DataCred
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About this app
In Venezuela, you pay for everything. Rent. Electricity. Water. Cashea fees. Subscriptions. Remittances you send or receive. You pay, month after month, without fail. And when it comes time to apply for a loan, equipment, or a business premises, they look at you and tell you the same thing: you have no credit history.
It's not that you don't pay. It's that no one was seeing it. Until now.
DataCred takes those real payments you already make and turns them into a credit history and score that are yours. You report them, we verify them, and each confirmed payment builds your credit history. No prior card required, no bank account needed, no need to ask anyone's permission.
HOW IT WORKS, REALLY
1. You report a payment you've already made: rent, utilities, Pago Móvil, Zelle, a Cashea fee, or a remittance transfer.
2. We verify it with your proof of payment.
3. Your score is updated, and your credit history starts to grow. Every payment counts.
The more you report and the more consistent you are, the stronger your profile becomes. As it should be.
WHAT YOU HAVE INSIDE
Report and upload. Upload receipts for what you already pay and make them count. Electricity, water, rent, digital platforms, installments. Every verified receipt strengthens your score.
Build Credit. A low-cost line designed for one thing: to ensure that every payment you make is recorded as a positive history, month after month. You start from scratch and build for real.
DataCred Loan. Personal loan at a fixed 10% annual interest rate, requested and approved within the app. Each payment you make not only pays off the loan, but also improves your credit history.
Monitor. Your profile, monitored. Receive an alert when something changes. Use the simulator to see how much your score would increase before making a decision. And freeze your information when you don't want anyone to access it.
Cashea. Import your level and make every payment you've already made count toward your credit. What you've already done, now works for you.
AI Assistant. Upload your bank statement and artificial intelligence will organize your transactions, separate income from expenses, identify your payment sources, and show you, clearly and simply, where your money is going.
Pass. Your financial calling card. Share your profile with whomever you choose—a landlord, an employer, or a supplier—and show only what you want to show.
WHO IS THIS FOR?
For those who work but never had a way to prove it. For entrepreneurs, delivery drivers, catalog sellers, those who get paid in foreign currency, those who support their families from abroad. For Venezuelans who have always done their part and deserve to have that recorded. Whether you're in Caracas, Maracaibo, or on the other side of the world.
YOUR INFORMATION IS YOURS
You're in charge. Every time someone wants to see your profile, you'll receive a notification and you decide: approve or decline. You can freeze your information whenever you want. Nothing is shared behind your back.
LEGAL NOTICE
DataCred is a private and independent financial information and reputation platform. It is not a credit bureau or official state registry. It is not authorized, certified, or endorsed by the Superintendency of Banking Sector Institutions (SUDEBAN), the Central Bank of Venezuela (BCV), the Central Risk Information System (SICRI), or any other government agency, and is not affiliated with them. The scores and information that DataCred provides are estimates to support decisions; they do not constitute official decisions nor do they guarantee the approval of any loan.
Report. Verify. Upload. Your credit history starts today.
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Privacy Policy: https://www.datacred.org/legal/privacy
It's not that you don't pay. It's that no one was seeing it. Until now.
DataCred takes those real payments you already make and turns them into a credit history and score that are yours. You report them, we verify them, and each confirmed payment builds your credit history. No prior card required, no bank account needed, no need to ask anyone's permission.
HOW IT WORKS, REALLY
1. You report a payment you've already made: rent, utilities, Pago Móvil, Zelle, a Cashea fee, or a remittance transfer.
2. We verify it with your proof of payment.
3. Your score is updated, and your credit history starts to grow. Every payment counts.
The more you report and the more consistent you are, the stronger your profile becomes. As it should be.
WHAT YOU HAVE INSIDE
Report and upload. Upload receipts for what you already pay and make them count. Electricity, water, rent, digital platforms, installments. Every verified receipt strengthens your score.
Build Credit. A low-cost line designed for one thing: to ensure that every payment you make is recorded as a positive history, month after month. You start from scratch and build for real.
DataCred Loan. Personal loan at a fixed 10% annual interest rate, requested and approved within the app. Each payment you make not only pays off the loan, but also improves your credit history.
Monitor. Your profile, monitored. Receive an alert when something changes. Use the simulator to see how much your score would increase before making a decision. And freeze your information when you don't want anyone to access it.
Cashea. Import your level and make every payment you've already made count toward your credit. What you've already done, now works for you.
AI Assistant. Upload your bank statement and artificial intelligence will organize your transactions, separate income from expenses, identify your payment sources, and show you, clearly and simply, where your money is going.
Pass. Your financial calling card. Share your profile with whomever you choose—a landlord, an employer, or a supplier—and show only what you want to show.
WHO IS THIS FOR?
For those who work but never had a way to prove it. For entrepreneurs, delivery drivers, catalog sellers, those who get paid in foreign currency, those who support their families from abroad. For Venezuelans who have always done their part and deserve to have that recorded. Whether you're in Caracas, Maracaibo, or on the other side of the world.
YOUR INFORMATION IS YOURS
You're in charge. Every time someone wants to see your profile, you'll receive a notification and you decide: approve or decline. You can freeze your information whenever you want. Nothing is shared behind your back.
LEGAL NOTICE
DataCred is a private and independent financial information and reputation platform. It is not a credit bureau or official state registry. It is not authorized, certified, or endorsed by the Superintendency of Banking Sector Institutions (SUDEBAN), the Central Bank of Venezuela (BCV), the Central Risk Information System (SICRI), or any other government agency, and is not affiliated with them. The scores and information that DataCred provides are estimates to support decisions; they do not constitute official decisions nor do they guarantee the approval of any loan.
Report. Verify. Upload. Your credit history starts today.
-----
Privacy Policy: https://www.datacred.org/legal/privacy
DataCred turns your payments and bank accounts into your credit history.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
DataCred Cash ya está aquí
Solicita microcréstamos en USDC directamente desde la app.
Cash: un nuevo producto dentro de DataCred. Pide un préstamo, recíbelo en tu wallet y paga cuando toque.
Recuperación de llave: si cambias de dispositivo o reinstalas, puedes recuperar tu autorización de retiro de forma segura.
Mejoras de rendimiento y correcciones de estabilidad..
Solicita microcréstamos en USDC directamente desde la app.
Cash: un nuevo producto dentro de DataCred. Pide un préstamo, recíbelo en tu wallet y paga cuando toque.
Recuperación de llave: si cambias de dispositivo o reinstalas, puedes recuperar tu autorización de retiro de forma segura.
Mejoras de rendimiento y correcciones de estabilidad..
Everyone
Learn moreApp support
phone
Phone number
+13074016770
About the developer
DATACRED LLC
app@datacred.org
30 N Gould St
Sheridan, WY 82801-6317
United States
+1 307-401-6770