If you want to quickly apply for a cash loan or an online loan without certificates and guarantors, select a bank or microfinance company from our catalog and fill out an application online.
- up-to-date information on all microloans and bank loans;
- a large base of banks and MFIs with a license from the Central Bank;
- MFI rating.
List of MCCs and MFCs whose activities are regulated by the Central Bank of the Russian Federation. If you need verified MFIs without cheating, see if they are on this register and are not excluded from it in 2021 or earlier. To check MFIs in the register of the Central Bank of the Russian Federation, it is convenient to use the search. Source - the official website of the Central Bank of the Russian Federation.
You can also read reviews about MFIs, compare the conditions of loans / credits of microfinance companies and apply online for a loan online.
🔍Conditions for obtaining loans from MFIs:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 365%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
An example of interest rate calculation:
- The amount of the body of the loan - 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (averaged for 30 days).
- The total amount of the commission for 100 days will be 1600 rubles.
- The total amount to be returned, taking into account the loan amount: 21,600 rubles.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
- age from 18 to 75 years;
- passport of a citizen of the Russian Federation.
List of credit organizations:
LLC MFC "Zaymer" OGRN: 1134205019189 / Certificate No. 651303532004088 K
LLC MFC "Money Men" - Certificate No. 2110177000478 dated 10/25/2011.
Limited Liability Company Microfinance Company "Financial Support Center" Certificate No. 2110177000840 dated December 06, 2011
MFC Bystrodengi (LLC) Microfinance company Bystrodengi (Limited Liability Company) Certificate No. 2110573000002 dated 08 July 2011
LLC MCC "Rusinterfinance" (Ekapusta) - Certificate No. 2120754001243 dated March 22, 2012.