Expense tracker - Mocy

Nguyen Thanh Thien

Contains adsIn-app purchases

About this app

Mocy – Complete AI-Powered Money Manager & Budget Planner

Master your finances with Mocy's intelligent expense tracker, smart budgeting, and comprehensive money management tools. Voice commands, receipt scanning, and automation make personal finance effortless.

🎯 Smart Expense & Income Tracking
• Voice Commands – Say "spent $45 on groceries" – instantly logged
• AI Receipt Scanner – Snap photos, extracts all details automatically
• Income Tracker – Monitor multiple income streams easily
• Multi-Currency – Real-time exchange rates for any currency
• Smart Categories – AI learns and auto-categorizes expenses

💰 Professional Budgeting Methods
• 50/30/20 Rule – Balance needs, wants, and savings automatically
• Envelope Budgeting – Digital envelopes prevent overspending
• Pay Yourself First – Prioritize savings before expenses
• 60% Solution – Live on 60% while automating savings

🎮 Gamified Financial Habits
• Streak Tracker – Build daily tracking habits with streaks
• Achievements – Unlock milestones for financial progress
• Celebrations – Motivating animations for reaching goals
• Share Wins – Inspire others with your success
• Smart Reminders – Personalized accountability notifications

💸 Debt & Loan Management
• Debt Tracker – Monitor what you owe with deadlines
• Loan Manager – Track money lent to others
• Payment Alerts – Never miss payments
• Contact Links – Associate debts with people
• Progress Tracking – Visualize debt reduction

🎯 Goals & Savings Planner
• Multiple Goals – Unlimited savings targets
• Visual Progress – Beautiful progress charts
• AI Recommendations – Personalized goal suggestions
• Target Dates – Plan with deadlines
• Auto-Calculate – Daily/weekly/monthly savings needed

🔄 Automation Features
• Recurring Bills – Auto-log subscriptions and utilities
• Smart Detection – Alerts for missed payments
• Flexible Schedules – Any interval supported

👥 Group & Event Features
• Event Mode – Track shared expenses for trips/parties
• Bill Splitter – Calculate who owes what
• Shared Budgets – Real-time sync for couples/families

📊 Financial Analytics
• Interactive Charts – Dynamic spending visualizations
• Monthly Reports – Income vs expense analysis
• Category Insights – See where money goes
• Trend Analysis – Spot patterns to save more
• Custom Periods – Analyze any date range

📤 Export & Integration
• CSV Export – For taxes and spreadsheets
• Flexible Options – Export any period or budget
• Clean Format – Works with Excel/Google Sheets

🔒 Security & Platform
• Passcode Lock – PIN protection
• Local Storage – Data stays on device
• Optional Sync – Cloud backup when needed
• Widgets – Quick add, voice, camera, budget
• Dark Mode – Easy on the eyes
• Works Offline – No internet required

🌟 Why Mocy?
"Finally, a finance app that actually helps me save!" – Join thousands achieving financial freedom.

Perfect for:
✓ Anyone wanting better money habits
✓ Couples managing together
✓ Students on tight budgets
✓ Families tracking household expenses
✓ People eliminating debt
✓ Goal-driven savers

Download Mocy free – Transform your finances today!

What’s new

A smoother first run and a more polished interface.

• Rebuilt the receipt-scanning walkthrough — one continuous sequence that takes you straight into the app
• Fixed the reminder setup screen so the time picker and button sit correctly on every screen size
• Sign in with Apple icon now adapts to light and dark mode
• Polished the amount input field
• More reliable in-app purchases

Thanks for using Mocy!