How much can I spend? Premium

Alexander Y. Ivanov

About this app

Due to Google’s restrictions on purchasing this application, all functional limitations in the free version of the app have been temporarily lifted: https://play.google.com/store/apps/details?id=pravbeseda.spendcontrol

About the app

This app does not require you to enter every expense into the corresponding category. It does not answer the question "What was the money spent on?" The app’s goal is to tell you how much you can spend within your current budget.

Who might need it

This app will help you if:
- you don’t always have enough money until your next paycheck
- you want to know if you can afford a certain purchase and how it will affect your family budget
- you struggle to save money for specific goals

How it works

Robert Kiyosaki rightly noted that “expenses tend to rise with income.” Therefore, it’s important to take control of your cash flow.

The app is very simple. You indicate how much money you have and when your next payday is. The app divides your total amount of money by the number of days until payday, resulting in your current daily spending limit.

As your balance decreases, the limit goes down. When a new calendar day begins, the limit is recalculated because payday is now closer. Once a day (or more often), adjust your balance and analyze the result. A drop in the limit for several consecutive days is a warning sign that you’re living beyond your means.

Some of your funds can be marked as “Savings” — they will be tracked separately and won’t affect the calculation of your daily spending limit.

App features

- Only one currency is used. If you want to track funds kept in a different currency, you’ll need to convert them to the app’s main currency yourself.
- Amounts are rounded to whole numbers — fractional parts don’t matter for the main goal of the app and only complicate your financial picture.
- The app fundamentally does not read your SMS or spy on you in any other way. Only the funds you enter are taken into account.
- No ads in the app.

Money-back guarantee: I will refund your money if the app disappoints you.

You can contact the developer at [e-mail]. I will be happy to answer your questions and carefully consider your suggestions.

Ratings and reviews

It is a very intuitive app and I can see the potential in managing daily expenses. The mechanics are simple, but it gives you reminders, much more easy, and efficient compared to traditional use of dividing your money with the number of days until your payday. must try if you feel like you're overspending or wants to use their money more wisely.

The app is not bad. Based on a good concept - knowing how much you can spend per day based on your budget. That said it has a big flaw - not being able to add expenses. This makes it impossible to monitor what money was spend for and easy to actually forget about an expense (as all you see/update is the balance and there's no list of expenses added to the app). Hence only three stars, but I will give more stars if app would improve in that regard

To ask money for this is a bold move. App is very limited in function and value. From that it doesn't support decimal values, over that it can't handle reoccurring payments, to that you can't put a name on a balance change. Only thing it can do is hold how much money you currently have (except the cents) and divide that by the days remaining till payday to calculate what you can spend each day. Not exactly helpful.

What’s new

Bug fixes