PaySika

4.0
4.42K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Get your debit card (virtual or physical) with PaySika and make your payments online or offline with peace of mind. Manage your finance in one place with the PaySika application.

What is PaySika?

It's a youth based neo-bank based for Francophone Africa.

By opening your PaySika payment account in less than 2 minutes, you get a free viable and secure virtual debit card. You also have the possibility to have a physical card to make your payments in any local shop.



Wondering how you can top it up?

Your PaySika cards are rechargeable via mobile money. That is to say, you can top them up yourself with a mobile money account or in any mobile money kiosk in the area.

And as you can top up, you can also make withdrawals from your PaySika debit card without any worries.

The question that comes to your mind is: what advantages will you have with PaySika?



You should know that we don't consider you as simple users, but as co-creators and we are listening to you, because our goal is to offer you an application that serves you every day.



So, with PaySika, you will have the pleasure to:

- Create not one but several virtual cards, you are the boss.

- Make payments in one click on any online site, you choose.

- Block and unblock your virtual and physical cards without worries. The decision is yours!

- Manage your money in real time, 24 hours a day, without restriction through your PaySika mobile application.

- Receive real time notification of every action you take so nothing will escape your notice.

- Send money securely to a friend on their PaySika card.

- Make payments abroad like you do locally without any problem with an unbelievable rate.

- Withdraw your money at home or abroad without any problem.

- Link your PaySika card easily to another payment account and make or receive payments without problems.

- Receive your royallties or money by linking your PaySika card to any online platform (trading or betting platforms)...



So how much will it cost to be comfortable with PaySika?



With your PaySika application, access more, spend less

- Your first virtual card is free.

- One free physical card + FCFA 3,000 for logistics costs

- No maintenance fees.

- No monthly fees.

- No fees on failed transactions.

- No PaySika debit card top up fee.



Why the PaySika physical card?

You should know that with your PaySika physical card, you will be able to pay for an item or any service in a local shop.

You can carry your PaySika physical card with you anywhere in the world and pay internationally at a reasonable price.

It also allows you to withdraw money from any ATM in the world.

Get your PaySika payment account by downloading the application now!
Updated on
Feb 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Messages and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
4.39K reviews
Lindney Akonwie
August 4, 2025
I've been using PaySika for a little more than 2.5 years now. Most of the time the service works without hic ups. I mean putting money into your card and paying online transactions. But where they really shine is their customer service. They answer within a reasonable amount of time and really try to help you get through whatever issue you're facing. Issues are a part of a business such as this one, they know that and their customer service is top quality. I definitely recommend.
17 people found this review helpful
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PaySika
August 4, 2025
Lindney Akonwie Merci pour votre aimable retour😊. Savoir que vous êtes satisfaites par l'utilisation de nos services nous fait énormément plaisir. Nous mettons chaque jour un point d'honneur à fournir la meilleure le meilleur service possible pour votre plus grand bonheur. Aris.
LOW KEY PANDA
December 21, 2025
very trustworthy platform. customer service is fast responding. I'm so satisfied. I am leaving a new review, lately, there have been a lot of times I cannot deposit because paysika blocks deposits due to bank and it is very frustrating when I really need to pay for a service online.. for this I'm giving a 3 star.. if this improves I will give you 5 star
2 people found this review helpful
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PaySika
December 18, 2025
Hello😍 Thank you for your feedback🙏. Aris
KARLIOMBE NADESH
December 7, 2025
The CHARGES ARE EXTREMELY HIGH. I make a payment of 500frs and I get deducted extra 500frs as charges? that's gross and it discourages from performing heavy amount transactions. I now have fear of high charges. I was planning to use for my international transactions but I won't. I was beginning to wonder what happens to my balances always. I'll deposit 1k and use half but always come back to an empty account. they function well but those charges are extremely high please.
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