Bajaj Finserv: Loans, UPI & FD

Bajaj Finance Limited

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About this app

The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for loans including personal loan, home loan, gold loan, business loan, etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, recharge your mobile, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans with Easy EMI options.

Highlights of Personal Loan
✔️ Personal Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)

Example: For a personal loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Secure funds with a gold loan, choose our gold loan service for fast and flexible gold loan options.
● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App.
● Recharge your mobile, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements for gold loan, personal loan, etc
● Get quick assistance & timely resolution for your queries
Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014

Ratings and reviews

very slow app compared to others. Payments or any other options to check, it is taking a long time to open and showing net slow even using wifi high speed also. In some times cashback offers showing and not receiving cashback and after 2 or 3 transaction then we are receiving cashback. If given customer complaint, they are asking for cashback offer evidence and we can't take screenshot in this app. Offers conditions showing in very small letters.

Waste app. I am trying to see my existing EMI since last 2 months, every time I open, that particular section is loading always, at the end message comes something went wrong. If u r not able to fetch data, close the app, no need, we will count the numbers from our bank account itself. Also the app is very very very slow. Click & wait.

The app doesn't work at all, I have been trying to open the open from the last 1 hour but it's only buffering not even able to load a single page with my wifi speed of 200mbps, all the other apps are working very well except this one, very frustrating experience, suggest them to work on this buffering issue.

What’s new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.