ING HomeBank

ING BANK N.V. AMSTERDAM SUCURSALA BUCURESTI

About this app

At ING we believe your bank must be simple and intuitive, our life being complex enough. It is not only about the money, but also about the freedom of accessing them securely, wherever you are.

- You can open your online current account, if you are Romanian citizen, of minimum 18 years old, you have a permanent address in Romania and have a valid identitity card
- You may have a joint account for family expenses
- Your kid also can get a current account and card, with you permanently in control.
- You can access instant personal needs loans, credit cards and overdrafts.
- You can simulate the eligible amount for your mortgage loan.
- You protect your loved ones with life, health, or salary insurance.
- You can access term deposits and savings accounts.
- You can issue virtual cards and instant add them to Google Pay, Garmin Pay
- You can invest in mutual funds.
- You can use FX at better rates.

All financial chores become simple with Home'Bank, with an intuitive interface, fast access and well thought functions which are meant to help you.
You are in full control of your money, directly on the phone which will become a trusted device:

- You can authenticate without SMS code once the device is registered as trusted.
- You have the option of simple logging on, with fingerprint or facial authentication.
- You pay faster using only your password.
- You receive push notifications for 3D secure payments authorisation, also for all the operations from your current accounts.
- Do not forget to activate geolocation. It helps us detect fraudulent activity initiated from foreign geographic areas in Home’Bank.


You decide where you shop! You can access offers from over 100 partners in Bazar, from which you will receive cash-back.

You have plenty of payment options:
- Alias Pay: payments based on the phone number only.
- You can pay with the phone. You don’t need a physical wallet, you pay with Android Pay
- Paying your invoices, with Scan&Pay option, you can pay your invoices just by scanning them with your phone camera.
- Online instant payments: RON Transfers to other banks in Romania are instant, including invoice payments or to other suppliers, if their bank is enrolled in the instant payment program.
- Payment requests: You can send payment requests to friends from your phonebook. They receive a payment notification in Home’Bank.

Still not convinced? More details here: https://ing.ro/lp/onboarding

The application is available in Romanian language and uses cookies.
By using the application, you express your consent for cookies usage. You can read more about cookies, here https://www.ing.ro/ing-in-romania/informatii-utile/termeni-si-conditii/cookies

ING Home'Bank is more than a banking app – it is your dashboard for your money.

Why choose ING?
Because it is simple. Fast. Thought out for you.
Every detail exists to make your life easy, while you have more time for what’s most important to you.

Ratings and reviews

Per all, an increasingly good app. Congrats and keep up the good work! (There are still some "hiccups" when the app gives the message "Something went wrong, come again later" which give me emotions. Usually, the problem lasts merely for a short time, around 5 minutes.)

The app is ok but some functionalities are slow. When trying to apply for a loan the release date for the legal ID is a calendar that you have to go back ( 6y in my case ) month by month. Sooo many taps; That's poor UI design ING, I know you can do better. Another thing I found during the loan simulation process was I just updated my info and got the confirmation email but the app kept telling me that I cannot continue as my info is being updated. Testing team could do better also.

Unreliable application, as it randomly says service not available, crashes and unstable. Asked in the chat for support but got hung up and no real explanation was given. I always have to physically go in the office, multiple times to solve anything, as any other contact methods are inefficient or don't reply to you at all.

What’s new

Regular updates help us keep Home’Bank running smoothly for you and allow us to improve your experience through small tweaks and optimizations.

See you at the next update, each time with a better Home’Bank.