CaCredit

CAFIN TECHNOLOGY COMPANY LIMITED

About this app

CaCredit gives you access to personal loans anytime, anywhere — no
paperwork, no branch visits, no collateral.

💸 Loan products
• Repayment period (tenure): 【91】 to 【365】 days
• Loan amount: from NGN 【3,000】 to NGN 【3,000,000】
• Interest rate: from 【3】% up to 【15】% monthly, calculated on a daily basis
• Annual Percentage Rate (APR): from 【36.5】% to 【360】%

💸 Example of a CaCredit loan
For a 91-day loan, the interest is 9.1%. For a loan with a principal amount
of NGN 3,000, the interest would be NGN 273 and the total amount due would
be NGN 3,237. The first monthly payment would be NGN 1,093 (interest NGN
93), the second NGN 1,090 (interest NGN 90) and the third NGN 1,090
(interest NGN 90).

🚀 CaCredit is a convenient personal loan platform for Nigeria mobile
users, operated by 【company name】 and approved by the Federal Competition
and Consumer Protection Commission (FCCPC), Approval No. 【FCCPC/DSI/INV /ML/814】.


CaCredit fulfils customers' financial needs 24/7, completely online. The
application takes just a few steps with minimal documentation, and the
approved amount is transferred directly to your bank account.

🚀 Why CaCredit?
1. Apply by credit — no deposits or guarantees required
2. Borrow up to NGN 【3,000,000】, disbursed to your bank account
3. Paperless, digital process — every step is done on your phone
4. Your data is encrypted and never shared without your consent
5. We send repayment reminders so you never miss a due date

💡 How it works
1. Install the CaCredit app from the Play Store
2. Register an account
3. Select the loan product you want to apply for
4. Fill in your basic information and submit the application
5. Complete KYC verification (ID document and face verification). You may
receive a verification call. The final result is shown in the app and
you will be informed by SMS if approved
6. E-sign the loan agreement after approval
7. The approved amount is disbursed to your bank account shortly after

Eligibility
• Nigeria resident
• 18–55 years old
• Has a source of monthly income

📞 Contact us
Customer service email: [e-mail]

Please note: you can choose among several repayment options. CaCredit will NOT ask you to repay into any personal account.

Get a loan of up to NGN 【3,000,000】 — efficient and reliable.

What’s new

first version