DataCred
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About this app
In Venezuela, you pay for everything. Rent. Electricity. Water. Cashea fees. Subscriptions. Remittances you send or receive. You pay, month after month, without fail. And when it comes time to apply for a loan, equipment, or a business premises, they look at you and tell you the same thing: you have no credit history.
It's not that you don't pay. It's that no one was seeing it. Until now.
DataCred takes those real payments you already make and turns them into a financial history and a score between 300 and 850 that are yours. You report them, we verify them, and every confirmed payment counts. No prior card required, no bank account needed, no need to ask anyone's permission.
HOW IT WORKS, REALLY
1. You report a payment you've already made: rent, utilities, Pago Móvil, Zelle, a Cashea fee, or a remittance transfer.
2. We verify it with your receipt.
3. Your score is updated, and your credit history starts to grow. Every payment counts.
The more you report and the more consistent you are, the stronger your profile becomes. Just as it should be.
WHAT'S INSIDE
Capture. Share your Mobile Payment or Zelle receipt from your bank's app, and DataCred reads it instantly. You just confirm.
Boost. Upload receipts for what you already pay and make them count: electricity, water, internet, rent, digital platforms. Each verified receipt strengthens your score.
Boost your score. A $2-a-month membership designed for one thing: to ensure every payment you make is recorded as a positive history, month after month. You start from scratch and climb steadily.
Cashea. Upload your Cashea screenshots, and we'll read your payments, your paid purchases, how long you've been using it, and your level. If you're up to date, it adds to your score.
Monitor. Your profile, under surveillance. Receive an alert when something changes. Use the simulator to see how much your score would increase before making a decision. And freeze your information when you don't want anyone to access it.
Mateo, your assistant. Ask him how to improve your score or what counts and what doesn't. Upload your bank statement and organize your transactions, separate income from expenses, and see clearly and simply where your money is going.
Pass. Your financial calling card. Share your profile with whomever you choose—a landlord, an employer, or a supplier—and show only what you want to show.
WHO IS THIS FOR?
For those who work but never had a way to prove it. For entrepreneurs, delivery drivers, catalog sellers, those who get paid in foreign currency, those who support their families from abroad. For Venezuelans who have always fulfilled their obligations and deserve to have that recorded. Whether you're in Caracas, Maracaibo, or on the other side of the world.
YOUR INFORMATION IS YOURS
You're in charge. Every time someone wants to view your profile, you receive a notification and you decide: approve or reject. You can freeze your information at any time. Nothing is shared behind your back.
LEGAL NOTICE
DataCred is a private and independent financial information and reputation platform. It is not the official state credit bureau or registry. It is not authorized, certified, or endorsed by the Superintendency of Banking Sector Institutions (SUDEBAN), the Central Bank of Venezuela (BCV), the Central Risk Information System (SICRI), or any other government agency, and is not affiliated with them. The scores and information that DataCred provides are estimates to support decisions; they do not constitute official decisions nor do they guarantee the approval of any loan.
Report. Verify. Upload. Your credit history starts today.
Privacy Policy: https://www.datacred.org/legal/privacy
It's not that you don't pay. It's that no one was seeing it. Until now.
DataCred takes those real payments you already make and turns them into a financial history and a score between 300 and 850 that are yours. You report them, we verify them, and every confirmed payment counts. No prior card required, no bank account needed, no need to ask anyone's permission.
HOW IT WORKS, REALLY
1. You report a payment you've already made: rent, utilities, Pago Móvil, Zelle, a Cashea fee, or a remittance transfer.
2. We verify it with your receipt.
3. Your score is updated, and your credit history starts to grow. Every payment counts.
The more you report and the more consistent you are, the stronger your profile becomes. Just as it should be.
WHAT'S INSIDE
Capture. Share your Mobile Payment or Zelle receipt from your bank's app, and DataCred reads it instantly. You just confirm.
Boost. Upload receipts for what you already pay and make them count: electricity, water, internet, rent, digital platforms. Each verified receipt strengthens your score.
Boost your score. A $2-a-month membership designed for one thing: to ensure every payment you make is recorded as a positive history, month after month. You start from scratch and climb steadily.
Cashea. Upload your Cashea screenshots, and we'll read your payments, your paid purchases, how long you've been using it, and your level. If you're up to date, it adds to your score.
Monitor. Your profile, under surveillance. Receive an alert when something changes. Use the simulator to see how much your score would increase before making a decision. And freeze your information when you don't want anyone to access it.
Mateo, your assistant. Ask him how to improve your score or what counts and what doesn't. Upload your bank statement and organize your transactions, separate income from expenses, and see clearly and simply where your money is going.
Pass. Your financial calling card. Share your profile with whomever you choose—a landlord, an employer, or a supplier—and show only what you want to show.
WHO IS THIS FOR?
For those who work but never had a way to prove it. For entrepreneurs, delivery drivers, catalog sellers, those who get paid in foreign currency, those who support their families from abroad. For Venezuelans who have always fulfilled their obligations and deserve to have that recorded. Whether you're in Caracas, Maracaibo, or on the other side of the world.
YOUR INFORMATION IS YOURS
You're in charge. Every time someone wants to view your profile, you receive a notification and you decide: approve or reject. You can freeze your information at any time. Nothing is shared behind your back.
LEGAL NOTICE
DataCred is a private and independent financial information and reputation platform. It is not the official state credit bureau or registry. It is not authorized, certified, or endorsed by the Superintendency of Banking Sector Institutions (SUDEBAN), the Central Bank of Venezuela (BCV), the Central Risk Information System (SICRI), or any other government agency, and is not affiliated with them. The scores and information that DataCred provides are estimates to support decisions; they do not constitute official decisions nor do they guarantee the approval of any loan.
Report. Verify. Upload. Your credit history starts today.
Privacy Policy: https://www.datacred.org/legal/privacy
Build your credit score with Mobile Payment, electricity and internet, and get loans more easily.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
• Ahora todo gira en torno a tu puntaje: "Sube tu puntaje" reemplaza a Construir Crédito.
• Comparte tu comprobante de Pago Móvil desde la app de tu banco y DataCred lo lee al instante.
• Cashea: sube tus capturas y te mostramos cómo suma a tu puntaje.
• Mensajes más claros si algo falla al subir un comprobante o un estado de cuenta.
• Comparte tu comprobante de Pago Móvil desde la app de tu banco y DataCred lo lee al instante.
• Cashea: sube tus capturas y te mostramos cómo suma a tu puntaje.
• Mensajes más claros si algo falla al subir un comprobante o un estado de cuenta.
Everyone
Learn moreApp support
phone
Phone number
+13074016770
About the developer
DATACRED LLC
app@datacred.org
30 N Gould St
Sheridan, WY 82801-6317
United States
+1 307-401-6770