Expense tracker - Mocy

Contains adsIn-app purchases
500+
Downloads
Content rating
Everyone
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About this app

Mocy – Complete AI-Powered Money Manager & Budget Planner

Master your finances with Mocy's intelligent expense tracker, smart budgeting, and comprehensive money management tools. Voice commands, receipt scanning, and automation make personal finance effortless.

🎯 Smart Expense & Income Tracking
Voice Commands – Say "spent $45 on groceries" – instantly logged
AI Receipt Scanner – Snap photos, extracts all details automatically
Income Tracker – Monitor multiple income streams easily
Multi-Currency – Real-time exchange rates for any currency
Smart Categories – AI learns and auto-categorizes expenses

💰 Professional Budgeting Methods
50/30/20 Rule – Balance needs, wants, and savings automatically
Envelope Budgeting – Digital envelopes prevent overspending
Pay Yourself First – Prioritize savings before expenses
60% Solution – Live on 60% while automating savings

🎮 Gamified Financial Habits
Streak Tracker – Build daily tracking habits with streaks
Achievements – Unlock milestones for financial progress
Celebrations – Motivating animations for reaching goals
Share Wins – Inspire others with your success
Smart Reminders – Personalized accountability notifications

💸 Debt & Loan Management
Debt Tracker – Monitor what you owe with deadlines
Loan Manager – Track money lent to others
Payment Alerts – Never miss payments
Contact Links – Associate debts with people
Progress Tracking – Visualize debt reduction

🎯 Goals & Savings Planner
Multiple Goals – Unlimited savings targets
Visual Progress – Beautiful progress charts
AI Recommendations – Personalized goal suggestions
Target Dates – Plan with deadlines
Auto-Calculate – Daily/weekly/monthly savings needed

🔄 Automation Features
Recurring Bills – Auto-log subscriptions and utilities
Smart Detection – Alerts for missed payments
Flexible Schedules – Any interval supported

👥 Group & Event Features
Event Mode – Track shared expenses for trips/parties
Bill Splitter – Calculate who owes what
Shared Budgets – Real-time sync for couples/families

📊 Financial Analytics
Interactive Charts – Dynamic spending visualizations
Monthly Reports – Income vs expense analysis
Category Insights – See where money goes
Trend Analysis – Spot patterns to save more
Custom Periods – Analyze any date range

📤 Export & Integration
CSV Export – For taxes and spreadsheets
Flexible Options – Export any period or budget
Clean Format – Works with Excel/Google Sheets

🔒 Security & Platform
Passcode Lock – PIN protection
Local Storage – Data stays on device
Optional Sync – Cloud backup when needed
Widgets – Quick add, voice, camera, budget
Dark Mode – Easy on the eyes
Works Offline – No internet required

🌟 Why Mocy?
"Finally, a finance app that actually helps me save!" – Join thousands achieving financial freedom.

Perfect for:
✓ Anyone wanting better money habits
✓ Couples managing together
✓ Students on tight budgets
✓ Families tracking household expenses
✓ People eliminating debt
✓ Goal-driven savers

Download Mocy free – Transform your finances today!
Updated on
Dec 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 5 others
This app may collect these data types
Personal info and Financial info
Data isn’t encrypted
You can request that data be deleted

What’s new

Welcome to Mocy — the #1 money tracker app!
What’s New in This Version:
- Feat: Use the welcome screen instead of the intro
- Feat: Add notification reader feature for auto-detecting bank transactions (Premium)