Budżet Plus - zaplanuj wydatki

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About this app

What is Budget Plus?

It's your monthly spending and income plan, designed to tell you if you have enough until the first day and to remind you to pay your expenses manually. This "first" is the last day of the month or the day before your payday, which, depending on the payment method, are treated as the last days of the billing period.

Budget Plus applies to your immediate financial future – no more than a month in advance, while the past only covers recent transactions between the first day of the billing period and the current day.

What is Budget Plus not?

It's not a large and complicated expense analyzer where you record your expenses. Budget Plus won't show you a summary of your expenses from the previous month or quarter. Nor will it show you a chart of your expenses.

Application Modes:

Monthly Mode – starts on the first day of the month and ends on the last day of the month.

Payout Mode – This begins on your scheduled monthly payday and ends on the day before your next payday.

Transaction Types:

Income – Regular income with a specific date and time of receipt. This can be processed automatically or manually – in which case you must confirm receipt. Examples: a monthly paycheck that is deposited into your account every 10th of the month at approximately 3:00 PM; a transfer from the 800+ program, which you receive every 20th of the month at 12:00 PM.

Expense – Regular expense with a specific date and time of receipt. This can be processed automatically or manually – in which case you must confirm receipt. Examples: a Spotify subscription fee is collected from you every 15th of the month at 11:00 PM; you pay your electricity bill by regular transfer every 8th of the month and want the app to remind you to make this transaction.

Daily Expenses – for recurring expenses made daily. Example: You spend an average of PLN 100 per day on groceries and household cleaning products. The app will calculate a PLN 100 expense for each day remaining in the billing period starting from the current day.

Accounts:

You can create multiple accounts, the balances of which can be included in the analysis. Example: a bank account is included in the budget analysis, while cash in your wallet is omitted from the analysis.

Application assumptions:

Most importantly: you must accurately declare your income, expenses, and accounts, ensuring the dates and times of execution. Then, to have a complete picture of your finances, you must maintain the current balance of your accounts.

Income and expense values ​​are approximate – in the app, you use full amounts without decimal places.

Each expense and income has its own date and time of execution.

The income day, defined as the payday, is the first day of the monthly billing period in payout mode.

Monthly mode is the default mode after installing the app. This mode is enabled until you declare any income as a payday.

Navigating the app:

Short taps on app elements – basic app actions.

Long taps on app elements – switch to edit mode or confirm deletion.

What’s new

Budget Plus is your monthly spending and income plan, designed to give you the answer "will you have enough until the first of the month?" What sets this app apart from others is its PAYDAY-TO-PAYDAY mode, not just the first to the last day of the month.