Bajaj Finserv: Loans, UPI & FD

Bajaj Finance Limited

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About this app

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on No-cost EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loans up to ₹40 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: up to 3.93% of the disbursed amount (including taxes)

For ₹1,00,000 borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Shop on No Cost EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture - shop everything on No-cost EMIs.
● Shop genuine products from top brands with exciting offers and discounts.
● Enjoy free home delivery on selected products.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Earn as You Spend with Credit Cards
● Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps.
● Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.
● You can also invest in the Bajaj Finance Systematic Deposit Plan with just ₹5,000.
● Secure your savings with high-yield FD.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014

Ratings and reviews

I really like this app because it offers all the benefits for financial stability. It is very easy to navigate and it completes the entire process very quickly. No physical paperwork is required. It provides instant credit. Transferring credit to a bank account is a hassle-free process. And interest rates are lower than other places. Other benefits include additional rewards like vouchers, gift cards, movies, and music subscriptions, etc. Highly recommended!

I really like this app because it offers all the benefits for financial stability. It is very easy to navigate and it completes the entire process very quickly. No physical paperwork is required. It provides instant credit. Transferring credit to a bank account is a hassle-free process. And interest rates are lower than other places. Other benefits include additional rewards like vouchers, gift cards, movies, and music subscriptions, etc. Highly recommended!👍

I recently started using this finance app and it's been a game-changer for me. It's packed with features like BHIM UPI, fixed deposits, personal loans, and bill payments - all in one place. The app has made paying bills and transferring money a breeze. I've even checked my credit score and applied for a loan, all without leaving the app. It's user-friendly and has pretty much everything I need for my financial tasks. I love bajaj app very much...🥰

What's new

🚀 Exciting Updates Await You!
UPI Lite: Streamlined, PIN-free transactions up to Rs. 500 for effortless payments.
Credit Card UPI: Seamlessly link 'Rupay Credit Cards' on UPI
Gift Cards: Convenient gifting options now at your fingertips.
My Zone: Revamped for a personalized experience, featuring Games and Daily Rewards.
Enhancements: Document Downloaders, seamless cart journey resumptions and Flexi Lite for small withdrawals
Share your thoughts at https://www.bajajfinserv.in/reach-us.