will be determined by calculating interest from the loan amount used in the previous month.
Note: Payment amount = (5,000,000.00₮/10 +(5,000,000.00₮ x 12 months*3.0%)/365 days *11 days)/10=505,424.65
*** The invoice of 505.424.65₮ generated on the 1st of each month shall be paid by the customer by the 20th of that month/ The interest calculated between the 1st and the 20th of each month will be added to the next month's payment.
will count.

2. BNPL/THAT?:
Loan terms: The price of purchased goods and services shall be paid in 5 installments within 60 days.
 Maximum loan amount: 3,000,000.00₮
 Loan period: 24 months
 No interest: /annual or monthly interest 0%/
Example 2.
When purchasing goods worth 3,000,000.00 ₮, advance 600,000.00 ₮ and the remaining 2,400,000 ₮
It will be paid in 4 installments without interest within 240 days (600,000 MNT in 60 days).
Payment for 60 days = 3.000.000.00/5=600.000.00₮. During the first 60 days of purchase
600,000.00 ₮ and the remaining 2,400,000.00 ₮ will be paid in 240 days (600,000.00 ₮ in 60 days).

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