Учет финансов FMAC

fmactech

About this app

Do financial tracking and budgeting seem complicated?

FMAC (financial management and control) helps you manage your finances, track your income and expenses, and plan ahead. Combine cards and accounts from different banks into a single balance, monitor your spending, analyze your income, and plan your income and expenses for the week, month, or year ahead. Personal budget, family budget, home accounting—plan and control it all with FMAC.

Financial literacy with FMAC:
- Single balance. Combine cards and accounts from different banks to see your total balance and all your income in one app. FMAC syncs data directly on your device, automatically categorizes transactions, and recognizes transfers between your own accounts. Some transfers are detected automatically, while others can be configured manually—this helps avoid duplicates, and income and expenses will be displayed correctly.

- Multi-layered income and expense tracking. Financial analysis across various dimensions:

1. Categories—automatically downloaded from banks;

2. Items — combine multiple categories, such as "Cafes" and "Restaurants" into "Eating Out";
3. Events — link expenses to trips, renovations, weddings, and birthdays;
4. Sources — estimate expenses for specific items: cars, houses, cottages, and business projects.

You can customize your expense and income sections and tracking to suit any goal: increasing income, saving for a goal, taking control of your finances, planning investments, or simply saving. Detailed reports and financial analysis are available for each section.

- Financial forecast for any date. The FMAC budget planner displays not only current account balances but also the projected balance for a selected date. You'll see future expenses and their impact on savings in advance, allowing you to analyze your income, adjust your plans, and save faster toward your goal.

Personal or family budgets—manage them all in one app with automation and convenient settings:

- Flexible budget planning and payment control. Set recurring payments by month, day of the week, or custom intervals. If a scheduled payment is not yet due, FMAC Finance Management automatically moves it forward, ensuring that mandatory payments, debts, and loans are not overlooked.

- Personalized financial analysis. Exclude individual transactions from reports and accounts from the overall balance. Movements on these accounts will be visible but will not affect the final balance.

- Security. Bank logins, passwords, and other data never leave your phone and are not transmitted to FMAC servers.

- Free and by subscription. Basic financial management and income analysis are available for free (with small limits on items, events, and budget planning). A subscription removes all limits and adds automatic syncing with your banks. Current terms and conditions are available within the app.

FMAC is in its early public release stage and is actively developing. Income and expense tracking, balance calculations, and synchronization are constantly being improved. Please report any inaccuracies—your feedback helps us improve the app.

Support: [e-mail]
Website: fmac.tech
Privacy Policy: fmac.tech/privacy
User Agreement: fmac.tech/terms

Download FMAC and manage your finances, household bookkeeping, and income and expenses. Budgeting with FMAC will help you save money for any goal.

What’s new

Добавлена синхронизация с ВТБ