Orange County's Credit Union

3.0
467 reviews
50K+
Downloads
Content rating
Everyone
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About this app

The OCCU mobile app allows you to manage your Orange County’s Credit Union accounts, loans, and credit cards all in one secure location. This app is designed with your needs and feedback in mind. Mobile application features include:
• Touch ID/Face ID login
• Account and loan balances
• Check deposits using your phone’s camera
• Send money to friends or family securely through Zelle
• View transaction history and copies of checks that have cleared your account
• Make payments to your OCCU loans and credit cards
• Bill Payment
• Transfer money between your accounts to other OCCU Members
• Find Orange County’s Credit Union branches
• Locate CO-OP Shared Branches and surcharge-free CO-OP ATMs

Mobile banking is free for Orange County’s Credit Union Members. However, your mobile carrier may assess text message and/or web access charges.

Membership for Orange County’s Credit Union is available to those who live or work in Orange, Riverside, San Bernardino, or Los Angeles Counties.
You may also qualify for Membership through your employer or an immediate family member that banks with us. Call or visit us for further details.
Federally insured by NCUA.
Updated on
Feb 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Financial info
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.0
455 reviews
Matthew Barr
March 10, 2026
I really thought after the last debacle of an app "upgrade" it couldn't get any worse. Boy was I wrong. Bad enough I couldn't access my Bill Pay accounts for 7 days, then have to create ANOTHER new pswd, but then the roll-out and the app isn't even supported on my device! I have to buy a new phone to use your app?!?! I go to the desktop version to handle things and what!?!? I can't access all the features there (Zelle). There's more to add, but I don't wanna be that guy and I'm outta space.
1 person found this review helpful
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Serena Raquel
November 30, 2023
So many bugs. Yesterday it wouldn't allow me to transfer money from checking to savings. Today it's not even allowing me to login. I keep getting an error, that my session has expired error code 400016. I close the app and reopen, still get the same error. 🙄. I also hate that when I switch in between apps, the banking app goes completely black. It's annoying when you're trying to add up charges or type in your account/routing number to pay a certain bill. Bring back the old app!!!!!!
8 people found this review helpful
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Orange County's Credit Union
December 1, 2023
Hi Serena Raquel, our Digital Banking experienced an outage yesterday which is likely what caused you to encounter issues with logging in. Digital Banking is back up and running now, so please try to login again and contact us at memberfeedback@orangecountyscu.org if you continue to have issues. Thank you for sharing your feedback.
Mari Elias
September 6, 2020
Honestly, one of the worst banking apps out there. It blows my mind how little this app does. It takes forever to verify my accounts (to link my bill pay) and the prompt windows are so small, I have to guess what options 1, 2, or 3 mean (phone call, text, email, but not necessarily in that order). It's a very basic app that needs a lot of work.
23 people found this review helpful
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Orange County's Credit Union
September 8, 2020
Thank you for taking the time to share your feedback so we can continue to improve our offerings. Please email us at memberfeedback@orangecountyscu.org and a member of our team would be happy to get in touch.

What’s new

Updated mobile banking platform reenvisioned with you in mind.

App support

About the developer
Orange County's Credit Union
eservices@orangecountyscu.org
1721 E Saint Andrew Pl Santa Ana, CA 92705-4934 United States
+1 714-885-7405