Bajaj Finserv: Loans, UPI & FD

1.38M reviews
Content rating
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About this app

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall

• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card

• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App

• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
Feb 9, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

1.37M reviews
Prince Pandat
March 2, 2024
Amazing app. I have never faced any kind of issue while doing every transactions. It is hassle-free and smooth to use. Very nice ui design as well. No issue while navigating between multiple services. Truly amazing app and the online services offered are very useful and easy navigation between each operation. Totally hassle-free. You added some new features in every updates.
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Bajaj Finance Limited
March 2, 2024
We appreciate you taking the time to share your rating with us. We look forward to seeing you again soon - Gauri
Ravind Gupta
December 20, 2023
I like how easily payments can be made in some cases. However most of the time it shows trouble while making payment from bank. It stops whenever you want to make two consecutive payments. Also, cashback and rewards were good before but they are no longer useful, relevant or good. The four offers you get after payment are all bad and not useful. Also, they ask to complete tasks for cashback and even if you do, you will not get the offered cashback. ✌️
3,655 people found this review helpful
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Bajaj Finance Limited
December 20, 2023
Hi, Greetings from Bajaj Finance! 1. Rewards are basis customer's eligibility 2. Product Information/FAQs -> Home Page -> Rewards -> Right Top corner 3. If issue persist visit raise a concern, click on My Account-> Help & Support-> Raise a Request-> Bills and Recharges/Wallet/Rewards option and mention ref ID RN122023-03 Thank you - Priyanshu
Thirumalai kumar M Mariappan M
March 2, 2024
I have been using this app for Past two years. I didn't face any issues in this app and really good design. My special appreciation to the team members those who design this app as user friendly. Immediate reflection/updation in the app if any part payment or withdrawal done in the app is superb and giving the confidence to the customer/user. Nice 👍
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Bajaj Finance Limited
March 2, 2024
We appreciate you taking the time to share your rating with us. We look forward to seeing you again soon - Gauri

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