FINMOLL is a loan to a client’s account in any bank.
Online loans without certificates or guarantors. No hidden interest or commissions. Confidential and secure. Loan online to your bank account and with the possibility of receiving money through the Payment system.
Basic requirements for our borrowers:
- citizenship of the Russian Federation;
- age over 21 years;
- presence of permanent registration in one of the constituent entities of the Russian Federation;
You can be a pensioner or a student, a young mother, or have a permanent income - in any case, you do not need to collect certificates and prove your solvency to apply for a loan
The mobile application allows you to:
- apply for a loan;
- receive advice from financial operators;
- carry out early repayment of the loan;
- conveniently repay the current loan;
- receive information about the debt balance, payments made and payment schedule
For an amount from 20,000 to 100,000 rubles, for a period of 364 days.
Minimum annual interest rate: 190%
Maximum annual interest rate: 196%
Minimum debt repayment period: 364 days
Maximum debt repayment period: 364 days
The cost of the loan is calculated using the formula:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
There are no additional fees.
An example of calculating the total cost of a loan in the amount of 25,000 rubles for a period of 364 days:
The interest rate for using a loan for 364 days is 0.56% per day.
The total cost of credit (FLC) is 206% per annum.
The amount of accrued interest for 364 days of using the loan is 34,194.09 rubles.
Repayment by regular payments every 7 days:
Payment 1: 1,140 rubles
Payment 2: 1,140 rubles
Payment 3: 1,140 rubles
Payment 4: 1,140 rubles
....................
Payment 51: 1,140 rubles
Payment 52: 954.63 rubles
The total amount to be repaid is 59,094.63 rubles.
There is no penalty in case of violation of the deadline for making any payment specified in the payment schedule
FINMOLL is the leader of the Russian Microfinance market, the largest and fastest growing company in the microfinance market, specializing in issuing loans to individuals up to 100,000 rubles. LLC MKK "FINMOLL", address: 630112, Novosibirsk, st. Frunze, house 242, room 406. The company was included in the state register of microfinance organizations on August 19, 2014 under the number 651403550005541. The official website of the company is www.finmoll.ru
Certificate - https://finmoll.ru/about#certificate
Company documents - https://finmoll.ru/documents