Bajaj Finserv: Loans, UPI & FD

1.6M reviews
Content rating
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About this app

Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall

• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App

• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
May 31, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.59M reviews
Kunga Wangchuk
April 27, 2024
Very easy to use and is better than most of the UPI apps out there. User friendly interface and easy to understand . This app is a game-changer! It offers a seamless experience for managing finances, from easy loan applications to hassle-free UPI transactions and flexible FD options. The interface is user-friendly, making it easy to navigate even for beginners. Plus, the app's security features ensure peace of mind. Overall, it's a must-have for anyone looking for convenient financial solutions
2,195 people found this review helpful
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Bajaj Finance Limited
April 27, 2024
Thank you so much for this 5-star review. We appreciate you being a customer and helping to share the word about us. We’re here for you anytime - Gauri
Fibe Refer Code : SHAICIUY
May 21, 2024
Very impressive! Although there is a problem with the application, the transaction are excellent. My phone keeps making notification noises even after I disable them. It's annoying that I get too many alerts in one day. I ask that someone on the development team take care of this issue. Positively, I like the app's user interface, ease of use, and top-notch customer support. Queries are answered quickly, and the crew provides solutions right away. The app is well-structured, easy to use.
197 people found this review helpful
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Bajaj Finance Limited
May 21, 2024
Hi Shailesh, we would like to understand it better. Write to us with details of issue on along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention the ref ID AS052124-08 for us to track. Thank you - Jitesh
Sonal Sara
May 23, 2024
This is one of the worst apps. It keeps loading forever whenever you click on emi cards. The page never gets loaded. The app works best while asking for payments in case you're applying for credit cards, but once the payment is made, you will never be able to access your card.
115 people found this review helpful
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Bajaj Finance Limited
May 24, 2024
Hi Sonal, we are here to assist you. 1. Update to the newest version of the app from playstore 2. If the issue still persists, write to us with details of issue on along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS052424-07. Thank you - Jitesh

What's new

🚀 Exciting Updates Await You!
UPI Lite: Streamlined, PIN-free transactions up to Rs. 500 for effortless payments.
Credit Card UPI: Seamlessly link 'Rupay Credit Cards' on UPI
Gift Cards: Convenient gifting options now at your fingertips.
My Zone: Revamped for a personalized experience, featuring Games and Daily Rewards.
Enhancements: Document Downloaders, seamless cart journey resumptions and Flexi Lite for small withdrawals
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