Malo is a personal record book for organizing everyday financial entries in one place. You can use it locally without creating an account, while cloud account and sync remain optional.
With Malo, you can:
• Record income, expenses, and transfers.
• Organize accounts, currencies, and categories.
• Track debts and the directory connected to your records.
• Review reports and summaries based on your entries.
• Create and restore a local copy when needed.
• Optionally sync your data when using a Malo account.
Malo is not a bank or payment wallet and does not provide financial or accounting advice. Results and reports depend on the information you enter. You remain responsible for reviewing your records and decisions and for protecting your device, account, and local copies.
Personal records for income, expenses, accounts, and everyday debts